Market cap
$632 Mln
Revenue (TTM)
$860 Mln
P/E Ratio
11.1
P/B Ratio
2
Div. Yield
0 %
| Nerdwallet Inc (NRDS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Enova International (ENVA) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
632 | 12,865 | 9,771 | 7,098 | 5,911 |
Revenue ($ Mln) |
860 | 15,841 | 4,120 | 6,418 | 3,011 |
Net Profit ($ Mln) |
65.00 | 1,454.00 | 388.15 | 781.00 | 355.45 |
Net Margin (%) |
7.56 | 9.18 | 9.42 | 12.17 | 11.81 |
RoE (%) |
18.56 | 9.38 | 16.88 | 23.02 | 25.09 |
Price to Earnings |
11.10 | 9.95 | 23.42 | 9.31 | 18.90 |
Price-To-Book |
1.96 | 0.97 | 3.84 | 2.18 | 4.23 |
Income Statement ($ Mln)
| Nerdwallet Inc (NRDS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Enova International (ENVA) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
860.00 | 15,841.00 | 4,120.34 | 6,418.00 | 3,010.90 |
|
Cost of Revenue
|
55.90 | 7,968.00 | 2,104.65 | 2,334.00 | 784.24 |
|
Gross Profit
|
772.90 | 6,318.00 | 1,891.51 | 2,973.00 | 1,579.96 |
|
Operating Expenses
|
714.80 | 6,037.00 | 1,351.92 | 2,428.00 | 1,396.34 |
|
Operating Profit (EBIT)
|
89.30 | 1,836.00 | 663.77 | 1,656.00 | 830.33 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
90.70 | 1,836.00 | 527.40 | 1,004.00 | 461.93 |
|
Provision for Tax
|
25.70 | 382.00 | 139.25 | 223.00 | 106.47 |
|
Profit after Tax (Net Income)
|
65.00 | 1,454.00 | 388.15 | 781.00 | 355.45 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Consolidated Profit
|
0.00 | 671.00 | 0.00 | 403.00 | 0.00 |
Liabilities ($ Mln)
| Nerdwallet Inc (NRDS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Enova International (ENVA) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
325.80 | 15,491.00 | 2,321.79 | 3,383.00 | 1,497.10 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Non-Current Liabilities
|
15.30 | 17,295.00 | 2,750.66 | 24,040.00 | 5,358.64 |
|
Current Liabilities
|
76.90 | 167,228.00 | 413.12 | 1.00 | 366.44 |
|
Total Liabilities
|
461.10 | 196,002.00 | 5,300.76 | 27,388.00 | 6,468.43 |
Assets ($ Mln)
| Nerdwallet Inc (NRDS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Enova International (ENVA) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
216.70 | 50,000.00 | 3,466.86 | 1,753.00 | 470.94 |
|
Current Assets
|
201.30 | 149,722.00 | 2,018.71 | 2,216.00 | 6,751.29 |
|
Total Assets
|
461.10 | 196,002.00 | 5,300.76 | 27,388.00 | 6,468.43 |
|
Total Debt*
|
5.10 | 22,969.00 | 2,703.02 | 22,769.00 | 5,045.46 |
|
Net Current Assets
|
124.40 | 0.00 | 0.00 | 0.00 | 6,416.36 |
Cashflow ($ Mln)
| Nerdwallet Inc (NRDS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Enova International (ENVA) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
131.60 | 3,628.00 | 585.94 | 3,130.00 | 1,819.12 |
|
Cash Flow from Investing Activities
|
-33.30 | -5,163.00 | -828.05 | -3,161.00 | -2,445.78 |
|
Cash from Financing Activities
|
-66.10 | 1,956.00 | 176.41 | 520.00 | 711.82 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| Nerdwallet Inc (NRDS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Enova International (ENVA) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
13.03 | 2.42 | 7.18 | 3.09 | 5.77 |
|
ROE (%)
|
18.56 | 9.38 | 16.88 | 23.02 | 25.09 |
|
ROA (%)
|
12.50 | 0.51 | 6.29 | 2.68 | 5.25 |
|
EBIT Margin (%)
|
10.65 | 8.20 | 16.24 | 25.74 | 24.65 |
|
Net Margin (%)
|
7.56 | 9.18 | 9.42 | 12.17 | 11.81 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Nerdwallet Inc (NRDS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Enova International (ENVA) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
11.51 | 2.04 | 21.61 | 6.97 | 2.79 |
|
EBIT Growth (%)
|
318.26 | 131.96 | 35.05 | 92.09 | 113.46 |
|
Net Profit Growth (%)
|
38.00 | 145.61 | 33.03 | 17.80 | 38.74 |
|
EPS Growth (%)
|
43.17 | 145.37 | 34.70 | 19.90 | 43.76 |
|
Book Value Growth (%)
|
-2.75 | 6.97 | 10.26 | 4.88 | 25.17 |
Valuation Ratios
| Nerdwallet Inc (NRDS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Enova International (ENVA) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
20.62 | 16.71 | 21.37 | 10.21 | 13.44 |
|
Price / Book Value
|
2.68 | 0.92 | 3.10 | 2.35 | 3.10 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
7.79 | 2.74 | 9.75 | 22.79 | 16.30 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Nerdwallet Inc (NRDS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Enova International (ENVA) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 1.10 | 0.00 | 6.73 | 3.35 |
|
Short term debt to equity ratio
|
0.02 | 0.38 | 0.05 | 0.00 | 0.02 |
|
Current Ratio
|
2.62 | 0.90 | 4.89 | 2,216.00 | 18.42 |
|
Quick Ratio
|
2.62 | 0.90 | 3.51 | 2,216.00 | 18.42 |
|
Interest Coverage
|
152.17 | 1.30 | 4.83 | 1.78 | -28.08 |
Operating Efficiency Ratios
| Nerdwallet Inc (NRDS) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Enova International (ENVA) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
13.21 | 890.39 | 24.72 | 0.00 | 206.08 |
|
Asset Turnover
|
1.65 | 0.06 | 0.67 | 0.22 | 0.44 |
|
Receivable days
|
48.02 | 2,074.31 | 91.60 | 1,207.54 | 323.12 |
|
Inventory Days
|
-- | -- | 84.82 | -- | -- |
|
Payable days
|
41.00 | 4,789.18 | 5.95 | -- | 16.02 |
|
Cash Conversion Cycle
|
-- | -- | 170.47 | -- | -- |