Dar Credit & Capital Peer Comparison

NSE: DCCL

₹41.90

₹0.00 (0.00%)

As on 01-Oct-2026IST

Market cap

₹60 Cr

Revenue (TTM)

₹52 Cr

P/E Ratio

5.9

P/B Ratio

0.6

Div. Yield

2.4 %

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	Dar Credit & Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	60	31,129	28,950	24,006	19,887
Revenue (₹ Cr)	52	404	10,285	5,303	6,380
Net Profit (₹ Cr)	10.13	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	19.32	74.72	14.02	21.20	18.97
RoE (%)	9.81	1.41	10.08	16.25	16.14
Price to Earnings	5.90	72.24	19.97	21.29	16.42
Price-To-Book	0.56	1.06	1.80	3.19	2.40

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Dar Credit & Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	49.89	397.33	9,509.41	4,731.14	6,058.92
Other Income	0.16	6.13	15.30	12.92	3.62
Total Income	50.05	403.46	9,524.71	4,744.06	6,062.54
Interest Expense	22.06	0.57	3,785.61	1,730.09	1,905.13
PBT & Exceptional Items	12.92	356.98	1,270.22	1,257.41	1,033.20
Operating Expenses	14.28	42.03	4,162.31	1,647.01	3,061.13
Exceptional Income/Expenses	--	--	--	--	--
Profit before Tax	12.92	474.08	1,270.22	1,257.41	1,033.20
Taxes	2.79	40.40	277.05	308.26	255.56
Profit after Tax	10.13	433.68	993.16	949.15	777.64
Minority Interest	--	--	6.48	--	--
Share of Associate	--	--	--	--	--
Consolidated Profit	10.13	433.68	1,003.32	949.15	777.64

Liabilities (₹ Cr)

	Dar Credit & Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	103.85	29,221.15	16,050.74	7,203.48	7,842.25
Minority Interest	--	--	6.48	--	--
Non-Current Liabilities	87.61	3,498.26	29,293.66	17,582.63	11,521.13
Current Liabilities	102.43	254.55	29,722.88	8,769.12	13,462.67
Total Liabilities	294.47	32,973.97	75,691.91	33,637.47	33,153.91

Assets (₹ Cr)

	Dar Credit & Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	106.95	31,857.51	66,236.38	29,572.62	29,933.70
Current Assets	186.95	1,116.45	8,837.38	3,982.61	2,892.35
Total Assets	294.47	32,973.97	75,691.91	33,637.47	33,153.91
Contingent Liabilities	4.79	--	136.28	7.07	4.00

Cashflow (₹ Cr)

	Dar Credit & Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-28.85	279.39	-20,237.75	-8,727.78	-2,770.21
Cash Flow from Investing Activities	-7.61	-147.97	-1,631.53	-1,088.40	-100.65
Cash from Financing Activities	39.20	-137.57	23,834.45	10,391.44	2,750.95
Net Cash Inflow / Outflow	2.74	-6.15	1,965.17	575.26	-119.91

Ratios

Profitability Ratios

	Dar Credit & Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	13.82	1.57	8.35	11.68	9.98
ROE (%)	11.42	1.44	7.11	16.60	10.59
ROA (%)	3.93	1.27	1.54	3.45	2.52
EBIT Margin (%)	71.70	90.97	56.39	65.46	49.54
Net Margin (%)	20.24	107.49	10.43	20.01	12.83
Cash Profit Margin (%)	21.88	110.13	13.67	22.38	13.88

Growth Ratios

	Dar Credit & Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	23.79	30.24	-5.01	45.67	5.33
EBIT Growth (%)	20.82	35.20	-2.04	54.17	10.10
Net Profit Growth (%)	43.80	38.96	-17.50	98.35	46.34
EPS Growth (%)	0.73	38.96	-25.66	70.10	45.90
Book Value Growth (%)	41.26	-6.01	24.70	67.97	12.59

Valuation Ratios

	Dar Credit & Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	4.93	63.11	23.50	16.81	23.80
Price / Book Value	0.48	0.94	1.52	2.23	2.38
Dividend Yield (%)	2.86	0.63	0.80	0.12	0.00
EV/EBITDA	5.66	75.70	13.94	12.25	13.62
Market Cap (₹ Cr)	49.97	27,369.52	23,577.62	15,957.18	18,508.79

Solvency Ratios

	Dar Credit & Capital	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	1.78	0.00	3.69	3.36	3.04
Short term debt to equity ratio	0.07	0.00	1.74	1.02	1.65
Current Ratio	1.83	4.39	0.30	0.45	0.21
Quick Ratio	1.83	4.39	0.30	0.45	0.21
Interest Coverage	1.59	834.33	1.34	1.73	1.54

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.