First Northwest Bancorp (FNWB) Key Ratios
$11.08
As on 02-Sep-2026 16:00EDT
Market cap
$108 Mln
Revenue (TTM)
$102 Mln
P/E Ratio
66.8
P/B Ratio
0.7
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.43 | -6.28 | -14.48 | -0.30 | 6.93 |
| EBIT | 304.78 | -83.75 | 105.63 | -66.51 | -47.62 |
| Net Profit | 5,033.33 | -91.59 | 114.74 | -55.09 | -35.12 |
| EPS | 5,020.00 | -91.74 | 114.24 | -54.28 | -35.39 |
| Book Value | -- | -- | -6.03 | -2.46 | -3.84 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| -3.13 | 6.31 | 0.65 | -5.47 | -6.46 |
| Net Margin
| -- | -- | 1.47 | -- | -- |
| Return on equity
| -1.82 | 2.32 | 0.95 | -2.69 | -4.17 |
| Return on Capital
| -0.56 | 1.41 | -- | -0.85 | -1.33 |
| Return on Assets
| -0.13 | 0.25 | 0.05 | -0.19 | -0.30 |
| Debt to Equity (x)
| -- | -- | 0.44 | 2.06 | 2.30 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
--
|
-0.85
|
-1.33
|
0.49
|
4.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
0.95
Lower than Peers by 8.92
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
0.95
|
-2.69
|
-4.17
|
1.41
|
8.88
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.05
Lower than Peers by 0.91
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
0.05
|
-0.19
|
-0.30
|
0.11
|
0.79
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
0.65
Lower than Peers by 20.14
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
0.65
|
-5.47
|
-6.46
|
2.55
|
18.02
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
1.47
Lower than Peers by 18.57
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
1.47
|
-3.91
|
-5.65
|
2.18
|
17.25
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
No difference
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-14.48
Lower than Peers by 25.59
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
-14.48
|
-0.08
|
0.12
|
0.16
|
0.14
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
105.63
Higher than Peers by 117.12
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
105.63
|
22.38
|
-382.50
|
-83.63
|
-10.07
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
114.74
Higher than Peers by 107.46
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
114.74
|
36.62
|
-389.28
|
-85.39
|
1.47
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
114.24
Higher than Peers by 108.45
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
114.24
|
0.42
|
-3.94
|
-0.85
|
0.02
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
3.78
Lower than Peers by 4.99
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
3.78
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.44
Higher than Peers by 0.23
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
0.44
|
2.06
|
2.30
|
2.00
|
1.77
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
1.99
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
1.99
|
0.72
|
0.89
|
1.23
|
1.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
6.04
Higher than Peers by 5.73
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
6.04
|
0.06
|
0.23
|
0.23
|
0.23
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
6.04
Higher than Peers by 5.68
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
6.04
|
--
|
--
|
0.30
|
0.26
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.01
Lower than Peers by 0.74
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
1.01
|
-0.12
|
-0.13
|
0.07
|
1.55
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
1,571.36
Higher than Peers by 1,564.46
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
1,571.36
|
6.06
|
6.97
|
7.52
|
7.43
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.03
Lower than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
0.03
|
0.05
|
0.05
|
0.05
|
0.05
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
--
|
24.97
|
25.05
|
25.48
|
24.23
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
--
|
--
|
-660.12
|
-821.13
|
-2,783.24
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
--
|
14.60
|
16.85
|
17.24
|
12.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
--
|
--
|
-651.92
|
-812.89
|
-2,771.86
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
66.82
Higher than Peers by 54.03
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
66.82
|
-21.37
|
-13.54
|
62.26
|
8.94
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.67
Lower than Peers by 0.65
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
0.67
|
0.57
|
0.58
|
0.87
|
0.87
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
--
|
-62.51
|
-4.94
|
11.86
|
2.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
108
Lower than Peers by 206
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Northwest Bancorp (FNWB)
|
108
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|