MoneyLion Inc. Class A (ML) Financials

$85.90

$0.20 (0.23%)

As on 16-Apr-2025 16:13EDT

Market cap

$972 Mln

Revenue (TTM)

$546 Mln

P/E Ratio

113

P/B Ratio

3.3

Div. Yield

0 %

Annual
Quarterly

Income Statement ($ Mln)	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14
Operating Revenue	545.91	423.43	340.75	171.11	79.41	60.38
Cost of Revenue	136.65	156.82	106.42	8.86	4.34	3.59
Gross Profit	409.26	266.62	234.33	162.25	75.08	56.79
Operating Expenses	382.61	271.96	333.00	207.95	81.73	121.39
Operating Profit (EBIT)	26.65	-5.35	-118.99	-112.14	-24.39	-71.69
Other Income	--	--	50.54	--	--	--
Profit before Tax	26.65	-46.32	-214.70	-164.82	-41.58	-79.15
Provision for Tax	0.35	-1.08	-24.40	0.06	0.01	-0.01
Profit after Tax (Net Income)	9.15	-45.25	-190.30	-164.88	-41.59	-79.14
Minority Interest	--	--	-3.41	-12.78	-8.41	-9.71
Consolidated Profit	--	--	-195.95	-164.88	-67.21	-103.18

Liabilities ($ Mln)	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14
Shareholder's Funds	290.94	257.22	97.93	233.23	-40.45	-32.19
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	158.53	202.54	440.29	194.85	71.27	39.49
Current Liabilities	69.11	55.50	58.13	63.45	20.97	16.13
Total Liabilities	518.59	515.26	596.34	491.54	123.64	97.40

Assets ($ Mln)	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14
Non-Current Assets	162.19	188.70	278.48	113.90	43.04	9.85
Current Assets	256.58	326.56	317.86	377.64	80.60	87.55
Total Assets	518.59	515.26	596.34	491.54	123.64	97.40
Total Debt*	118.53	196.74	232.01	329.59	55.60	29.24
Net Current Assets	266.36	274.16	301.09	314.19	59.63	71.43

Cashflow ($ Mln)	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14
Cash From Operating Activities	201.02	116.35	3.36	-8.57	3.03	-46.43
Cash Flow from Investing Activities	--	--	-141.55	-144.36	-42.75	-35.97
Cash from Financing Activities	-76.61	-48.01	45.67	378.23	14.83	58.21
Net Cash Inflow / Outflow	--	--	-92.52	--	--	--

Financials Ratios	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14
Adjusted EPS ($)	0.08	-4.35	-0.74	-0.66	-0.18	--
Cash EPS ($)	0.29	-1.99	-0.65	-0.65	-0.18	--
Adjusted Book Value ($)	2.42	24.70	0.38	0.94	--	--
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	1.67	11.17	0.01	-0.03	0.01	--
Free Cash Flow per Share ($)	1.60	10.60	-0.02	-0.04	0.01	--

Profitability Ratios	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14
ROCE (%)	2.12	-11.54	-42.63	-57.05	-681.42	--
ROE (%)	3.34	-25.48	-114.93	-171.04	114.51	--
ROA (%)	1.77	-8.14	-34.99	-53.60	-37.63	--
EBIT Margin (%)	6.18	-4.17	-54.26	-94.78	-48.65	-118.73
Net Margin (%)	1.68	-10.69	-48.64	-96.36	-52.37	-131.06
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14
Revenue Growth (%)	0.29	0.24	0.99	1.15	0.32	--
EBIT Growth (%)	291.11	90.45	-14.01	-319.81	46.12	--
Net Profit Growth (%)	120.21	76.22	-15.42	-296.46	47.45	--
EPS Growth (%)	1.02	-4.88	-0.12	-2.67	--	--
Book Value Growth (%)	--	--	--	--	--	--

Valuation Ratios	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14
Price / Earnings	1,129.91	-14.43	-0.84	-6.09	-62.70	--
Price / Book Value	35.52	2.54	1.63	4.31	-64.47	--
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	173.61	105.65	-1.69	-7.09	-70.46	--
Close Price ($)	86.01	62.69	18.60	120.90	339.00	--
High Price ($)	106.82	66.47	127.20	387.00	352.20	--
Low Price ($)	36.65	7.50	13.30	100.20	290.40	--
Market Cap ($ Cr)	--	--	--	--	--	--

Solvency Ratios	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14
Debt to Equity	0.41	0.76	2.37	1.41	-1.37	-0.91
Short term debt to equity ratio	--	0.01	0.03	0.61	-0.35	--
Current Ratio	3.71	5.88	5.47	5.95	3.84	5.43
Quick Ratio	--	5.93	5.47	5.39	3.84	5.43
Interest Coverage	1.39	-0.62	-6.20	-22.37	-13.10	-21.67

Operating Efficiency Ratios	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14
Debtors to sales (%)	21.36	53.40	57.73	76.80	75.14	66.65
Asset Turnover	1.06	0.76	0.63	0.56	0.72	--
Receivable days	114.64	182.35	175.86	203.95	229.78	243.43
Inventory Days	-6.11	-2.66	61.14	733.98	0.00	0.00
Payable days	140.05	128.72	163.02	1,191.60	1,479.83	1,440.16
Cash Conversion Cycle	-31.51	50.97	73.97	-253.66	-1,250.04	-1,196.73