GreenSky Inc. Class A (GSKY) Financials

$10.20

$0.00 (0.00%)

As on 07-Apr-2022 09:30EDT

Market cap

$1,878 Mln

Revenue (TTM)

$526 Mln

P/E Ratio

18.6

P/B Ratio

27.3

Div. Yield

0 %

Annual
Quarterly

Income Statement ($ Mln)	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Operating Revenue	518.07	525.65	529.65	414.67	325.89	263.87
Cost of Revenue	198.90	307.95	248.58	160.44	89.71	79.15
Gross Profit	319.17	217.70	281.07	254.23	236.18	184.72
Operating Expenses	37.51	165.16	160.11	101.44	90.58	64.91
Operating Profit (EBIT)	161.20	52.54	120.95	152.79	145.60	119.81
Other Income	-3.24	2.74	-8.25	4.31	--	--
Profit before Tax	131.69	30.26	88.85	133.51	138.67	124.46
Provision for Tax	13.88	1.60	-7.13	5.53	--	--
Profit after Tax (Net Income)	117.81	9.97	31.98	24.26	138.67	124.46
Minority Interest	75.67	18.70	-80.76	-60.35	-60.35	-60.35
Consolidated Profit	42.14	9.97	31.98	24.26	138.67	124.46

Liabilities ($ Mln)	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Shareholder's Funds	-28.15	-5.99	25.82	25.58	-456.39	-123.51
Minority Interest	-77.21	-169.48	-80.76	-60.35	--	--
Non-Current Liabilities	1,205.16	1,353.43	662.87	544.36	891.76	415.20
Current Liabilities	11.75	345.12	343.12	293.31	27.52	10.52
Total Liabilities	1,188.76	1,523.07	951.05	802.91	462.89	302.21

Assets ($ Mln)	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Non-Current Assets	511.77	462.05	433.63	325.99	16.87	14.63
Current Assets	301.73	1,061.03	517.42	476.92	446.02	287.58
Total Assets	1,188.76	1,692.56	1,031.81	863.25	462.89	302.21
Total Debt*	--	1,140.77	398.38	386.82	676.97	--
Net Current Assets	537.83	715.91	174.30	183.61	418.51	--

Cashflow ($ Mln)	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Cash From Operating Activities	630.90	-468.10	153.33	256.43	160.39	121.94
Cash Flow from Investing Activities	-15.60	-14.57	-15.38	-6.58	-4.14	-4.67
Cash from Financing Activities	-537.07	504.48	-150.60	-145.18	-30.54	0.73
Net Cash Inflow / Outflow	84.79	21.81	-12.66	104.66	--	--

Financials Ratios	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Adjusted EPS ($)	0.65	0.06	0.18	0.13	--	--
Cash EPS ($)	0.73	0.12	0.22	0.15	--	--
Adjusted Book Value ($)	--	--	0.14	0.14	--	--
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	3.49	-2.63	0.86	1.36	--	--
Free Cash Flow per Share ($)	3.49	-2.71	0.77	1.32	--	--

Profitability Ratios	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
ROCE (%)	21.29	1.28	7.65	7.66	285.70	-642.20
ROE (%)	-690.14	100.54	124.44	-11.26	-47.83	-642.20
ROA (%)	8.69	0.81	3.65	3.83	36.25	55.54
EBIT Margin (%)	30.49	6.96	9.20	12.87	44.86	45.41
Net Margin (%)	22.88	1.89	6.13	5.79	42.55	47.17
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Revenue Growth (%)	-0.01	-0.01	0.28	0.27	0.24	0.52
EBIT Growth (%)	331.76	-24.90	-8.73	-63.49	22.03	28.68
Net Profit Growth (%)	1,082.28	-68.84	31.84	-82.51	11.41	32.66
EPS Growth (%)	10.63	-0.69	0.39	--	--	--
Book Value Growth (%)	--	--	--	--	--	--

Valuation Ratios	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Price / Earnings	17.45	82.70	49.82	74.57	--	--
Price / Book Value	-73.04	-137.54	61.71	70.70	--	--
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	16.69	37.92	32.06	32.71	--	--
Close Price ($)	11.36	4.63	8.90	9.57	--	--
High Price ($)	12.63	9.84	16.42	27.02	--	--
Low Price ($)	4.42	3.05	5.74	8.30	--	--
Market Cap ($ Cr)	--	--	--	--	--	--

Solvency Ratios	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Debt to Equity	--	-190.38	15.43	15.12	-1.48	--
Short term debt to equity ratio	--	-83.92	0.11	--	-0.74	-0.01
Current Ratio	25.68	3.07	1.51	1.63	16.21	27.34
Quick Ratio	--	--	--	--	--	--
Interest Coverage	--	--	--	--	--	--

Operating Efficiency Ratios	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Debtors to sales (%)	1.03	112.88	13.51	4.44	28.29	22.54
Asset Turnover	0.38	0.42	0.60	0.66	0.85	1.18
Receivable days	211.04	231.02	31.03	48.71	84.98	50.14
Inventory Days	--	--	--	--	--	--
Payable days	24.94	16.21	12.69	13.89	19.39	11.35
Cash Conversion Cycle	--	--	--	--	--	--