UNIVERSAL INSURANCE HOLDINGS INC (UVE)

Name: UNIVERSAL INSURANCE HOLDINGS INC (UVE) Share Price Today, Stock Analysis, Annual Report | Value Research
Brand: UNIVERSAL INSURANCE HOLDINGS INC (UVE)

Stock Card

$44.17

$-0.60 (-1.34%)

As on 04-Sep-2026 16:10EDT

Market cap

$1,228 Mln

Revenue (TTM)

$1,623 Mln

P/E Ratio

5.8

P/B Ratio

Div. Yield

1.4 %

UNIVERSAL INSURANCE HOLDINGS (UVE) Share Price

Compare

High: Low: Return:

Price P/E Ratio P/B Ratio

Stock Range

Today’s Range

Low: 43.81 High: 44.93

52 Week Range

Low: 24.13 High: 45.15

Liquidity

Low Moderate High

Fundamentals

Net Profit (TTM)

$106 Mln
ROE

0.4 %
ROCE

-- %
Industry P/E

10.87
EV/EBITDA

0
Debt to Equity

0.2
Book Value

$22.9
EPS

$7.6
Face value

--
Shares outstanding

27,830,355

10 Years Aggregate

CFO

$1,682.94 Mln

EBITDA

$916.04 Mln

Net Profit

$633.46 Mln

Company	YTD	1 Month	3 Months	1 Year	3 Years	5 Years	10 Years
UNIVERSAL INSURANCE HOLDINGS (UVE)	30.7	-0.1	23.8	77.8	51.4	26.5	6.0
BSE Sensex	-9.6	-2.7	2.9	-5.0	5.4	5.7	10.4
S&P Small-Cap 600^#	-5.8	-5.3	-13.7	-6.3	5.3	3.0	5.5

As on 04-Sep-2026 | #As on 26-Oct-2023

Company	2025	2024	2023	2022	2021	2020	2019
UNIVERSAL INSURANCE HOLDINGS (UVE)	60.5	31.5	50.9	-37.7	12.5	-46.0	-26.2
S&P Small-Cap 600	4.0	7.0	13.9	-17.4	25.3	9.6	20.9
BSE Sensex	9.1	8.1	18.7	4.4	22.0	15.8	14.4

Essential Checks

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Is there a threat to the company's solvency?

Can creative accounting be detected through the financial numbers?

How did the company perform in the last one year?

Financials

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Key Ratios

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Peers

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Company	Price ($)	Market Cap ($ Mln)	Revenue (TTM)	Net Profit (TTM)	OPM (%)	ROE (%)	P/E	P/B
UNIVERSAL INSURANCE HOLDINGS (UVE)	44.2	1,228.4	1,623.4	219.9	5.5	37	5.8	2.0
American Financial Group (AFG)	142.7	11,968.9	8,173.0	953.0	15.8	19.8	12.5	2.4
CNA Financial (CNA)	48.5	13,302.7	15,012.0	1,349.0	11.3	11.8	10.7	1.2
Enact Holdings Inc (ACT)	49.3	6,773.8	1,252.3	683.3	0.0	12.7	10.4	1.3
First American Corporation (FAF)	72.8	7,811.7	4,184.2	745.1	14.8	13.4	10.3	1.3
FNF Group of Fidelity National Financial (FNF)	45.8	12,680.2	15,281.0	772.0	14.4	8.7	16.1	1.7
Hanover Insurance Group (THG)	228.4	8,067.2	6,757.7	755.6	15.0	20.9	10.9	2.1
MGIC Investment Corp (MTG)	31.0	6,455.3	1,195.6	707.9	58.9	13.9	9.7	1.3
Old Republic International Corp (ORI)	41.4	10,002.6	9,669.0	1,139.2	0.0	19	9.3	1.7
RLI Copr. (DE) (RLI)	62.4	5,726.6	1,974.4	438.7	6.4	24.9	13.1	3.3

Shareholding Pattern

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About UNIVERSAL INSURANCE HOLDINGS (UVE)

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and... tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida. Read more

Executive Chairman

Mr. Sean Patrick Downes
Executive Chairman

Mr. Sean Patrick Downes
Headquarters

Fort Lauderdale, FL
Website

https://www.universalinsuranceholdings.com

FAQs for UNIVERSAL INSURANCE HOLDINGS (UVE)

What is the current share price of UNIVERSAL INSURANCE HOLDINGS INC (UVE) Today?

The share price of UNIVERSAL INSURANCE HOLDINGS INC (UVE) is $44.17 (NYSE) as of 04-Sep-2026 16:10 EDT. UNIVERSAL INSURANCE HOLDINGS INC (UVE) has given a return of 51.39% in the last 3 years.

What is the current PB & PE ratio of UNIVERSAL INSURANCE HOLDINGS INC (UVE)?

The P/E ratio of UNIVERSAL INSURANCE HOLDINGS INC (UVE) is 5.80 times as on 04-Sep-2026, a 47 discount to its peers’ median range of 10.87 times.
The P/B ratio of UNIVERSAL INSURANCE HOLDINGS INC (UVE) is 1.96 times as on 04-Sep-2026, a 17 premium to its peers’ median range of 1.67 times.

PE & PB ratio at the end of financial year.

Year	P/E Ratio	P/B Ratio
2025	5.32	1.77
2024	10.41	1.64
2023	7.05	1.38
2022	-14.53	1.12
2021	25.97	1.23

What is the 52 Week High and Low of UNIVERSAL INSURANCE HOLDINGS INC (UVE)?

The 52-week high and low of UNIVERSAL INSURANCE HOLDINGS INC (UVE) are Rs 45.15 and Rs 24.13 as of 07-Sep-2026.

What is the market cap of UNIVERSAL INSURANCE HOLDINGS INC (UVE)?

UNIVERSAL INSURANCE HOLDINGS INC (UVE) has a market capitalisation of $ 1,228 Mln as on 04-Sep-2026. As per SEBI classification, it is a Small Cap company.

Should I invest in UNIVERSAL INSURANCE HOLDINGS INC (UVE)?

Before investing in UNIVERSAL INSURANCE HOLDINGS INC (UVE), assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

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