Market cap
$496 Mln
Revenue (TTM)
$258 Mln
P/E Ratio
12.1
P/B Ratio
1.3
Div. Yield
2.5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -0.18 | 8.77 | 13.94 | 15.71 | 10.70 |
| EBIT | -5.39 | 21.90 | 11.60 | -0.82 | 7.10 |
| Net Profit | -2.72 | 22.66 | 13.59 | -1.16 | 6.61 |
| EPS | -2.99 | 20.79 | 11.97 | -2.13 | 5.57 |
| Book Value | -- | -- | 8.00 | 0.31 | 2.97 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-24 | Dec-23 |
| EBIT-Margin
| 25.73 | 27.25 | 20.93 | 20.39 | 25.49 |
| Net Margin
| -- | -- | 15.74 | -- | -- |
| Return on equity
| 12.42 | 11.92 | 10.79 | 11.23 | 12.45 |
| Return on Capital
| 9.17 | 8.92 | -- | 7.47 | 9.42 |
| Return on Assets
| 0.88 | 0.90 | 0.83 | 0.83 | 0.85 |
| Debt to Equity (x)
| -- | -- | 0.18 | 0.66 | 0.33 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
--
|
7.47
|
9.42
|
10.63
|
9.75
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
10.79
Higher than Peers by 0.94
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
10.79
|
11.23
|
12.45
|
13.58
|
12.38
|
|
Peer Median
|
9.86
|
--
|
--
|
--
|
--
|
ROA
0.83
Lower than Peers by 0.13
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
0.83
|
0.83
|
0.85
|
0.96
|
1.00
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
20.93
Higher than Peers by 0.23
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
20.93
|
20.39
|
25.49
|
31.30
|
33.36
|
|
Peer Median
|
20.69
|
--
|
--
|
--
|
--
|
Net Margin
15.74
Lower than Peers by 4.29
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
15.74
|
15.30
|
18.93
|
23.81
|
25.23
|
|
Peer Median
|
20.02
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
13.94
Higher than Peers by 2.90
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
13.94
|
0.26
|
0.12
|
0.07
|
0.03
|
|
Peer Median
|
11.03
|
--
|
--
|
--
|
--
|
EBIT Growth
11.60
Higher than Peers by 23.48
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
11.60
|
0.74
|
-8.73
|
0.70
|
33.94
|
|
Peer Median
|
-11.87
|
--
|
--
|
--
|
--
|
Net Profit Growth
13.59
Higher than Peers by 6.53
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
13.59
|
1.77
|
-10.90
|
1.29
|
34.06
|
|
Peer Median
|
7.06
|
--
|
--
|
--
|
--
|
EPS Growth
11.97
Higher than Peers by 6.27
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
11.97
|
0.00
|
-0.12
|
0.01
|
0.32
|
|
Peer Median
|
5.70
|
--
|
--
|
--
|
--
|
Book Value Growth
13.81
Higher than Peers by 5.09
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
13.81
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.71
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.18
Lower than Peers by 0.03
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
0.18
|
0.66
|
0.33
|
0.31
|
0.25
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.22
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
0.22
|
--
|
0.07
|
0.09
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.03
Lower than Peers by 0.28
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
0.03
|
0.03
|
0.03
|
0.07
|
0.11
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.03
Lower than Peers by 0.33
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
0.03
|
--
|
0.02
|
0.14
|
0.22
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.64
Lower than Peers by 0.11
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
1.64
|
0.63
|
1.07
|
6.16
|
7.46
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.43
Higher than Peers by 1.50
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
8.43
|
8.12
|
9.57
|
9.54
|
7.99
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
0.05
|
0.05
|
0.05
|
0.04
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
--
|
28.70
|
33.02
|
31.02
|
32.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
--
|
78.81
|
-6,026.13
|
-9,006.95
|
-14,269.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
--
|
29.72
|
150.73
|
43.37
|
68.67
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
--
|
77.80
|
-6,143.84
|
-9,019.29
|
-14,306.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.12
Lower than Peers by 0.72
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
12.12
|
12.72
|
10.41
|
10.06
|
12.88
|
|
Peer Median
|
12.84
|
--
|
--
|
--
|
--
|
Price / Book Value
1.29
Lower than Peers by 0.02
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
1.29
|
1.37
|
1.20
|
1.52
|
1.57
|
|
Peer Median
|
1.31
|
--
|
--
|
--
|
--
|
Dividend Yield
2.45
Lower than Peers by 0.01
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
2.45
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.46
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
--
|
11.04
|
12.44
|
-9.05
|
-12.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
496
Higher than Peers by 168
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Enterprise Bancorp (EBTC)
|
496
|
--
|
--
|
--
|
--
|
|
Peer Median
|
328
|
--
|
--
|
--
|
--
|