Macatawa Bank (MCBC) Peer Comparison

$14.82

$0.00 (0.00%)

As on 01-Aug-2024 09:30EDT

Market cap

$509 Mln

Revenue (TTM)

$123 Mln

P/E Ratio

54.9

P/B Ratio

1.7

Div. Yield

2.4 %

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	Macatawa Bank (MCBC)	California BanCorp (CALB)
Market cap ($ Mln)	509	213
Revenue ($ Mln)	123	107
Net Profit ($ Mln)	41.01	8.70
Net Margin (%)	33.29	8.13
RoE (%)	14.57	4.44
Price to Earnings	54.89	24.36
Price-To-Book	1.74	1.09

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	Macatawa Bank (MCBC)	California BanCorp (CALB)
Operating Revenue	123.20	106.97
Cost of Revenue	2.90	0.00
Gross Profit	18.44	114.09
Operating Expenses	8.50	-5.39
Operating Profit (EBIT)	-7.49	67.93
Other Income	0.00	0.00
Profit before Tax	50.91	12.46
Provision for Tax	9.90	3.76
Profit after Tax (Net Income)	41.01	8.70
Minority Interest	0.00	0.00
Consolidated Profit	10.31	0.00

Liabilities ($ Mln)

	Macatawa Bank (MCBC)	California BanCorp (CALB)
Shareholder's Funds	292.97	195.46
Minority Interest	0.00	0.00
Non-Current Liabilities	1,690.52	1,055.20
Current Liabilities	634.33	666.73
Total Liabilities	2,596.52	1,990.38

Assets ($ Mln)

	Macatawa Bank (MCBC)	California BanCorp (CALB)
Non-Current Assets	2,249.07	1,685.64
Current Assets	368.75	231.75
Total Assets	4,441.63	1,990.38
Total Debt*	20.00	54.36
Net Current Assets	0.00	0.00

Cashflow ($ Mln)

	Macatawa Bank (MCBC)	California BanCorp (CALB)
Cash From Operating Activities	43.52	28.20
Cash Flow from Investing Activities	--	--
Cash from Financing Activities	-210.84	-91.48
Net Cash Inflow / Outflow	--	--

Ratios

Profitability Ratios

	Macatawa Bank (MCBC)	California BanCorp (CALB)
ROCE (%)	2.87	7.67
ROE (%)	14.57	4.44
ROA (%)	1.36	0.41
EBIT Margin (%)	45.80	5.81
Net Margin (%)	33.29	8.13
Cash Profit Margin (%)	0.00	0.00

Growth Ratios

	Macatawa Bank (MCBC)	California BanCorp (CALB)
Revenue Growth (%)	46.22	28.39
EBIT Growth (%)	-5.30	-87.22
Net Profit Growth (%)	0.68	-63.88
EPS Growth (%)	0.68	0.02
Book Value Growth (%)	12.44	--

Valuation Ratios

	Macatawa Bank (MCBC)	California BanCorp (CALB)
Price / Earnings	8.87	9.16
Price / Book Value	0.14	1.01
Dividend Yield (%)	--	--
EV/EBITDA	-1.28	281.35
Market Cap ($ Cr)	--	--

Solvency Ratios

	Macatawa Bank (MCBC)	California BanCorp (CALB)
Debt to Equity	0.00	0.00
Short term debt to equity ratio	0.07	0.00
Current Ratio	0.58	0.35
Quick Ratio	1.16	0.35
Interest Coverage	3.31	2.11

Operating Efficiency Ratios

	Macatawa Bank (MCBC)	California BanCorp (CALB)
Debtors to sales (%)	8.33	0.00
Asset Turnover	0.04	0.05
Receivable days	22.90	127.51
Inventory Days	-2,017.65	--
Payable days	47.30	--
Cash Conversion Cycle	-2,042.05	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly