UP Fintech Holding Limited - ADR Key Ratios
$5.08
As on 04-Sep-2026 16:00EDT
Market cap
$914 Mln
Revenue (TTM)
$689 Mln
P/E Ratio
10.6
P/B Ratio
1
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 17.53 | 31.61 | 46.76 | 39.93 | 24.90 |
| EBIT | 4,660.42 | 14.77 | 51.71 | 51.06 | 47.65 |
| Net Profit | 245.50 | -4.73 | -4.87 | 63.57 | 40.44 |
| EPS | 242.62 | -3.47 | -11.28 | 54.68 | 47.18 |
| Book Value | -- | -- | 25.93 | 18.19 | 23.07 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| -- | -- | 34.57 | 45.88 | 36.41 |
| Net Margin
| -- | -- | 16.22 | -- | -- |
| Return on equity
| -- | -- | 12.70 | 22.55 | 10.61 |
| Return on Capital
| -- | -- | -- | 18.30 | 8.15 |
| Return on Assets
| -- | -- | 0.64 | 2.35 | 1.20 |
| Debt to Equity (x)
| -- | -- | 0.06 | 0.20 | 0.27 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
--
|
18.30
|
8.15
|
5.84
|
5.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
12.70
Lower than Peers by 3.14
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
12.70
|
22.55
|
10.61
|
6.96
|
6.96
|
|
Peer Median
|
15.84
|
--
|
--
|
--
|
--
|
ROA
0.64
Lower than Peers by 1.27
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
0.64
|
2.35
|
1.20
|
0.86
|
0.86
|
|
Peer Median
|
1.91
|
--
|
--
|
--
|
--
|
EBIT Margin
34.57
Higher than Peers by 15.54
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
34.57
|
45.88
|
36.41
|
29.28
|
34.11
|
|
Peer Median
|
19.03
|
--
|
--
|
--
|
--
|
Net Margin
16.22
Higher than Peers by 4.24
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
16.22
|
27.94
|
15.51
|
11.95
|
11.95
|
|
Peer Median
|
11.98
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
46.76
Higher than Peers by 27.75
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
46.76
|
0.57
|
0.44
|
0.21
|
0.21
|
|
Peer Median
|
19.01
|
--
|
--
|
--
|
--
|
EBIT Growth
51.71
Higher than Peers by 23.61
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
51.71
|
97.48
|
53.38
|
4,698.19
|
349.03
|
|
Peer Median
|
28.10
|
--
|
--
|
--
|
--
|
Net Profit Growth
-4.87
Lower than Peers by 37.51
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
-4.87
|
182.32
|
86.49
|
1,542.86
|
1,589.34
|
|
Peer Median
|
32.63
|
--
|
--
|
--
|
--
|
EPS Growth
-11.28
Lower than Peers by 41.93
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
-11.28
|
1.69
|
0.62
|
--
|
16.33
|
|
Peer Median
|
30.65
|
--
|
--
|
--
|
--
|
Book Value Growth
19.18
Higher than Peers by 8.77
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
19.18
|
--
|
--
|
--
|
--
|
|
Peer Median
|
10.41
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.06
Lower than Peers by 0.36
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
0.06
|
0.20
|
0.27
|
0.34
|
0.35
|
|
Peer Median
|
0.42
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.01
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
0.01
|
0.14
|
0.02
|
0.01
|
0.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1,482.61
Higher than Peers by 1,481.11
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
1,482.61
|
68.82
|
1.14
|
1.20
|
1.20
|
|
Peer Median
|
1.51
|
--
|
--
|
--
|
--
|
Quick Ratio
1,482.61
Higher than Peers by 1,481.11
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
1,482.61
|
--
|
--
|
--
|
2.29
|
|
Peer Median
|
1.51
|
--
|
--
|
--
|
--
|
Interest Coverage
2.95
Higher than Peers by 0.46
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
2.95
|
3.83
|
2.34
|
1.70
|
1.98
|
|
Peer Median
|
2.49
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
698.39
Higher than Peers by 664.49
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
698.39
|
625.32
|
864.32
|
478.23
|
480.33
|
|
Peer Median
|
33.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.14
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
0.04
|
0.08
|
0.08
|
0.07
|
0.07
|
|
Peer Median
|
0.18
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
--
|
2,149.08
|
2,186.32
|
1,949.93
|
1,953.76
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
--
|
--
|
--
|
-55,655,731.55
|
-4,685,471.49
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
--
|
54,788.24
|
11,352.65
|
60,934.88
|
10,247.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
--
|
--
|
--
|
-55,714,716.49
|
-4,693,765.28
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
10.58
Lower than Peers by 8.39
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
10.58
|
10.48
|
19.06
|
--
|
21.14
|
|
Peer Median
|
18.98
|
--
|
--
|
--
|
--
|
Price / Book Value
0.97
Lower than Peers by 3.15
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
0.97
|
2.08
|
1.77
|
--
|
1.41
|
|
Peer Median
|
4.12
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.09
|
--
|
--
|
--
|
--
|
EV/EBITDA
1.01
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
1.01
|
-7.91
|
5.74
|
-24.70
|
1.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
914
Lower than Peers by 205
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Mar-24
|
Dec-23
|
|---|---|---|---|---|---|
|
UP Fintech Holding Limited - ADR
|
914
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1,119
|
--
|
--
|
--
|
--
|