Reinsurance Group of America (RGA) Key Ratios
$245.77
As on 17-Sep-2026 16:00EDT
Market cap
$16,159 Mln
Revenue (TTM)
$25,675 Mln
P/E Ratio
10.8
P/B Ratio
1.2
Div. Yield
1.5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.53 | 19.46 | 18.59 | 15.46 | 10.29 |
| EBIT | -- | -- | 48.44 | 27.99 | 28.08 |
| Net Profit | 39.82 | 156.98 | 96.72 | 36.75 | 12.63 |
| EPS | 40.00 | 156.67 | 96.17 | 37.93 | 13.32 |
| Book Value | -- | -- | 24.92 | 24.53 | -0.79 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 7.30 | 6.35 | 0.00 | 8.36 | 5.82 |
| Net Margin
| -- | -- | 5.87 | -- | -- |
| Return on equity
| 9.37 | 6.09 | 11.06 | 9.74 | 7.21 |
| Return on Capital
| 6.33 | 4.23 | -- | 6.75 | 4.88 |
| Return on Assets
| 0.84 | 0.76 | 0.94 | 0.86 | 0.66 |
| Debt to Equity (x)
| -- | -- | 0.42 | 0.42 | 0.47 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
--
|
6.75
|
4.88
|
7.35
|
1.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
11.06
Higher than Peers by 4.06
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
11.06
|
9.74
|
7.21
|
11.16
|
1.12
|
|
Peer Median
|
6.99
|
--
|
--
|
--
|
--
|
ROA
0.94
Higher than Peers by 0.52
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
0.94
|
0.86
|
0.66
|
0.99
|
0.58
|
|
Peer Median
|
0.42
|
--
|
--
|
--
|
--
|
EBIT Margin
--
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
--
|
8.36
|
5.82
|
7.70
|
5.72
|
|
Peer Median
|
15.38
|
--
|
--
|
--
|
--
|
Net Margin
5.87
Lower than Peers by 10.86
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
5.87
|
5.19
|
3.25
|
4.90
|
3.26
|
|
Peer Median
|
16.74
|
--
|
--
|
--
|
--
|
Revenue Growth
18.59
Lower than Peers by 26.54
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
18.59
|
0.03
|
0.20
|
0.16
|
-0.05
|
|
Peer Median
|
45.13
|
--
|
--
|
--
|
--
|
EBIT Growth
--
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
--
|
48.44
|
-9.39
|
55.89
|
31.55
|
|
Peer Median
|
-7.24
|
--
|
--
|
--
|
--
|
Net Profit Growth
96.72
Higher than Peers by 105.04
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
96.72
|
64.85
|
-20.51
|
74.47
|
-16.21
|
|
Peer Median
|
-8.32
|
--
|
--
|
--
|
--
|
EPS Growth
96.17
Higher than Peers by 75.85
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
96.17
|
0.65
|
-0.21
|
0.77
|
-0.16
|
|
Peer Median
|
20.32
|
--
|
--
|
--
|
--
|
Book Value Growth
13.61
Lower than Peers by 8.43
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
13.61
|
--
|
--
|
--
|
--
|
|
Peer Median
|
22.05
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.42
Higher than Peers by 0.22
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
0.42
|
0.42
|
0.47
|
0.49
|
0.56
|
|
Peer Median
|
0.19
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
--
|
--
|
--
|
--
|
0.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
3.24
Higher than Peers by 1.48
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
3.24
|
--
|
--
|
-1.50
|
14.85
|
|
Peer Median
|
1.76
|
--
|
--
|
--
|
--
|
Quick Ratio
3.24
Higher than Peers by 0.14
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
3.24
|
--
|
--
|
-5.53
|
--
|
|
Peer Median
|
3.10
|
--
|
--
|
--
|
--
|
Interest Coverage
5.74
Lower than Peers by 1.85
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
5.74
|
5.21
|
4.22
|
5.51
|
4.76
|
|
Peer Median
|
7.58
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
18.44
Lower than Peers by 54.62
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
18.44
|
19.63
|
17.68
|
19.18
|
18.97
|
|
Peer Median
|
73.06
|
--
|
--
|
--
|
--
|
Asset Turnover
0.16
Higher than Peers by 0.10
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
0.16
|
0.17
|
0.20
|
0.20
|
0.18
|
|
Peer Median
|
0.06
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
--
|
67.09
|
61.52
|
64.95
|
97.53
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
--
|
--
|
-327.17
|
-398.34
|
-206.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
--
|
--
|
20.60
|
21.14
|
17.47
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
--
|
--
|
-286.24
|
-354.53
|
-126.83
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
10.79
Higher than Peers by 5.00
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
10.79
|
11.49
|
19.96
|
11.97
|
18.63
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Price / Book Value
1.17
Higher than Peers by 0.40
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
1.17
|
1.01
|
1.32
|
1.19
|
1.36
|
|
Peer Median
|
0.77
|
--
|
--
|
--
|
--
|
Dividend Yield
1.52
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
1.52
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
--
|
0.54
|
10.41
|
-33.22
|
3.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
16,159
Higher than Peers by 16,108
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Reinsurance Group of America (RGA)
|
16,159
|
--
|
--
|
--
|
--
|
|
Peer Median
|
51
|
--
|
--
|
--
|
--
|