Spirit of Texas Bancshares (STXB) Peer Comparison
$25.55
$0.00 (0.00%)As on 11-Apr-2022 09:30EDT
Market cap
$446 Mln
Revenue (TTM)
$128 Mln
P/E Ratio
10.7
P/B Ratio
1.1
Div. Yield
1.9 %
| Spirit of Texas Bancshares (STXB) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
446 | 17,698 | 11,593 | 10,594 | 10,277 |
Revenue ($ Mln) |
128 | 4,716 | 4,633 | 4,560 | 3,248 |
Net Profit ($ Mln) |
42.05 | 1,446.16 | 1,057.00 | 942.68 | 950.21 |
Net Margin (%) |
32.81 | 30.67 | 22.81 | 20.67 | 29.26 |
RoE (%) |
11.15 | 15.94 | 11.56 | 11.99 | 10.45 |
Price to Earnings |
10.74 | 12.42 | 11.76 | 11.59 | 11.12 |
Price-To-Book |
1.13 | 1.92 | 1.38 | 1.37 | 1.12 |
Income Statement ($ Mln)
| Spirit of Texas Bancshares (STXB) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
128.19 | 1,888.48 | 3,154.00 | 1,241.99 | 1,417.01 |
|
Cost of Revenue
|
-- | 52.16 | -146.00 | 66.00 | -113.64 |
|
Gross Profit
|
128.19 | 1,836.31 | 3,300.00 | 1,175.99 | 1,530.65 |
|
Operating Expenses
|
5.23 | 779.94 | 2,016.00 | 746.93 | 926.37 |
|
Operating Profit (EBIT)
|
52.73 | 1,056.38 | 1,284.00 | 429.06 | 604.28 |
|
Other Income
|
-- | -- | -- | -- | -- |
|
Profit before Tax
|
52.73 | 1,056.38 | 1,284.00 | 429.06 | 604.28 |
|
Provision for Tax
|
10.67 | 183.40 | 274.00 | 76.04 | 128.74 |
|
Profit after Tax (Net Income)
|
42.05 | 872.98 | 999.00 | 353.02 | 475.54 |
|
Minority Interest
|
-- | -- | 295.00 | -- | -- |
|
Consolidated Profit
|
42.05 | 872.98 | 962.00 | 353.02 | 475.54 |
Liabilities ($ Mln)
| Spirit of Texas Bancshares (STXB) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
393.82 | 5,837.22 | 8,199.00 | 42,421.94 | 4,802.94 |
|
Minority Interest
|
-- | -- | 295.00 | -- | -- |
|
Non-Current Liabilities
|
79.66 | 401.33 | 3,153.00 | 271.54 | 1,199.45 |
|
Current Liabilities
|
9.44 | 54,632.16 | 77,445.00 | 19,592.76 | 35,836.07 |
|
Total Liabilities
|
3,266.04 | 60,870.70 | 89,092.00 | 42,693.48 | 41,838.46 |
Assets ($ Mln)
| Spirit of Texas Bancshares (STXB) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
588.68 | 46,255.92 | 64,331.00 | 14,273.83 | 35,942.32 |
|
Current Assets
|
2,677.36 | 14,614.78 | 24,761.00 | 21,363.34 | 5,896.13 |
|
Total Assets
|
3,266.04 | 60,870.70 | 89,092.00 | 42,693.48 | 41,838.46 |
|
Total Debt*
|
93.77 | 806.86 | 3,714.00 | 3,518.46 | 1,098.00 |
|
Net Current Assets
|
-- | -- | -- | -- | -- |
Cashflow ($ Mln)
| Spirit of Texas Bancshares (STXB) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
54.41 | 1,168.42 | 741.00 | 534.08 | 537.27 |
|
Cash Flow from Investing Activities
|
-156.01 | -9,117.20 | -4,617.00 | -4,235.49 | -2,319.26 |
|
Cash from Financing Activities
|
144.36 | 7,835.05 | 4,016.00 | 9,418.41 | 4,015.89 |
|
Net Cash Inflow / Outflow
|
42.75 | -113.74 | 140.00 | 5,717.00 | 2,233.89 |
Ratios
Profitability Ratios
| Spirit of Texas Bancshares (STXB) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
7.56 | 13.29 | 8.18 | 0.87 | 8.12 |
|
ROE (%)
|
11.15 | 15.72 | 12.11 | 0.94 | 10.06 |
|
ROA (%)
|
1.32 | 1.54 | 1.15 | 0.93 | 1.19 |
|
EBIT Margin (%)
|
-- | -- | -- | -- | -- |
|
Net Margin (%)
|
32.81 | 46.23 | 31.67 | 28.42 | 33.56 |
|
Cash Profit Margin (%)
|
-- | -- | -- | -- | -- |
Growth Ratios
| Spirit of Texas Bancshares (STXB) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
0.03 | 0.04 | 0.13 | -0.04 | 0.17 |
|
EBIT Growth (%)
|
-- | -- | -- | -- | -- |
|
Net Profit Growth (%)
|
34.30 | 53.75 | 18.22 | 23.22 | 294.21 |
|
EPS Growth (%)
|
0.34 | 0.53 | 0.21 | 0.22 | 3.00 |
|
Book Value Growth (%)
|
-- | -- | -- | -- | -- |
Valuation Ratios
| Spirit of Texas Bancshares (STXB) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
12.32 | 12.92 | 8.86 | 14.68 | 11.84 |
|
Price / Book Value
|
1.32 | 1.93 | 1.08 | 0.12 | 1.17 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
-1.32 | -2.09 | -9.18 | -25.85 | 1.25 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Spirit of Texas Bancshares (STXB) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.24 | 0.14 | 0.45 | 0.08 | 0.23 |
|
Short term debt to equity ratio
|
0.02 | 0.07 | 0.26 | 0.08 | 0.16 |
|
Current Ratio
|
283.62 | 0.27 | 0.32 | 1.09 | 0.16 |
|
Quick Ratio
|
283.60 | 0.27 | 0.32 | 1.64 | 0.16 |
|
Interest Coverage
|
-- | 12.12 | 7.83 | 9.33 | 11.70 |
Operating Efficiency Ratios
| Spirit of Texas Bancshares (STXB) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
6.35 | 2,179.12 | -- | 10.56 | -- |
|
Asset Turnover
|
0.04 | 0.03 | 0.04 | 0.03 | 0.04 |
|
Receivable days
|
27.56 | 7,632.26 | 6,632.06 | 39.85 | 6,357.46 |
|
Inventory Days
|
-- | 105.08 | -37.53 | -44,650.27 | -25.26 |
|
Payable days
|
-- | 189,572.22 | -181,219.04 | 99,389.67 | -105,657.65 |
|
Cash Conversion Cycle
|
-- | -181,834.88 | 187,813.57 | -144,000.09 | 111,989.85 |