UP Fintech Holding Limited - ADR Financials

$4.96

$-0.08 (-1.49%)

As on 10-Sep-2026 12:38EDT

Market cap

$914 Mln

Revenue (TTM)

$689 Mln

P/E Ratio

10.6

P/B Ratio

1

Div. Yield

0 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Mar-24	Dec-23	Mar-23	Dec-22	Mar-22	Dec-21	Mar-21	Dec-20
Operating Revenue	689.41	613.68	391.54	272.51	272.51	225.37
Cost of Revenue	82.90	41.63	137.02	18.47	109.83	136.03
Gross Profit	606.51	572.05	254.52	254.04	162.67	89.34
Operating Expenses	303.40	289.57	115.26	174.23	82.87	87.61
Operating Profit (EBIT)	303.12	282.48	139.27	79.80	79.80	1.66
Other Income	--	--	--	--	--	--
Profit before Tax	157.53	207.99	81.76	45.99	45.99	2.03
Provision for Tax	45.25	36.06	20.41	12.99	12.99	4.29
Profit after Tax (Net Income)	111.85	171.45	60.73	32.56	32.56	-2.26
Minority Interest	-0.54	-0.58	-0.63	-0.44	-0.44	0.07
Consolidated Profit	--	--	--	--	--	--

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Mar-24	Dec-23	Mar-23	Dec-22	Mar-22	Dec-21	Mar-21	Dec-20
Shareholder's Funds	887.17	865.51	655.23	488.98	488.98	447.13
Minority Interest	-0.54	--	--	--	--	--
Non-Current Liabilities	8,851.43	7,238.43	5,661.05	171.77	171.77	169.82
Current Liabilities	6.50	117.96	5,561.71	3,085.56	3,085.56	3,180.56
Total Liabilities	9,756.69	8,226.57	6,391.31	3,746.05	3,746.05	3,797.36

Assets ($ Mln)	TTM	Dec-25	Dec-24	Mar-24	Dec-23	Mar-23	Dec-22	Mar-22	Dec-21	Mar-21	Dec-20
Non-Current Assets	107.89	108.56	5,997.74	56.08	56.08	58.78
Current Assets	9,642.29	8,118.00	6,327.95	3,689.97	3,689.97	3,738.58
Total Assets	18,522.68	8,226.57	6,391.31	3,746.05	3,746.05	3,797.36
Total Debt*	61.35	173.16	179.50	165.80	172.64	13.88
Net Current Assets	869.80	852.47	766.23	604.41	604.41	558.02

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Mar-24	Dec-23	Mar-23	Dec-22	Mar-22	Dec-21	Mar-21	Dec-20
Cash From Operating Activities	--	1,316.68	827.98	-6.57	-6.57	258.06
Cash Flow from Investing Activities	--	-5.75	-8.66	--	-7.75	--
Cash from Financing Activities	--	-2.93	103.83	1.82	1.82	4.73
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	TTM	Dec-25	Dec-24	Mar-24	Dec-23	Mar-23	Dec-22	Mar-22	Dec-21	Mar-21	Dec-20
Adjusted EPS ($)	0.59	0.91	0.34	--	0.21	-0.01
Cash EPS ($)	--	0.93	0.35	--	0.23	0.00
Adjusted Book Value ($)	--	4.61	3.66	--	3.14	2.79
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	7.01	4.62	--	-0.04	1.61
Free Cash Flow per Share ($)	--	6.98	4.61	--	-0.06	1.58

Profitability Ratios	TTM	Dec-25	Dec-24	Mar-24	Dec-23	Mar-23	Dec-22	Mar-22	Dec-21	Mar-21	Dec-20
ROCE (%)	--	18.30	8.15	5.84	5.80	-0.42
ROE (%)	12.70	22.55	10.61	6.96	6.96	-0.51
ROA (%)	0.64	2.35	1.20	0.86	0.86	-0.06
EBIT Margin (%)	34.57	45.88	36.41	29.28	34.11	0.74
Net Margin (%)	16.22	27.94	15.51	11.95	11.95	-1.00
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Mar-24	Dec-23	Mar-23	Dec-22	Mar-22	Dec-21	Mar-21	Dec-20
Revenue Growth (%)	46.76	0.57	0.44	0.21	0.21	-0.15
EBIT Growth (%)	51.71	97.48	53.38	4,698.19	349.03	-86.19
Net Profit Growth (%)	-4.87	182.32	86.49	1,542.86	1,589.34	-115.36
EPS Growth (%)	-11.28	1.69	0.62	--	16.33	-1.15
Book Value Growth (%)	19.18	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Mar-24	Dec-23	Mar-23	Dec-22	Mar-22	Dec-21	Mar-21	Dec-20
Price / Earnings	10.58	10.48	19.06	--	21.14	-236.08
Price / Book Value	0.97	2.08	1.77	--	1.41	1.19
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	1.01	-7.91	5.74	-24.70	1.07	60.88
Close Price ($)	4.40	9.56	6.46	3.44	4.42	3.33
High Price ($)	13.55	13.55	14.48	5.80	5.80	5.79
Low Price ($)	4.00	5.64	3.10	2.31	2.31	2.95
Market Cap ($ Cr)	913.61	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Mar-24	Dec-23	Mar-23	Dec-22	Mar-22	Dec-21	Mar-21	Dec-20
Debt to Equity	0.06	0.20	0.27	0.34	0.35	0.03
Short term debt to equity ratio	0.01	0.14	0.02	0.01	0.02	0.01
Current Ratio	1,482.61	68.82	1.14	1.20	1.20	1.18
Quick Ratio	1,482.61	--	--	--	2.29	886.11
Interest Coverage	2.95	3.83	2.34	1.70	1.98	4.51

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Mar-24	Dec-23	Mar-23	Dec-22	Mar-22	Dec-21	Mar-21	Dec-20
Debtors to sales (%)	698.39	625.32	864.32	478.23	480.33	712.80
Asset Turnover	0.04	0.08	0.08	0.07	0.07	0.06
Receivable days	--	2,149.08	2,186.32	1,949.93	1,953.76	2,555.68
Inventory Days	--	--	--	-55,655,731.55	-4,685,471.49	-3,776,862.66
Payable days	--	54,788.24	11,352.65	60,934.88	10,247.55	7,578.86
Cash Conversion Cycle	--	--	--	-55,714,716.49	-4,693,765.28	-3,781,885.85

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.