Nerdwallet Inc (NRDS) Financials

$9.98

$0.20 (2.04%)

As on 02-Sep-2026 16:00EDT

Market cap

$633 Mln

Revenue (TTM)

$860 Mln

P/E Ratio

11

P/B Ratio

1.9

Div. Yield

0 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	860.00	836.60	687.60	599.40	538.90	379.60
Cost of Revenue	55.90	63.70	63.50	54.00	39.80	28.50
Gross Profit	804.10	772.90	624.10	545.40	499.10	351.10
Operating Expenses	714.80	703.30	614.70	541.80	518.10	390.10
Operating Profit (EBIT)	89.30	69.60	9.40	3.60	-19.00	-39.00
Other Income	--	--	--	--	1.50	2.60
Profit before Tax	90.70	68.20	5.00	6.30	-20.00	-37.70
Provision for Tax	25.70	19.50	-25.40	18.10	-9.80	4.80
Profit after Tax (Net Income)	65.00	48.70	30.40	-11.80	-10.20	-42.50
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	-10.20	-42.50

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	325.80	374.50	364.20	366.90	341.70	257.60
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	15.30	15.70	13.30	14.40	11.60	40.70
Current Liabilities	76.90	70.90	60.10	37.30	72.40	65.80
Total Liabilities	494.90	461.10	437.60	418.60	425.70	364.10

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	216.70	216.40	240.90	220.20	236.50	121.30
Current Assets	201.30	244.70	196.70	198.40	189.20	242.80
Total Assets	494.90	461.10	437.60	418.60	425.70	364.10
Total Debt*	5.10	--	8.90	9.60	12.70	15.10
Net Current Assets	124.40	173.80	136.60	161.10	116.80	177.00

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	131.60	71.80	72.10	25.00	7.20
Cash Flow from Investing Activities	--	-33.30	-29.70	-29.50	-100.30	-23.00
Cash from Financing Activities	--	-66.10	-76.50	-26.20	-8.40	100.20
Net Cash Inflow / Outflow	--	--	--	--	-83.70	84.40

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	0.89	0.66	0.40	-0.15	-0.13	-0.70
Cash EPS ($)	--	1.28	1.04	0.48	0.35	-0.25
Adjusted Book Value ($)	--	5.05	4.82	4.80	4.44	4.24
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	1.78	0.95	0.94	0.33	0.12
Free Cash Flow per Share ($)	--	1.76	0.94	0.56	-0.09	-0.26

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	13.03	8.11	-3.23	-3.25	-21.22
ROE (%)	18.56	13.19	8.32	-3.33	-3.40	-24.98
ROA (%)	12.50	10.84	7.10	-2.80	-2.58	-13.73
EBIT Margin (%)	10.65	8.32	0.83	1.18	-3.25	-9.59
Net Margin (%)	7.56	5.82	4.42	-1.97	-1.89	-11.12
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	11.51	0.22	0.15	0.11	0.42	0.55
EBIT Growth (%)	318.26	1,121.05	-19.72	140.57	51.92	-1,920.00
Net Profit Growth (%)	11.52	60.20	357.63	-15.69	76.00	-901.89
EPS Growth (%)	43.17	0.63	3.61	-0.16	0.81	-9.69
Book Value Growth (%)	-2.75	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	11.00	20.62	33.08	-95.43	-72.38	-22.23
Price / Book Value	1.90	2.68	2.76	3.07	2.16	3.67
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	4.07	7.79	17.48	18.68	34.10	-564.47
Close Price ($)	9.25	13.55	13.30	14.72	9.60	15.55
High Price ($)	16.24	16.24	17.30	21.74	16.61	34.44
Low Price ($)	7.33	7.55	10.10	6.38	7.07	13.88
Market Cap ($ Cr)	632.84	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	--	--	0.02	0.03	0.04	0.06
Short term debt to equity ratio	0.02	--	0.01	0.01	0.01	0.01
Current Ratio	2.62	3.45	3.27	5.32	2.61	3.69
Quick Ratio	2.62	--	--	--	2.61	3.69
Interest Coverage	152.17	116.00	8.14	8.88	-7.00	-28.00

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	13.21	13.27	15.85	13.51	17.22	15.96
Asset Turnover	1.65	1.86	1.61	1.42	1.36	1.23
Receivable days	--	48.02	50.46	52.95	51.98	47.77
Inventory Days	--	--	--	0.00	0.00	33.32
Payable days	--	41.00	30.49	17.92	31.20	55.11
Cash Conversion Cycle	--	--	--	35.03	20.78	25.99

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.