Old Point Financial (OPOF) Peer Comparison

$42.10

$0.00 (0.00%)

As on 02-Sep-2025 09:30EDT

Market cap

$215 Mln

Revenue (TTM)

$86 Mln

P/E Ratio

24.6

P/B Ratio

1.8

Div. Yield

1.3 %

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	Old Point Financial (OPOF)	Pacific Premier Bancorp (PPBI)
Market cap ($ Mln)	215	2,375
Revenue ($ Mln)	86	802
Net Profit ($ Mln)	8.66	137.95
Net Margin (%)	10.12	17.20
RoE (%)	7.46	4.65
Price to Earnings	24.62	17.13
Price-To-Book	1.82	0.80

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	Old Point Financial (OPOF)	Pacific Premier Bancorp (PPBI)
Operating Revenue	85.60	801.87
Cost of Revenue	24.59	265.83
Gross Profit	60.91	562.98
Operating Expenses	50.29	353.40
Operating Profit (EBIT)	9.27	189.26
Other Income	0.00	0.00
Profit before Tax	10.71	182.55
Provision for Tax	2.05	44.60
Profit after Tax (Net Income)	8.66	137.95
Minority Interest	0.00	0.00
Consolidated Profit	0.00	0.00

Liabilities ($ Mln)

	Old Point Financial (OPOF)	Pacific Premier Bancorp (PPBI)
Shareholder's Funds	118.14	2,975.42
Minority Interest	0.00	0.00
Non-Current Liabilities	72.37	310.38
Current Liabilities	3.32	14,497.37
Total Liabilities	1,450.57	17,903.59

Assets ($ Mln)

	Old Point Financial (OPOF)	Pacific Premier Bancorp (PPBI)
Non-Current Assets	30.33	974.11
Current Assets	231.99	1,817.83
Total Assets	1,450.57	17,903.59
Total Debt*	69.49	124.02
Net Current Assets	0.00	0.00

Cashflow ($ Mln)

	Old Point Financial (OPOF)	Pacific Premier Bancorp (PPBI)
Cash From Operating Activities	14.64	226.46
Cash Flow from Investing Activities	50.66	764.23
Cash from Financing Activities	-6.07	-1,317.83
Net Cash Inflow / Outflow	--	--

Ratios

Profitability Ratios

	Old Point Financial (OPOF)	Pacific Premier Bancorp (PPBI)
ROCE (%)	4.80	4.51
ROE (%)	7.46	4.65
ROA (%)	0.52	0.69
EBIT Margin (%)	13.00	22.77
Net Margin (%)	10.12	17.20
Cash Profit Margin (%)	0.00	0.00

Growth Ratios

	Old Point Financial (OPOF)	Pacific Premier Bancorp (PPBI)
Revenue Growth (%)	1.57	24.97
EBIT Growth (%)	71.15	1,986.81
Net Profit Growth (%)	22.15	33,262.02
EPS Growth (%)	21.28	17,806.89
Book Value Growth (%)	6.58	1.50

Valuation Ratios

	Old Point Financial (OPOF)	Pacific Premier Bancorp (PPBI)
Price / Earnings	13.92	14.88
Price / Book Value	1.16	0.80
Dividend Yield (%)	--	--
EV/EBITDA	-10.91	5.22
Market Cap ($ Cr)	--	--

Solvency Ratios

	Old Point Financial (OPOF)	Pacific Premier Bancorp (PPBI)
Debt to Equity	0.56	0.04
Short term debt to equity ratio	0.03	0.00
Current Ratio	69.85	0.13
Quick Ratio	69.85	0.13
Interest Coverage	1.47	1.67

Operating Efficiency Ratios

	Old Point Financial (OPOF)	Pacific Premier Bancorp (PPBI)
Debtors to sales (%)	0.00	8.66
Asset Turnover	0.05	0.04
Receivable days	--	29.20
Inventory Days	--	1,091.65
Payable days	--	--
Cash Conversion Cycle	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly