Greene County Bancorp (GCBC) Key Ratios
$34.28
As on 01-Sep-2026 16:00EDT
Market cap
$594 Mln
Revenue (TTM)
$146 Mln
P/E Ratio
14.5
P/B Ratio
2.1
Div. Yield
1.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.70 | 7.97 | 9.67 | 14.64 | 16.48 |
| EBIT | -- | -- | -2.20 | -1.82 | 4.19 |
| Net Profit | 7.76 | 21.48 | 31.74 | 10.04 | 11.37 |
| EPS | 7.76 | 21.49 | 31.74 | 10.04 | 11.37 |
| Book Value | -- | -- | 16.33 | 14.88 | 13.18 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Jun-26 | Jun-25 | Jun-24 |
| EBIT-Margin
| 24.44 | 35.31 | -- | 26.08 | 22.81 |
| Net Margin
| -- | -- | -- | -- | -- |
| Return on equity
| 14.20 | 15.77 | 15.88 | 14.00 | 12.73 |
| Return on Capital
| 8.70 | 9.63 | 10.26 | 8.07 | 7.77 |
| Return on Assets
| 1.09 | 1.12 | 1.32 | 1.06 | 0.90 |
| Debt to Equity (x)
| -- | -- | 0.56 | 0.54 | 0.97 |
Profitability
ROCE
10.26
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
10.26
|
8.07
|
7.77
|
10.93
|
11.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
15.88
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
15.88
|
14.00
|
12.73
|
18.06
|
18.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
1.32
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
1.32
|
1.06
|
0.90
|
1.17
|
1.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
--
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
--
|
26.08
|
22.81
|
48.83
|
43.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
28.14
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
28.14
|
23.42
|
21.07
|
41.96
|
37.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
0.10
--
Year on year growth in net sales
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
0.10
|
0.13
|
0.60
|
-0.03
|
0.11
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
--
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
--
|
29.26
|
-25.14
|
8.88
|
19.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
31.74
--
Year on year growth in profit after tax
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
31.74
|
25.71
|
-19.54
|
10.00
|
16.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
0.32
--
Year on year growth in earnings per share
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
0.32
|
0.26
|
-0.20
|
0.10
|
0.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.56
--
Total debt / Net worth
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
0.56
|
0.54
|
0.97
|
0.27
|
1.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.43
--
(Short term borrowings / Net worth)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
0.43
|
0.31
|
0.56
|
0.00
|
0.78
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.25
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
0.25
|
0.19
|
0.22
|
0.21
|
0.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
--
|
--
|
0.33
|
0.29
|
0.25
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
--
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
--
|
0.60
|
0.51
|
1.53
|
6.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
11.79
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
11.79
|
12.32
|
12.14
|
16.70
|
11.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
--
Sales / Average Total Assets
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
0.05
|
0.05
|
0.04
|
0.03
|
0.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
42.04
--
Average Debtors / Sales * 365
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
42.04
|
42.11
|
41.19
|
52.69
|
40.35
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
--
|
-1,624.31
|
-1,624.66
|
-2,417.50
|
-5,117.65
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
--
|
--
|
193.68
|
464.05
|
42,603.14
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
--
|
--
|
-1,777.15
|
-2,828.86
|
-47,680.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
13.94
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
13.94
|
12.15
|
23.17
|
16.48
|
27.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
2.06
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
2.06
|
1.58
|
2.79
|
2.77
|
4.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
7.28
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Greene County Bancorp (GCBC)
|
7.28
|
0.06
|
8.29
|
2.04
|
13.73
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|