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Dar Credit & Capital Key Ratios

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NSE: DCCL

₹40.00

up-down-arrow ₹0.50 (1.27%)

As on 12-Nov-2026 14:38IST

Market cap

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₹56 Cr

Revenue (TTM)

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₹55 Cr

P/E Ratio

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5.6

P/B Ratio

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0.5

Div. Yield

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2.5 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 12.69 26.12 28.28 26.25 --
EBIT 24.90 29.91 25.64 32.05 --
Net Profit 21.17 0.08 33.77 54.97 --
EPS 21.17 0.08 3.16 37.63 --
Book Value -- -- -1.05 5.39 --
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 68.35--66.1669.8069.09
Net Margin info 16.16--18.1920.2417.02
Return on equity info 9.06--9.5711.4210.03
Return on Assets info 2.91--3.373.933.07

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
--
13.82
12.81
10.55
9.12
Peer Median
--
9.98
10.60
9.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

9.57

Higher than Peers by 0.20

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
9.57
11.42
10.03
5.72
4.46
Peer Median
9.37
10.95
10.78
8.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

3.37

Higher than Peers by 0.52

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
3.37
3.93
3.07
1.74
1.53
Peer Median
2.85
2.77
3.50
2.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

66.16

Lower than Peers by 2.04

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
66.16
69.80
69.09
66.16
61.01
Peer Median
68.20
62.12
61.18
97.28
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

18.19

Lower than Peers by 5.21

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
18.19
20.24
17.02
11.23
10.65
Peer Median
23.40
20.01
26.68
51.92
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
0.00
21.88
19.15
13.32
13.38
Peer Median
--
--
--
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

28.28

Higher than Peers by 8.96

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
28.28
23.79
25.07
29.98
2.34
Peer Median
19.31
19.31
17.06
34.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

25.64

Higher than Peers by 7.27

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
25.64
25.07
30.61
40.95
1.05
Peer Median
18.37
24.39
15.67
38.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

33.77

Higher than Peers by 13.57

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
33.77
43.80
90.92
35.56
21.88
Peer Median
20.20
46.83
11.48
49.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

3.16

Lower than Peers by 6.61

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
3.16
0.73
90.92
35.56
21.88
Peer Median
9.77
35.94
-3.51
50.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
--
41.26
9.77
7.75
3.71
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

1.21

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
1.21
1.78
1.97
2.49
1.94
Peer Median
--
2.01
2.00
1.60
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
--
0.07
0.14
0.60
0.09
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

2.29

Higher than Peers by 0.84

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
2.29
1.83
1.26
1.43
0.82
Peer Median
1.45
0.89
4.14
2.82
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

2.29

Higher than Peers by 0.84

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
2.29
1.83
1.26
1.43
0.82
Peer Median
1.45
1.44
1.54
1.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.55

Lower than Peers by 0.39

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
1.55
1.59
1.46
1.29
1.30
Peer Median
1.94
1.84
1.98
2.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

5.57

Lower than Peers by 12.48

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
5.57
4.93
--
--
--
Peer Median
18.05
18.05
20.09
19.35
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.52

Lower than Peers by 1.35

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
0.52
0.48
--
--
--
Peer Median
1.87
1.87
1.53
1.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

2.53

Higher than Peers by 2.40

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
2.53
2.86
--
--
--
Peer Median
0.13
0.08
0.05
0.16
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

6.63

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
6.63
5.66
4.23
6.04
5.85
Peer Median
--
15.08
13.42
23.06
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

56

Lower than Peers by 7,643

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dar Credit & Capital
56
50
--
--
--
Peer Median
7,699
6,467
3,133
4,482
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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