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Umpqua Holdings (UMPQ) Key Ratios

Stock Card factsheet share-fund-plan-icon

$18.94

up-down-arrow $-1.03 (-5.16%)

As on 03-May-2023 09:30EDT

Market cap

info icon

$3,833 Mln

Revenue (TTM)

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$1,270 Mln

P/E Ratio

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11.4

P/B Ratio

info icon

1.6

Div. Yield

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4.8 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 7.35 7.67 -0.50 0.34 2.22
EBIT 24.92 27.75 -11.99 -8.02 4.70
Net Profit -1.28 -6.10 -19.88 -1.66 7.13
EPS -1.28 -4.80 -18.67 -1.06 6.87
Book Value -- -- -8.55 -16.34 -8.85
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsDec-22Dec-21Dec-20
EBIT-Margin info -6.2616.1136.5947.07-102.46
Net Margin info ----------
Return on equity info -5.040.2412.8815.41-43.41
Return on Capital info -3.120.609.5811.73-30.66
Return on Assets info -0.92-0.061.081.40-5.25
Debt to Equity (x) info ----0.530.180.45

Profitability

View Detailed Peer Comparison

ROCE

9.58

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
9.58
11.73
-30.66
6.32
6.03
Peer Median
--
--
--
--
--
ROE

12.88

--

Profit after tax / Average Net worth * 100

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
12.88
15.41
-43.41
8.46
7.84
Peer Median
--
--
--
--
--
ROA

1.08

--

Profit after tax / Average Total assets * 100

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
1.08
1.40
-5.25
1.27
1.20
Peer Median
--
--
--
--
--
EBIT Margin

36.59

--

Operating profit (EBIT) / Net Sales * 100

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
36.59
47.07
-102.46
54.06
45.28
Peer Median
--
--
--
--
--
Net Margin

29.33

--

Net profit / Total Income (Net sales plus other income) * 100

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
29.33
32.94
-117.68
28.18
25.98
Peer Median
--
--
--
--
--

Growth

View Detailed Peer Comparison

Revenue Growth

-0.10

--

Year on year growth in net sales

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
-0.10
-0.01
0.03
0.03
0.07
Peer Median
--
--
--
--
--
EBIT Growth

-30.05

--

Year on year growth in operating profit (EBIT)

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
-30.05
145.28
-295.23
23.25
31.18
Peer Median
--
--
--
--
--
Net Profit Growth

-19.88

--

Year on year growth in profit after tax

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
-19.88
127.59
-530.23
11.96
28.55
Peer Median
--
--
--
--
--
EPS Growth

-0.19

--

Year on year growth in earnings per share

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
-0.19
1.28
-5.32
0.12
0.29
Peer Median
--
--
--
--
--

Solvency

View Detailed Peer Comparison

Debt to Equity

0.53

--

Total debt / Net worth

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
0.53
0.18
0.45
0.39
0.28
Peer Median
--
--
--
--
--
Short term debt to equity ratio

0.04

--

(Short term borrowings / Net worth)

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
0.04
--
--
0.12
0.03
Peer Median
--
--
--
--
--
Current Ratio

10.55

--

Current Assets / Current Liabilities and Provisions

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
10.55
0.97
0.28
0.24
1.00
Peer Median
--
--
--
--
--
Quick Ratio

--

--

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
--
0.97
0.28
0.24
1.00
Peer Median
--
--
--
--
--
Interest Coverage

5.39

--

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
5.39
14.17
-10.19
3.23
4.29
Peer Median
--
--
--
--
--

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

160.09

--

Debtors outstanding / Net Sales * 100

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
160.09
115.02
112.52
116.62
116.14
Peer Median
--
--
--
--
--
Asset Turnover

0.04

--

Sales / Average Total Assets

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
0.04
0.04
0.04
0.05
0.05
Peer Median
--
--
--
--
--
Receivable days

525.84

--

Average Debtors / Sales * 365

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
525.84
418.55
412.24
418.43
400.32
Peer Median
--
--
--
--
--
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
--
--
--
--
22.47
Peer Median
--
--
--
--
--
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
--
--
--
--
40,686.99
Peer Median
--
--
--
--
--
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
--
--
--
--
-40,264.20
Peer Median
--
--
--
--
--

Valuation

View Detailed Peer Comparison

Price / Earnings

11.50

--

Current share price divided by earning per share in the last twelve months

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
11.50
10.07
-2.19
11.05
11.11
Peer Median
--
--
--
--
--
Price / Book Value

1.56

--

Current share price divided by book value per share in the latest financial year

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
1.56
1.54
1.23
0.91
0.87
Peer Median
--
--
--
--
--
EV/EBITDA

8.57

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
Dec-22
Dec-21
Dec-20
Dec-19
Dec-18
Umpqua Holdings (UMPQ)
8.57
-3.17
0.72
2.08
1.75
Peer Median
--
--
--
--
--
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