Market cap
$77 Mln
Revenue (TTM)
$27 Mln
P/E Ratio
32.6
P/B Ratio
1.5
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 3.98 | 14.40 | 1.04 | 18.08 | 20.51 |
| EBIT | -39.16 | 184.19 | 88.48 | 33.16 | 43.58 |
| Net Profit | 114.08 | 1.16 | -33.24 | 26.81 | 25.24 |
| EPS | 114.08 | 1.16 | -33.24 | 60.44 | -- |
| Book Value | -- | -- | -1.27 | 7.80 | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Jun-23 | Jun-22 | Jun-21 |
| EBIT-Margin
| 31.53 | 32.47 | 26.56 | 27.68 | 40.34 |
| Net Margin
| -- | 7.08 | -- | -- | -- |
| Return on equity
| 10.37 | 7.10 | 5.26 | 9.94 | 15.91 |
| Return on Capital
| 5.28 | 3.65 | 2.55 | 5.03 | 8.25 |
| Return on Assets
| 0.63 | 0.47 | 0.38 | 0.57 | 0.95 |
| Debt to Equity (x)
| -- | -- | 1.06 | 1.07 | 0.88 |
Profitability
ROCE
2.55
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
2.55
|
5.03
|
8.25
|
0.85
|
1.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
5.26
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
5.26
|
9.94
|
15.91
|
1.63
|
2.77
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
0.38
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
0.38
|
0.57
|
0.95
|
0.15
|
0.27
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
26.56
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
26.56
|
27.68
|
40.34
|
35.54
|
32.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
8.66
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
8.66
|
14.51
|
20.94
|
6.80
|
7.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-0.08
--
Year on year growth in net sales
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
-0.08
|
0.01
|
2.47
|
-0.36
|
0.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
-11.53
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
-11.53
|
-30.46
|
294.01
|
-29.48
|
69.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
-44.97
--
Year on year growth in profit after tax
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
-44.97
|
-29.75
|
968.15
|
-38.57
|
14.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
-0.45
--
Year on year growth in earnings per share
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
-0.45
|
-0.30
|
9.68
|
-0.39
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
1.06
--
Total debt / Net worth
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
1.06
|
1.07
|
0.88
|
0.98
|
0.86
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.20
--
(Short term borrowings / Net worth)
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
0.20
|
0.45
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
6.02
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
6.02
|
8.68
|
0.60
|
440.70
|
9.92
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
--
|
--
|
--
|
--
|
9.92
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
1.70
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
1.70
|
3.49
|
3.54
|
--
|
1.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
9.61
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
9.61
|
4.80
|
5.40
|
12.18
|
8.95
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
--
Sales / Average Total Assets
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
0.04
|
0.04
|
0.05
|
0.02
|
0.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
27.05
--
Average Debtors / Sales * 365
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
27.05
|
18.51
|
16.28
|
47.81
|
30.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
31.03
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
31.03
|
9.87
|
7.61
|
48.37
|
34.31
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
1.64
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
1.64
|
0.94
|
1.13
|
0.78
|
0.92
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
5.51
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Jun-23
|
Jun-22
|
Jun-21
|
Jun-20
|
Jun-19
|
|---|---|---|---|---|---|
|
HV Bancorp (HVBC)
|
5.51
|
-8.44
|
-29.03
|
5.62
|
0.93
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|