Market cap
$2,677 Mln
Revenue (TTM)
$428 Mln
P/E Ratio
20.1
P/B Ratio
1.6
Div. Yield
1.5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -86.54 | -85.81 | -21.40 | -3.68 | 5.97 |
| EBIT | -200.00 | -218.41 | -62.21 | -32.23 | -18.54 |
| Net Profit | 8.27 | 30.99 | 37.09 | 3.28 | 5.00 |
| EPS | 8.27 | 31.28 | 37.23 | -0.05 | -2.45 |
| Book Value | -- | -- | 14.63 | 11.36 | 5.08 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 23.14 | 30.38 | 11.13 | 26.56 | 18.48 |
| Net Margin
| -- | -- | 31.13 | -- | -- |
| Return on equity
| 7.08 | 8.65 | 7.91 | 7.16 | 5.41 |
| Return on Capital
| 6.27 | 7.86 | -- | 6.96 | 4.83 |
| Return on Assets
| 0.81 | 0.98 | 0.87 | 0.89 | 0.63 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.05 | 0.01 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
--
|
6.96
|
4.83
|
7.03
|
11.66
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
7.91
Lower than Peers by 1.98
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
7.91
|
7.16
|
5.41
|
8.66
|
12.99
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
0.87
Lower than Peers by 0.09
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
0.87
|
0.89
|
0.63
|
0.92
|
1.39
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
11.13
Lower than Peers by 9.72
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
11.13
|
26.56
|
18.48
|
24.39
|
45.43
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
31.13
Higher than Peers by 11.09
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
31.13
|
20.45
|
14.36
|
19.24
|
36.04
|
|
Peer Median
|
20.04
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-21.40
Lower than Peers by 32.44
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
-21.40
|
0.02
|
-0.02
|
0.33
|
0.25
|
|
Peer Median
|
11.04
|
--
|
--
|
--
|
--
|
EBIT Growth
-62.21
Lower than Peers by 51.17
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
-62.21
|
47.00
|
-25.64
|
-28.76
|
53.94
|
|
Peer Median
|
-11.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
37.09
Higher than Peers by 29.63
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
37.09
|
45.70
|
-26.81
|
-29.13
|
53.63
|
|
Peer Median
|
7.46
|
--
|
--
|
--
|
--
|
EPS Growth
37.23
Higher than Peers by 31.33
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
37.23
|
0.46
|
-0.27
|
-0.39
|
0.54
|
|
Peer Median
|
5.90
|
--
|
--
|
--
|
--
|
Book Value Growth
10.54
Higher than Peers by 1.73
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
10.54
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.81
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.00
Lower than Peers by 0.21
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
0.00
|
0.05
|
0.01
|
0.23
|
0.23
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.04
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
0.04
|
--
|
0.01
|
0.40
|
0.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.19
Lower than Peers by 0.12
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
0.19
|
0.24
|
0.23
|
0.25
|
0.28
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.19
Lower than Peers by 0.17
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
0.19
|
--
|
--
|
0.24
|
0.32
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.09
Higher than Peers by 0.34
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
2.09
|
0.91
|
0.52
|
0.93
|
11.50
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.94
Higher than Peers by 2.01
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
8.94
|
7.22
|
6.84
|
6.90
|
7.29
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.03
Lower than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
0.03
|
0.04
|
0.04
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
--
|
25.40
|
25.35
|
22.63
|
24.91
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
--
|
--
|
114.09
|
-270.83
|
-5,066.93
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
--
|
9.40
|
9.25
|
9.64
|
21.43
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
--
|
--
|
130.19
|
-257.83
|
-5,063.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
20.09
Higher than Peers by 7.30
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
20.09
|
18.91
|
23.90
|
14.65
|
10.38
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.56
Higher than Peers by 0.23
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
1.56
|
1.27
|
1.26
|
1.11
|
1.48
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
1.46
Lower than Peers by 1.02
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
1.46
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
--
|
-0.13
|
-4.90
|
-3.84
|
-4.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2,677
Higher than Peers by 2,368
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Bancorp (FBNC)
|
2,677
|
--
|
--
|
--
|
--
|
|
Peer Median
|
309
|
--
|
--
|
--
|
--
|