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Spirit of Texas Bancshares (STXB) Key Ratios

Stock Card factsheet share-fund-plan-icon

$25.55

$0.00 (0.00%)

As on 11-Apr-2022 09:30EDT

Market cap

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$446 Mln

Revenue (TTM)

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$128 Mln

P/E Ratio

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10.7

P/B Ratio

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1.1

Div. Yield

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1.9 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 4.45 -15.18 2.70 30.63 25.11
EBIT -11.61 -29.29 36.86 74.93 64.50
Net Profit -12.97 -26.94 34.30 61.53 62.47
EPS -12.97 -26.94 32.54 29.41 --
Book Value -- -- 9.16 3.25 --
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsDec-21Dec-20Dec-19
EBIT-Margin info 47.5743.2150.0345.1747.51
Net Margin info ----------
Return on equity info 9.267.8811.158.867.76
Return on Capital info 6.405.237.565.825.81
Return on Assets info 1.190.971.321.141.10
Debt to Equity (x) info ----0.240.730.30

Profitability

View Detailed Peer Comparison

ROCE

7.56

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
7.56
5.82
5.81
4.27
2.68
Peer Median
--
--
--
--
--
ROE

11.15

--

Profit after tax / Average Net worth * 100

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
11.15
8.86
7.76
6.70
4.95
Peer Median
--
--
--
--
--
ROA

1.32

--

Profit after tax / Average Total assets * 100

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
1.32
1.14
1.10
0.80
0.47
Peer Median
--
--
--
--
--
EBIT Margin

50.03

--

Operating profit (EBIT) / Net Sales * 100

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
50.03
45.17
47.51
38.79
34.54
Peer Median
--
--
--
--
--
Net Margin

32.81

--

Net profit / Total Income (Net sales plus other income) * 100

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
32.81
25.09
22.86
17.35
9.85
Peer Median
--
--
--
--
--

Growth

View Detailed Peer Comparison

Revenue Growth

0.03

--

Year on year growth in net sales

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
0.03
0.35
0.61
0.19
0.15
Peer Median
--
--
--
--
--
EBIT Growth

13.75

--

Year on year growth in operating profit (EBIT)

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
13.75
28.35
96.95
33.81
213.07
Peer Median
--
--
--
--
--
Net Profit Growth

34.30

--

Year on year growth in profit after tax

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
34.30
48.14
111.83
109.93
27.94
Peer Median
--
--
--
--
--
EPS Growth

0.34

--

Year on year growth in earnings per share

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
0.34
0.23
0.41
0.68
--
Peer Median
--
--
--
--
--

Solvency

View Detailed Peer Comparison

Debt to Equity

0.24

--

Total debt / Net worth

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
0.24
0.73
0.30
0.39
0.92
Peer Median
--
--
--
--
--
Short term debt to equity ratio

0.02

--

(Short term borrowings / Net worth)

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
0.02
0.03
--
0.06
0.15
Peer Median
--
--
--
--
--
Current Ratio

283.62

--

Current Assets / Current Liabilities and Provisions

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
283.62
237.06
1.05
91.40
1.15
Peer Median
--
--
--
--
--
Quick Ratio

283.60

--

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
283.60
237.05
1.05
91.34
1.15
Peer Median
--
--
--
--
--

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

6.35

--

Debtors outstanding / Net Sales * 100

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
6.35
8.97
7.04
8.58
7.18
Peer Median
--
--
--
--
--
Asset Turnover

0.04

--

Sales / Average Total Assets

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
0.04
0.05
0.05
0.05
0.05
Peer Median
--
--
--
--
--
Receivable days

27.56

--

Average Debtors / Sales * 365

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
27.56
25.91
22.60
26.68
22.52
Peer Median
--
--
--
--
--
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
--
--
--
11.75
0.74
Peer Median
--
--
--
--
--
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
--
--
--
16.22
13,774.98
Peer Median
--
--
--
--
--
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
--
--
--
22.20
-13,751.71
Peer Median
--
--
--
--
--

Valuation

View Detailed Peer Comparison

Price / Earnings

12.32

--

Current share price divided by earning per share in the last twelve months

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
12.32
9.66
16.32
22.83
--
Peer Median
--
--
--
--
--
Price / Book Value

1.32

--

Current share price divided by book value per share in the latest financial year

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
1.32
0.84
1.00
1.15
--
Peer Median
--
--
--
--
--
EV/EBITDA

-1.32

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
Dec-21
Dec-20
Dec-19
Dec-18
Dec-17
Spirit of Texas Bancshares (STXB)
-1.32
1.41
0.53
1.45
--
Peer Median
--
--
--
--
--
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