UNIVERSAL INSURANCE HOLDINGS (UVE) Peer Comparison
$47.87
As on 26-Oct-2026 16:00EDT
Market cap
$1,359 Mln
Revenue (TTM)
$1,662 Mln
P/E Ratio
6.4
P/B Ratio
1.9
Div. Yield
0 %
| UNIVERSAL INSURANCE HOLDINGS (UVE) | Old Republic International Corp (ORI) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | Selective Insurance Group (SIGI) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
1,359 | 9,394 | 6,644 | 5,950 | 5,755 |
Revenue ($ Mln) |
1,662 | 9,670 | 4,290 | 1,942 | 5,430 |
Net Profit ($ Mln) |
232.57 | 1,102.90 | 732.50 | 395.10 | 510.94 |
Net Margin (%) |
14.00 | 11.40 | 17.07 | 20.34 | 9.41 |
RoE (%) |
37.79 | 18.67 | 13.44 | 22.63 | 14.53 |
Price to Earnings |
6.43 | 8.78 | 9.20 | 15.66 | 11.91 |
Price-To-Book |
1.94 | 1.63 | 1.24 | 3.17 | 1.51 |
Income Statement ($ Mln)
| UNIVERSAL INSURANCE HOLDINGS (UVE) | Old Republic International Corp (ORI) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | Selective Insurance Group (SIGI) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
1,661.76 | 9,670.40 | 4,289.90 | 1,942.10 | 5,429.54 |
|
Cost of Revenue
|
955.89 | 4,742.10 | 1,030.10 | 890.88 | 1,631.77 |
|
Gross Profit
|
609.72 | 4,575.70 | 7,118.40 | 561.42 | 2,180.41 |
|
Operating Expenses
|
393.89 | 3,641.90 | 2,744.80 | 547.21 | 2,015.01 |
|
Operating Profit (EBIT)
|
311.99 | 1,286.30 | 515.00 | 504.00 | 456.46 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
309.91 | 1,358.90 | 960.70 | 491.71 | 645.23 |
|
Provision for Tax
|
77.33 | 253.10 | 226.80 | 96.61 | 134.30 |
|
Profit after Tax (Net Income)
|
232.57 | 1,102.90 | 732.50 | 395.10 | 510.94 |
|
Minority Interest
|
0.00 | -2.40 | -1.80 | 0.00 | 0.00 |
|
Consolidated Profit
|
66.59 | 206.30 | 211.90 | 91.18 | 0.00 |
Liabilities ($ Mln)
| UNIVERSAL INSURANCE HOLDINGS (UVE) | Old Republic International Corp (ORI) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | Selective Insurance Group (SIGI) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
646.04 | 5,875.30 | 5,386.90 | 1,696.17 | 3,445.73 |
|
Minority Interest
|
0.00 | -2.40 | -1.80 | 0.00 | 0.00 |
|
Non-Current Liabilities
|
154.60 | 0.00 | 0.00 | 399.58 | 12,261.13 |
|
Current Liabilities
|
2,382.94 | 0.00 | 266.00 | 4,349.81 | 4.21 |
|
Total Liabilities
|
2,839.70 | 29,862.70 | 16,228.80 | 6,161.49 | 14,130.75 |
Assets ($ Mln)
| UNIVERSAL INSURANCE HOLDINGS (UVE) | Old Republic International Corp (ORI) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | Selective Insurance Group (SIGI) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
128.75 | 0.00 | 1,895.60 | 289.25 | 138.28 |
|
Current Assets
|
3,054.82 | 3,489.10 | 1,731.10 | 6,156.31 | 11,360.74 |
|
Total Assets
|
2,839.70 | 29,862.70 | 16,228.80 | 6,161.49 | 14,130.75 |
|
Total Debt*
|
97.34 | 0.00 | 0.00 | 297.04 | 901.52 |
|
Net Current Assets
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cashflow ($ Mln)
| UNIVERSAL INSURANCE HOLDINGS (UVE) | Old Republic International Corp (ORI) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | Selective Insurance Group (SIGI) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
381.49 | 1,164.30 | 950.80 | 614.22 | 1,233.02 |
|
Cash Flow from Investing Activities
|
-113.61 | -177.20 | -1,459.10 | -362.13 | -1,485.57 |
|
Cash from Financing Activities
|
-52.12 | -925.70 | 164.40 | -240.32 | 207.48 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| UNIVERSAL INSURANCE HOLDINGS (UVE) | Old Republic International Corp (ORI) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | Selective Insurance Group (SIGI) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
32.50 | 12.73 | 8.44 | 23.05 | 11.25 |
|
ROE (%)
|
37.79 | 18.67 | 13.44 | 22.63 | 14.53 |
|
ROA (%)
|
4.29 | 2.76 | 3.59 | 3.65 | 2.41 |
|
EBIT Margin (%)
|
14.70 | 11.87 | 14.11 | 21.15 | 8.52 |
|
Net Margin (%)
|
14.00 | 11.40 | 17.07 | 20.34 | 9.41 |
|
Cash Profit Margin (%)
|
-- | -- | 0.00 | -- | 0.00 |
Growth Ratios
| UNIVERSAL INSURANCE HOLDINGS (UVE) | Old Republic International Corp (ORI) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | Selective Insurance Group (SIGI) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
5.12 | 10.54 | -39.41 | 4.65 | 3.85 |
|
EBIT Growth (%)
|
45.69 | 44.20 | -23.91 | -7.78 | -16.74 |
|
Net Profit Growth (%)
|
90.04 | 32.24 | 51.88 | 11.92 | 25.63 |
|
EPS Growth (%)
|
89.47 | 33.32 | 53.05 | 12.21 | 30.81 |
|
Book Value Growth (%)
|
28.82 | -7.04 | 2.21 | -9.44 | 10.95 |
Valuation Ratios
| UNIVERSAL INSURANCE HOLDINGS (UVE) | Old Republic International Corp (ORI) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | Selective Insurance Group (SIGI) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
5.32 | 12.17 | 10.20 | 14.63 | 10.89 |
|
Price / Book Value
|
1.77 | 1.93 | 1.15 | 3.32 | 1.41 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
1.96 | 7.88 | 5.72 | 8.12 | 7.18 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| UNIVERSAL INSURANCE HOLDINGS (UVE) | Old Republic International Corp (ORI) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | Selective Insurance Group (SIGI) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Current Ratio
|
1.28 | 3.40 | 6.51 | 1.42 | 2,698.51 |
|
Quick Ratio
|
1.28 | -- | 6.51 | 1.42 | 2,698.51 |
|
Interest Coverage
|
50.90 | 16.60 | 6.40 | 40.97 | 13.21 |
Operating Efficiency Ratios
| UNIVERSAL INSURANCE HOLDINGS (UVE) | Old Republic International Corp (ORI) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | Selective Insurance Group (SIGI) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
15.36 | 32.61 | 10.63 | 51.03 | 28.54 |
|
Asset Turnover
|
0.31 | 0.24 | 0.21 | 0.18 | 0.26 |
|
Receivable days
|
116.08 | 380.84 | 21.31 | 194.35 | 102.72 |
|
Inventory Days
|
-- | -- | -- | -- | -- |
|
Payable days
|
88.47 | -- | 63.97 | 11.79 | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |