MoneyLion Inc. Class A (ML) Key Ratios

Stock Card

$85.90

$0.20 (0.23%)

As on 16-Apr-2025 16:13EDT

Market cap

$972 Mln

Revenue (TTM)

$546 Mln

P/E Ratio

113

P/B Ratio

3.3

Div. Yield

0 %

Key Ratios and Highlights

Growth Score (%)	Quarterly		Annual (TTM)
Particulars	QoQ	YoY	1-Year	3-Years	5-Years
Revenue	17.07	40.39	28.92	47.22	55.32
EBIT	-26.01	515.60	228.72	31.15	19.83
Net Profit	161.82	141.14	113.22	26.99	16.17
EPS	106.22	103.57	113.22	26.50	--
Book Value	--	--	-90.20	37.29	--

Key Ratios (%)	Average		Annual (TTM)
Particulars	3-Years	5-Years	Dec-24	Dec-23	Dec-22
EBIT-Margin	-17.42	-39.14	6.18	-4.17	-54.26
Net Margin	-48.64	-48.64	--	--	-48.64
Return on equity	-45.69	-38.72	3.34	-25.48	-114.93
Return on Capital	-17.35	-158.11	2.12	-11.54	-42.63
Return on Assets	-13.79	-26.52	1.77	-8.14	-34.99
Debt to Equity (x)	--	--	0.41	0.76	2.37

Profitability

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ROCE

2.12

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	2.12	-11.54	-42.63	-57.05	-681.42
Peer Median	--	--	--	--	--

ROE

3.34

Profit after tax / Average Net worth * 100

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	3.34	-25.48	-114.93	-171.04	114.51
Peer Median	--	--	--	--	--

ROA

1.77

Profit after tax / Average Total assets * 100

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	1.77	-8.14	-34.99	-53.60	-37.63
Peer Median	--	--	--	--	--

EBIT Margin

6.18

Operating profit (EBIT) / Net Sales * 100

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	6.18	-4.17	-54.26	-94.78	-48.65
Peer Median	--	--	--	--	--

Net Margin

1.68

Net profit / Total Income (Net sales plus other income) * 100

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	1.68	-10.69	-48.64	-96.36	-52.37
Peer Median	--	--	--	--	--

Growth

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Revenue Growth

0.29

Year on year growth in net sales

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	0.29	0.24	0.99	1.15	0.32
Peer Median	--	--	--	--	--

EBIT Growth

291.11

Year on year growth in operating profit (EBIT)

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	291.11	90.45	-14.01	-319.81	46.12
Peer Median	--	--	--	--	--

Net Profit Growth

120.21

Year on year growth in profit after tax

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	120.21	76.22	-15.42	-296.46	47.45
Peer Median	--	--	--	--	--

EPS Growth

1.02

Year on year growth in earnings per share

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	1.02	-4.88	-0.12	-2.67	--
Peer Median	--	--	--	--	--

Solvency

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Debt to Equity

0.41

Total debt / Net worth

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	0.41	0.76	2.37	1.41	-1.37
Peer Median	--	--	--	--	--

Short term debt to equity ratio

(Short term borrowings / Net worth)

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	--	0.01	0.03	0.61	-0.35
Peer Median	--	--	--	--	--

Current Ratio

3.71

Current Assets / Current Liabilities and Provisions

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	3.71	5.88	5.47	5.95	3.84
Peer Median	--	--	--	--	--

Quick Ratio

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	--	5.93	5.47	5.39	3.84
Peer Median	--	--	--	--	--

Interest Coverage

1.39

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	1.39	-0.62	-6.20	-22.37	-13.10
Peer Median	--	--	--	--	--

Operating Efficiency

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Debtors to sales

21.36

Debtors outstanding / Net Sales * 100

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	21.36	53.40	57.73	76.80	75.14
Peer Median	--	--	--	--	--

Asset Turnover

1.06

Sales / Average Total Assets

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	1.06	0.76	0.63	0.56	0.72
Peer Median	--	--	--	--	--

Receivable days

114.64

Average Debtors / Sales * 365

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	114.64	182.35	175.86	203.95	229.78
Peer Median	--	--	--	--	--

Inventory Days

-6.11

Average Inventory / Sales * 365

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	-6.11	-2.66	61.14	733.98	0.00
Peer Median	--	--	--	--	--

Payable days

140.05

Average Creditors / Cost of goods sold * 365

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	140.05	128.72	163.02	1,191.60	1,479.83
Peer Median	--	--	--	--	--

Cash Conversion Cycle

-31.51

Receivable Days + Inventory Days - Payable Days

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	-31.51	50.97	73.97	-253.66	-1,250.04
Peer Median	--	--	--	--	--

Valuation

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Price / Earnings

1,129.91

Current share price divided by earning per share in the last twelve months

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	1,129.91	-14.43	-0.84	-6.09	-62.70
Peer Median	--	--	--	--	--

Price / Book Value

35.52

Current share price divided by book value per share in the latest financial year

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	35.52	2.54	1.63	4.31	-64.47
Peer Median	--	--	--	--	--

EV/EBITDA

173.61

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20
MoneyLion Inc. Class A (ML)	173.61	105.65	-1.69	-7.09	-70.46
Peer Median	--	--	--	--	--

Annual
Quarterly