Market cap
$261 Mln
Revenue (TTM)
$72 Mln
P/E Ratio
12.8
P/B Ratio
1.3
Div. Yield
3.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -68.01 | -66.78 | -13.11 | 1.63 | 6.78 |
| EBIT | -200.00 | -328.10 | -6.33 | -24.21 | -10.72 |
| Net Profit | 0.96 | 119.70 | 80.06 | -5.28 | 1.89 |
| EPS | 0.96 | 119.51 | 79.92 | -7.50 | 1.97 |
| Book Value | -- | -- | 18.13 | 12.00 | -1.31 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 20.46 | 31.66 | 17.47 | 22.46 | 11.53 |
| Net Margin
| -- | -- | 28.14 | -- | -- |
| Return on equity
| 8.78 | 10.64 | 10.77 | 9.27 | 5.13 |
| Return on Capital
| 8.69 | 10.54 | -- | 9.18 | 5.09 |
| Return on Assets
| 0.75 | 1.01 | 0.81 | 0.87 | 0.44 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.01 | 0.01 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
--
|
9.18
|
5.09
|
11.81
|
16.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
10.77
Higher than Peers by 0.90
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
10.77
|
9.27
|
5.13
|
11.92
|
16.49
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.81
Lower than Peers by 0.15
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
0.81
|
0.87
|
0.44
|
0.94
|
1.53
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
17.47
Lower than Peers by 3.32
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
17.47
|
22.46
|
11.53
|
27.39
|
50.81
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
28.14
Higher than Peers by 8.11
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
28.14
|
18.55
|
9.64
|
23.01
|
41.48
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-13.11
Lower than Peers by 24.22
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
-13.11
|
0.08
|
0.16
|
0.09
|
0.17
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-6.33
Higher than Peers by 5.16
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
-6.33
|
110.11
|
-51.15
|
-41.21
|
28.94
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
80.06
Higher than Peers by 72.79
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
80.06
|
107.61
|
-51.42
|
-39.49
|
27.23
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
79.92
Higher than Peers by 74.13
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
79.92
|
1.07
|
-0.55
|
-0.39
|
0.30
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
13.82
Higher than Peers by 5.05
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
13.82
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
--
|
0.01
|
0.01
|
0.01
|
0.01
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
--
|
0.00
|
0.00
|
0.00
|
0.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.41
Higher than Peers by 0.10
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
0.41
|
0.05
|
0.09
|
0.47
|
0.48
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.41
Higher than Peers by 0.05
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
0.41
|
--
|
--
|
0.90
|
0.53
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.92
Higher than Peers by 0.17
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
1.92
|
0.64
|
0.27
|
0.87
|
10.30
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
9.74
Higher than Peers by 2.84
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
9.74
|
7.66
|
8.18
|
9.26
|
9.60
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.03
Lower than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
0.03
|
0.05
|
0.05
|
0.04
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
--
|
27.84
|
29.52
|
32.98
|
32.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
--
|
--
|
-6,665.89
|
-6,512.77
|
-11,476.99
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
--
|
18.69
|
15.04
|
13.70
|
7.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
--
|
--
|
-6,651.41
|
-6,493.49
|
-11,451.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.83
Higher than Peers by 0.04
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
12.83
|
13.48
|
23.95
|
12.14
|
9.22
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.35
Higher than Peers by 0.03
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
1.35
|
1.15
|
1.17
|
1.36
|
1.95
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
3.76
Higher than Peers by 1.28
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
3.76
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
--
|
6.43
|
4.15
|
-26.43
|
-15.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
261
Lower than Peers by 53
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
National Bankshares (NKSH)
|
261
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|