Umpqua Holdings (UMPQ) Peer Comparison

$18.94

$-1.03 (-5.16%)

As on 03-May-2023 09:30EDT

Market cap

$3,833 Mln

Revenue (TTM)

$1,270 Mln

P/E Ratio

11.4

P/B Ratio

1.6

Div. Yield

4.8 %

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	Umpqua Holdings (UMPQ)	Limestone Bancorp (LMST)
Market cap ($ Mln)	3,833	179
Revenue ($ Mln)	1,148	57
Net Profit ($ Mln)	336.75	18.95
Net Margin (%)	26.53	33.39
RoE (%)	12.88	14.20
Price to Earnings	11.39	9.44
Price-To-Book	1.60	1.50

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	Umpqua Holdings (UMPQ)	Limestone Bancorp (LMST)
Operating Revenue	1,148.02	55.54
Cost of Revenue	--	--
Gross Profit	1,148.02	55.54
Operating Expenses	6.54	--
Operating Profit (EBIT)	420.10	32.85
Other Income	--	--
Profit before Tax	450.58	24.12
Provision for Tax	5.35	5.78
Profit after Tax (Net Income)	336.75	18.34
Minority Interest	--	--
Consolidated Profit	336.75	--

Liabilities ($ Mln)

	Umpqua Holdings (UMPQ)	Limestone Bancorp (LMST)
Shareholder's Funds	2,479.83	133.86
Minority Interest	--	--
Non-Current Liabilities	29,277.12	81.81
Current Liabilities	91.69	81.81
Total Liabilities	31,848.64	1,462.46

Assets ($ Mln)

	Umpqua Holdings (UMPQ)	Limestone Bancorp (LMST)
Non-Current Assets	392.18	253.54
Current Assets	967.33	232.67
Total Assets	31,848.64	1,462.46
Total Debt*	1,321.51	116.00
Net Current Assets	--	--

Cashflow ($ Mln)

	Umpqua Holdings (UMPQ)	Limestone Bancorp (LMST)
Cash From Operating Activities	1,065.03	25.09
Cash Flow from Investing Activities	-3,533.09	--
Cash from Financing Activities	1,001.09	40.39
Net Cash Inflow / Outflow	-1,466.98	--

Ratios

Profitability Ratios

	Umpqua Holdings (UMPQ)	Limestone Bancorp (LMST)
ROCE (%)	9.58	8.21
ROE (%)	12.88	13.85
ROA (%)	1.08	1.27
EBIT Margin (%)	--	--
Net Margin (%)	29.33	33.02
Cash Profit Margin (%)	--	--

Growth Ratios

	Umpqua Holdings (UMPQ)	Limestone Bancorp (LMST)
Revenue Growth (%)	-0.10	0.10
EBIT Growth (%)	--	--
Net Profit Growth (%)	-19.88	23.03
EPS Growth (%)	-0.19	0.08
Book Value Growth (%)	--	--

Valuation Ratios

	Umpqua Holdings (UMPQ)	Limestone Bancorp (LMST)
Price / Earnings	11.50	10.65
Price / Book Value	1.56	1.46
Dividend Yield (%)	--	--
EV/EBITDA	8.57	3.53
Market Cap ($ Cr)	--	--

Solvency Ratios

	Umpqua Holdings (UMPQ)	Limestone Bancorp (LMST)
Debt to Equity	0.53	0.87
Short term debt to equity ratio	0.04	0.52
Current Ratio	10.55	2.84
Quick Ratio	--	--
Interest Coverage	5.39	3.76

Operating Efficiency Ratios

	Umpqua Holdings (UMPQ)	Limestone Bancorp (LMST)
Debtors to sales (%)	160.09	14.15
Asset Turnover	0.04	0.04
Receivable days	525.84	46.68
Inventory Days	--	--
Payable days	--	--
Cash Conversion Cycle	--	--

Annual
Quarterly