Greene County Bancorp (GCBC) Financials

$35.65

$0.58 (1.65%)

As on 04-Sep-2026 16:01EDT

Market cap

$607 Mln

Revenue (TTM)

$146 Mln

P/E Ratio

14.5

P/B Ratio

2.1

Div. Yield

1.1 %

Annual
Quarterly

Income Statement ($ Mln)	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Operating Revenue	145.79	132.94	117.57	73.36	75.58	68.00
Cost of Revenue	55.25	58.90	53.45	22.34	8.72	9.16
Gross Profit	90.55	74.04	64.12	73.36	66.86	58.84
Operating Expenses	43.72	39.37	37.30	-37.54	33.96	31.22
Operating Profit (EBIT)	46.83	34.67	26.82	35.83	32.91	27.62
Other Income	--	--	--	--	--	--
Profit before Tax	46.83	34.67	26.82	35.83	32.91	27.62
Provision for Tax	5.81	3.53	2.05	5.04	4.92	3.67
Profit after Tax (Net Income)	41.02	31.14	24.77	30.79	27.99	23.94
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	30.79	27.99	23.94

Liabilities ($ Mln)	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Shareholder's Funds	277.83	238.84	206.00	183.28	157.71	149.58
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	2,786.60	87.94	115.27	21.15	49.31	19.64
Current Liabilities	119.00	2,713.84	2,504.52	2,493.85	2,364.72	2,031.11
Total Liabilities	3,183.43	3,040.61	2,825.79	2,698.28	2,571.74	2,200.34

Assets ($ Mln)	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Non-Current Assets	3,153.94	2,519.88	2,268.29	2,186.40	2,066.41	1,638.89
Current Assets	29.49	520.73	557.50	511.89	505.33	561.45
Total Assets	3,183.43	3,040.61	2,825.79	2,698.28	2,571.74	2,200.34
Total Debt*	155.15	128.06	199.14	49.50	173.01	22.64
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Cash From Operating Activities	--	27.98	24.91	28.11	35.35	27.75
Cash Flow from Investing Activities	--	-210.17	-129.24	0.66	-471.18	-417.14
Cash from Financing Activities	--	174.87	98.28	98.67	355.06	498.70
Net Cash Inflow / Outflow	--	--	--	--	-80.77	109.31

Financials Ratios	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Adjusted EPS ($)	2.41	1.83	1.45	1.81	1.64	1.41
Cash EPS ($)	2.41	1.89	1.51	1.86	1.69	1.45
Adjusted Book Value ($)	16.32	14.03	12.10	10.76	9.26	8.79
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	1.64	1.46	1.65	2.08	1.63
Free Cash Flow per Share ($)	--	1.60	1.37	1.56	2.01	1.56

Profitability Ratios	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
ROCE (%)	10.26	8.07	7.77	10.93	11.13	14.67
ROE (%)	15.88	14.00	12.73	18.06	18.21	17.20
ROA (%)	1.32	1.06	0.90	1.17	1.17	1.24
EBIT Margin (%)	--	26.08	22.81	48.83	43.54	40.61
Net Margin (%)	28.14	23.42	21.07	41.96	37.03	35.21
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Revenue Growth (%)	0.10	0.13	0.60	-0.03	0.11	0.10
EBIT Growth (%)	--	29.26	-25.14	8.88	19.16	26.93
Net Profit Growth (%)	31.74	25.71	-19.54	10.00	16.89	27.85
EPS Growth (%)	0.32	0.26	-0.20	0.10	0.17	0.28
Book Value Growth (%)	--	--	--	--	--	--

Valuation Ratios	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Price / Earnings	13.94	12.15	23.17	16.48	27.55	20.00
Price / Book Value	2.06	1.58	2.79	2.77	4.89	3.20
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	7.28	0.06	8.29	2.04	13.73	-1.54
Close Price ($)	33.59	22.22	33.71	29.80	5.66	3.52
High Price ($)	33.92	37.25	36.78	32.74	7.00	4.05
Low Price ($)	21.25	20.00	22.34	5.51	3.40	2.53
Market Cap ($ Cr)	--	--	--	--	--	--

Solvency Ratios	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Debt to Equity	0.56	0.54	0.97	0.27	1.10	0.15
Short term debt to equity ratio	0.43	0.31	0.56	0.00	0.78	0.02
Current Ratio	0.25	0.19	0.22	0.21	0.21	0.28
Quick Ratio	--	--	0.33	0.29	0.25	0.36
Interest Coverage	--	0.60	0.51	1.53	6.05	5.33

Operating Efficiency Ratios	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Debtors to sales (%)	11.79	12.32	12.14	16.70	11.80	11.44
Asset Turnover	0.05	0.05	0.04	0.03	0.03	0.04
Receivable days	42.04	42.11	41.19	52.69	40.35	42.94
Inventory Days	--	-1,624.31	-1,624.66	-2,417.50	-5,117.65	-4,286.17
Payable days	--	--	193.68	464.05	42,603.14	69,926.47
Cash Conversion Cycle	--	--	-1,777.15	-2,828.86	-47,680.44	-74,169.70