Chime Financial Financials

$33.97

$0.97 (2.94%)

As on 14-Sep-2026 16:02EDT

Market cap

$12,493 Mln

Revenue (TTM)

$2,364 Mln

P/E Ratio

6.1

P/B Ratio

8.8

Div. Yield

0 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	2,364.24	2,186.77	1,673.27	1,278.46	1,008.84	--
Cost of Revenue	301.17	309.03	207.51	219.74	214.69	--
Gross Profit	2,063.07	1,877.74	1,465.76	1,058.72	794.15	--
Operating Expenses	2,114.07	2,917.72	1,527.96	1,294.50	1,272.85	--
Operating Profit (EBIT)	-50.99	-1,039.98	-62.20	-235.79	-478.70	--
Other Income	--	--	--	--	--	--
Profit before Tax	-17.20	-1,009.11	-22.73	-202.97	-470.59	--
Provision for Tax	0.99	0.83	2.61	0.23	-0.34	--
Profit after Tax (Net Income)	-18.19	-1,009.94	-25.34	-203.20	-470.25	--
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	--	--

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	1,404.82	1,401.71	959.52	936.51	1,101.04	--
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	578.79	174.98	126.70	95.09	101.20	--
Current Liabilities	13.03	387.92	374.82	288.65	215.52	--
Total Liabilities	2,009.68	1,964.61	1,461.04	1,320.25	1,417.75	--

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	207.13	208.60	174.00	158.41	146.41	--
Current Assets	1,789.52	1,756.01	1,287.04	1,161.84	1,271.34	--
Total Assets	2,383.87	1,964.61	1,461.04	1,320.25	1,417.75	--
Total Debt*	130.88	134.67	96.34	104.89	100.81	--
Net Current Assets	1,402.30	1,368.09	912.22	873.19	1,055.83	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	52.78	64.14	-156.59	-434.13	--
Cash Flow from Investing Activities	--	-289.69	45.66	167.01	150.54	--
Cash from Financing Activities	--	367.67	0.46	0.84	1.02	--
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	-0.06	-2.69	-0.07	-0.56	--	--
Cash EPS ($)	5.42	-2.61	0.00	-0.52	--	--
Adjusted Book Value ($)	3.71	3.73	2.63	2.57	--	--
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	0.14	0.18	-0.43	--	--
Free Cash Flow per Share ($)	--	0.09	0.14	-0.51	--	--

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	-77.92	-2.42	-18.12	--	--
ROE (%)	-1.30	-85.54	-2.67	-19.95	--	--
ROA (%)	-0.78	-58.96	-1.82	-14.84	--	--
EBIT Margin (%)	-1.54	-46.15	-3.72	-18.44	-47.45	--
Net Margin (%)	-0.77	-46.18	-1.51	-15.89	-46.61	--
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	21.62	0.31	0.31	0.27	--	--
EBIT Growth (%)	96.27	-1,522.38	73.62	50.74	--	--
Net Profit Growth (%)	98.09	-3,884.91	87.53	56.79	--	--
EPS Growth (%)	97.54	-37.64	0.88	--	--	--
Book Value Growth (%)	-8.11	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	6.09	-9.37	--	--	--	--
Price / Book Value	8.80	6.75	--	--	--	--
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	--	-8.72	--	--	--	--
Close Price ($)	20.48	25.17	--	--	--	--
High Price ($)	38.67	44.94	--	--	--	--
Low Price ($)	15.88	16.17	--	--	--	--
Market Cap ($ Cr)	12,493.31	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	--	0.10	0.10	0.11	0.09	--
Short term debt to equity ratio	0.01	0.01	0.02	0.01	0.01	--
Current Ratio	137.30	4.53	3.43	4.03	5.90	--
Quick Ratio	137.30	--	--	--	--	--
Interest Coverage	--	--	--	--	--	--

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	12.17	15.07	18.88	13.81	12.21	--
Asset Turnover	1.02	1.28	1.20	0.93	--	--
Receivable days	--	53.90	53.75	42.82	44.61	--
Inventory Days	--	--	--	--	--	--
Payable days	--	44.04	51.03	35.68	35.37	--
Cash Conversion Cycle	--	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.