QCR Holdings (QCRH) Financials

$101.01

$-1.72 (-1.67%)

As on 16-Sep-2026 16:00EDT

Market cap

$1,680 Mln

Revenue (TTM)

$619 Mln

P/E Ratio

12.1

P/B Ratio

1.5

Div. Yield

0.3 %

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Operating Revenue	618.96	596.75	587.78	535.62	365.61	293.76
Cost of Revenue	242.08	252.29	267.17	208.94	69.74	25.41
Gross Profit	376.88	344.46	320.61	326.68	295.88	268.36
Operating Expenses	221.29	208.56	198.03	200.06	182.33	146.89
Operating Profit (EBIT)	155.59	135.90	122.58	126.83	113.55	121.47
Other Income	--	--	--	--	--	--
Profit before Tax	154.52	135.90	122.58	126.62	113.55	121.47
Provision for Tax	12.50	8.71	8.73	13.06	14.48	22.56
Profit after Tax (Net Income)	142.01	127.19	113.85	113.56	99.07	98.91
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	99.07	98.91

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Shareholder's Funds	1,149.76	1,112.31	997.39	886.60	772.72	5,929.13
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	8,361.98	8,460.51	965.66	1,136.79	1,062.27	167.01
Current Liabilities	8.91	2.65	7,062.99	6,515.51	6,113.85	4,520.49
Total Liabilities	9,529.55	9,575.47	9,026.03	8,538.89	7,948.84	6,096.13

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Non-Current Assets	145.66	146.68	8,493.25	8,007.03	7,449.88	972.16
Current Assets	111.34	76.49	532.78	531.87	498.96	494.26
Total Assets	9,631.99	9,575.47	9,026.03	8,538.89	7,948.84	6,096.13
Total Debt*	402.32	617.87	567.73	716.80	825.89	396.21
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	421.54	444.54	376.32	118.70	88.22
Cash Flow from Investing Activities	--	-854.71	-845.23	-749.27	-634.69	-411.77
Cash from Financing Activities	--	417.93	395.30	410.35	538.23	299.71
Net Cash Inflow / Outflow	--	--	--	--	22.23	-23.84

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS ($)	8.50	7.59	6.69	6.73	5.81	6.24
Cash EPS ($)	--	8.32	7.35	7.39	5.98	6.37
Adjusted Book Value ($)	--	66.38	58.59	52.54	45.33	374.36
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	25.16	26.11	22.30	6.96	5.57
Free Cash Flow per Share ($)	--	21.13	23.50	21.41	5.01	4.69

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	7.72	7.19	7.09	2.50	1.61
ROE (%)	12.56	12.06	12.09	13.69	2.96	1.73
ROA (%)	1.48	1.37	1.30	1.38	1.41	1.68
EBIT Margin (%)	18.59	22.77	20.85	23.64	31.06	41.35
Net Margin (%)	22.94	21.31	19.37	21.20	27.10	33.67
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	8.48	0.02	0.10	0.47	0.24	-0.04
EBIT Growth (%)	-3.89	10.87	-3.19	11.51	-6.52	65.74
Net Profit Growth (%)	25.87	11.72	0.26	14.63	0.16	63.26
EPS Growth (%)	28.15	0.14	-0.01	0.16	-0.07	0.65
Book Value Growth (%)	12.87	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Price / Earnings	12.12	10.97	12.06	8.68	8.54	8.97
Price / Book Value	1.46	1.25	1.38	1.11	1.10	0.15
Dividend Yield (%)	0.31	--	--	--	--	--
EV/EBITDA	--	12.35	10.64	8.68	9.71	6.46
Close Price ($)	97.35	83.30	80.64	58.39	49.64	56.00
High Price ($)	98.76	88.16	96.08	61.03	62.85	61.19
Low Price ($)	66.65	60.83	53.22	35.14	46.83	37.71
Market Cap ($ Cr)	1,679.65	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	0.57	0.56	0.57	0.81	1.07	0.07
Short term debt to equity ratio	0.01	0.00	0.00	0.00	0.17	0.00
Current Ratio	12.50	28.87	0.08	0.08	0.08	0.11
Quick Ratio	12.50	--	--	1.06	0.12	0.14
Interest Coverage	1.69	0.58	0.49	0.66	1.85	5.54

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	4.83	5.50	2.81	5.63	8.46	14.86
Asset Turnover	0.06	0.06	0.07	0.06	0.05	0.05
Receivable days	--	15.09	14.50	20.83	37.25	67.08
Inventory Days	--	--	-8,693.66	-5,740.29	-912.87	-2,136.02
Payable days	--	--	--	10,460.92	28,563.69	68,440.59
Cash Conversion Cycle	--	--	--	-16,180.38	-29,439.31	-70,509.54

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement ($ Mln)