First Bancorp (FBNC) Peer Comparison

$63.76

$0.96 (1.53%)

As on 25-Sep-2026 13:34EDT

Market cap

$2,622 Mln

Revenue (TTM)

$428 Mln

P/E Ratio

19.7

P/B Ratio

1.5

Div. Yield

1.5 %

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	First Bancorp (FBNC)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Market cap ($ Mln)	2,622	17,390	16,155	11,342	10,217
Revenue ($ Mln)	428	4,716	4,850,848	4,633	4,560
Net Profit ($ Mln)	133.25	1,446.16	1,127,054.00	1,057.00	942.68
Net Margin (%)	31.13	30.67	23.23	22.81	20.67
RoE (%)	7.91	15.94	20.82	11.56	11.99
Price to Earnings	19.68	12.08	13.72	11.57	11.20
Price-To-Book	1.53	1.86	3.11	1.34	1.32

Income Statement ($ Mln)

	First Bancorp (FBNC)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Operating Revenue	428.00	4,715.66	4,850,848.00	4,633.00	4,560.44
Cost of Revenue	155.86	1,782.73	1,785,978.00	1,142.00	1,894.76
Gross Profit	380.81	2,736.64	2,275,837.00	3,356.00	2,417.68
Operating Expenses	224.50	1,075.90	1,693,275.00	2,106.00	1,655.26
Operating Profit (EBIT)	47.63	1,857.03	1,371,595.00	1,385.00	1,008.74
Other Income	0.00	0.00	0.00	0.00	0.00
Profit before Tax	165.27	1,857.03	1,371,595.00	1,370.00	1,188.54
Provision for Tax	32.01	410.87	219,797.00	298.00	245.86
Profit after Tax (Net Income)	133.25	1,446.16	1,127,054.00	1,057.00	942.68
Minority Interest	0.00	0.00	-24,744.00	-16.00	0.00
Consolidated Profit	0.00	0.00	0.00	511.00	0.00

	First Bancorp (FBNC)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Shareholder's Funds	1,716.46	9,245.93	4,974,214.00	9,168.00	8,030.79
Minority Interest	0.00	0.00	-24,744.00	-16.00	0.00
Non-Current Liabilities	161.76	4,588.90	29,508,900.00	71,971.00	61,141.17
Current Liabilities	11,159.58	69,657.16	35,676,111.00	3,003.00	3,083.60
Total Liabilities	12,668.34	80,435.00	68,147,280.00	83,876.00	73,094.09

	First Bancorp (FBNC)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Non-Current Assets	631.67	62,184.44	60,607,845.00	83,403.00	71,475.68
Current Assets	2,105.77	21,277.31	9,715,486.00	1,034.00	779.88
Total Assets	12,668.34	80,435.00	68,147,280.00	83,876.00	73,094.09
Total Debt*	74.72	3,992.35	13,883,464.00	4,324.00	3,563.73
Net Current Assets	0.00	0.00	0.00	0.00	0.00

	First Bancorp (FBNC)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Cash From Operating Activities	203.13	1,501.70	704,904.49	988.00	1,026.69
Cash Flow from Investing Activities	-562.07	-5,476.51	-1,292,537.89	-1,454.00	-5,620.10
Cash from Financing Activities	161.03	2,897.23	-50,055.82	524.00	3,916.69
Net Cash Inflow / Outflow	--	--	--	--	--

	First Bancorp (FBNC)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
ROCE (%)	6.96	11.26	4.87	7.33	7.82
ROE (%)	7.91	15.94	20.82	11.56	11.99
ROA (%)	0.87	1.54	1.46	1.18	1.20
EBIT Margin (%)	11.13	39.38	28.28	22.53	22.12
Net Margin (%)	31.13	30.67	23.23	22.81	20.67
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	First Bancorp (FBNC)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Revenue Growth (%)	-21.40	16.07	19.86	-3.82	41.55
EBIT Growth (%)	-62.21	20.70	5.51	-3.78	55.53
Net Profit Growth (%)	37.09	21.24	5.79	25.39	78.41
EPS Growth (%)	37.23	21.72	7.64	33.89	41.16
Book Value Growth (%)	10.54	12.91	10.19	9.54	10.01

	First Bancorp (FBNC)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Price / Earnings	18.91	11.80	0.01	12.06	12.53
Price / Book Value	1.27	1.76	0.00	1.34	1.14
Dividend Yield (%)	--	--	--	--	--
EV/EBITDA	-0.13	2.55	6.70	8.83	2.70
Market Cap ($ Cr)	--	--	--	--	--

	First Bancorp (FBNC)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Debt to Equity	0.00	0.33	2.13	0.14	0.03
Short term debt to equity ratio	0.04	0.10	0.65	0.33	0.38
Current Ratio	0.19	0.31	0.27	0.34	0.25
Quick Ratio	0.19	0.31	0.27	0.34	0.25
Interest Coverage	2.09	2.13	1.79	1.93	1.83

	First Bancorp (FBNC)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Debtors to sales (%)	8.94	0.00	3.82	0.00	0.00
Asset Turnover	0.03	0.05	0.06	0.05	0.06
Receivable days	25.40	24.86	54.29	4,646.62	34.96
Inventory Days	--	--	--	--	--
Payable days	9.40	--	90.12	15,129.51	--
Cash Conversion Cycle	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.