Enterprise Bancorp (EBTC) Peer Comparison
$39.64
$0.00 (0.00%)As on 01-Jul-2025 09:30EDT
Market cap
$496 Mln
Revenue (TTM)
$258 Mln
P/E Ratio
12.1
P/B Ratio
1.3
Div. Yield
2.5 %
| Enterprise Bancorp (EBTC) | Southern States Bancshares Inc (SSBK) | |
|---|---|---|
Market cap ($ Mln) |
496 | 361 |
Revenue ($ Mln) |
258 | 182 |
Net Profit ($ Mln) |
40.66 | 37.10 |
Net Margin (%) |
15.74 | 20.39 |
RoE (%) |
10.79 | 13.21 |
Price to Earnings |
12.12 | 9.57 |
Price-To-Book |
1.29 | 1.24 |
Income Statement ($ Mln)
| Enterprise Bancorp (EBTC) | Southern States Bancshares Inc (SSBK) | |
|---|---|---|
|
Operating Revenue
|
258.37 | 181.99 |
|
Cost of Revenue
|
86.13 | 82.96 |
|
Gross Profit
|
168.76 | 94.14 |
|
Operating Expenses
|
118.17 | 50.48 |
|
Operating Profit (EBIT)
|
54.07 | 48.55 |
|
Other Income
|
0.00 | 0.00 |
|
Profit before Tax
|
54.07 | 48.55 |
|
Provision for Tax
|
13.41 | 11.45 |
|
Profit after Tax (Net Income)
|
40.66 | 37.10 |
|
Minority Interest
|
0.00 | 0.00 |
|
Consolidated Profit
|
0.00 | 0.00 |
Liabilities ($ Mln)
| Enterprise Bancorp (EBTC) | Southern States Bancshares Inc (SSBK) | |
|---|---|---|
|
Shareholder's Funds
|
385.36 | 290.18 |
|
Minority Interest
|
0.00 | 0.00 |
|
Non-Current Liabilities
|
122.51 | 113.75 |
|
Current Liabilities
|
4,392.63 | 2,447.22 |
|
Total Liabilities
|
4,827.73 | 2,848.25 |
Assets ($ Mln)
| Enterprise Bancorp (EBTC) | Southern States Bancshares Inc (SSBK) | |
|---|---|---|
|
Non-Current Assets
|
4,779.08 | 2,565.00 |
|
Current Assets
|
121.41 | 286.15 |
|
Total Assets
|
4,827.73 | 2,848.25 |
|
Total Debt*
|
178.09 | 111.38 |
|
Net Current Assets
|
0.00 | 0.00 |
Cashflow ($ Mln)
| Enterprise Bancorp (EBTC) | Southern States Bancshares Inc (SSBK) | |
|---|---|---|
|
Cash From Operating Activities
|
46.70 | 39.46 |
|
Cash Flow from Investing Activities
|
-346.54 | -54.86 |
|
Cash from Financing Activities
|
327.26 | 24.93 |
|
Net Cash Inflow / Outflow
|
-- | -- |
Ratios
Profitability Ratios
| Enterprise Bancorp (EBTC) | Southern States Bancshares Inc (SSBK) | |
|---|---|---|
|
ROCE (%)
|
7.47 | 8.04 |
|
ROE (%)
|
10.79 | 13.21 |
|
ROA (%)
|
0.83 | 1.24 |
|
EBIT Margin (%)
|
20.93 | 26.68 |
|
Net Margin (%)
|
15.74 | 20.39 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 |
Growth Ratios
| Enterprise Bancorp (EBTC) | Southern States Bancshares Inc (SSBK) | |
|---|---|---|
|
Revenue Growth (%)
|
13.94 | 20.80 |
|
EBIT Growth (%)
|
11.60 | 16.92 |
|
Net Profit Growth (%)
|
13.59 | 14.51 |
|
EPS Growth (%)
|
11.97 | 5.70 |
|
Book Value Growth (%)
|
13.81 | 16.90 |
Valuation Ratios
| Enterprise Bancorp (EBTC) | Southern States Bancshares Inc (SSBK) | |
|---|---|---|
|
Price / Earnings
|
12.72 | 9.61 |
|
Price / Book Value
|
1.37 | 1.20 |
|
Dividend Yield (%)
|
-- | -- |
|
EV/EBITDA
|
11.04 | 3.50 |
|
Market Cap ($ Cr)
|
-- | -- |
Solvency Ratios
| Enterprise Bancorp (EBTC) | Southern States Bancshares Inc (SSBK) | |
|---|---|---|
|
Debt to Equity
|
0.18 | 0.31 |
|
Short term debt to equity ratio
|
0.22 | 0.07 |
|
Current Ratio
|
0.03 | 0.12 |
|
Quick Ratio
|
0.03 | 0.12 |
|
Interest Coverage
|
1.64 | 1.62 |
Operating Efficiency Ratios
| Enterprise Bancorp (EBTC) | Southern States Bancshares Inc (SSBK) | |
|---|---|---|
|
Debtors to sales (%)
|
8.43 | 5.73 |
|
Asset Turnover
|
0.05 | 0.06 |
|
Receivable days
|
28.70 | 19.40 |
|
Inventory Days
|
78.81 | 48.38 |
|
Payable days
|
29.72 | 8.12 |
|
Cash Conversion Cycle
|
77.80 | 59.67 |