Old Point Financial Corporation (OPOF)

Name: Old Point Financial Corporation (OPOF) Share Price Today, Stock Analysis, Annual Report | Value Research
Brand: Old Point Financial Corporation (OPOF)

Stock Card

$42.10

$0.00 (0.00%)

As on 02-Sep-2025 09:30EDT

Market cap

$215 Mln

Revenue (TTM)

$86 Mln

P/E Ratio

24.6

P/B Ratio

1.8

Div. Yield

1.3 %

Old Point Financial (OPOF) Share Price

Compare

High: Low: Return:

Price P/E Ratio P/B Ratio

Stock Range

Today’s Range

Low: 42.10 High: 42.10

52 Week Range

Low: -- High: --

Liquidity

Low Moderate High

Fundamentals

Net Profit (TTM)

$0 Mln
ROE

0.1 %
ROCE

-- %
Industry P/E

12.79
EV/EBITDA

0
Debt to Equity

0.6
Book Value

$--
EPS

$1.7
Face value

--
Shares outstanding

5,102,200

10 Years Aggregate

CFO

$103.63 Mln

EBITDA

$94.63 Mln

Net Profit

$54.84 Mln

Company	YTD	1 Month	3 Months	1 Year	3 Years	5 Years	10 Years
Old Point Financial (OPOF)	61.6	5.6	6.4	118.7	21.5	21.8	10.5
BSE Sensex^*	-10.1	-2.5	2.0	-5.0	5.2	5.7	10.3
S&P Small-Cap 600^#	-5.8	-5.3	-13.7	-6.3	5.3	3.0	5.5

As on 02-Sep-2025 | *As on 03-Sep-2026 | #As on 26-Oct-2023

Company	2024	2023	2022	2021	2020	2019	2018
Old Point Financial (OPOF)	44.9	-33.6	15.5	23.3	-31.0	25.9	-26.5
S&P Small-Cap 600	7.0	13.9	-17.4	25.3	9.6	20.9	-9.7
BSE Sensex	8.1	18.7	4.4	22.0	15.8	14.4	5.9

Financials

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Key Ratios

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Peers

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Company	Price ($)	Market Cap ($ Mln)	Revenue (TTM)	Net Profit (TTM)	OPM (%)	ROE (%)	P/E	P/B
Old Point Financial (OPOF)	42.1	214.8	85.6	8.7	13.0	7.5	24.6	1.8
Pacific Premier Bancorp (PPBI)	24.5	2,375.3	801.9	138.0	22.8	4.7	17.1	0.8

Shareholding Pattern

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About Old Point Financial (OPOF)

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services in Virginia, the United States. It operates through Bank, Wealth, and... Parent segments. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides loans, such as real estate construction, commercial, and mortgage loans that include residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans that are secured by collateral, such as inventory, accounts receivable, equipment, or other personal property. In addition, the company offers insurance products; retirement, estate, and financial planning services; estate and trust administration; retirement plan administration; tax and investment management services; wealth management; and cash management services. It serves businesses, individuals, and commercial customers. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia. Read more

Chairman, CEO & President

Mr. Robert F. Shuford Jr.
Chairman, CEO & President

Mr. Robert F. Shuford Jr.
Headquarters

Hampton, VA
Website

https://www.oldpoint.com

FAQs for Old Point Financial (OPOF)

What is the current share price of Old Point Financial Corporation (OPOF) Today?

The share price of Old Point Financial Corporation (OPOF) is $42.10 (NASDAQ) as of 02-Sep-2025 09:30 EDT. Old Point Financial Corporation (OPOF) has given a return of 21.49% in the last 3 years.

What is the current PB & PE ratio of Old Point Financial Corporation (OPOF)?

The P/E ratio of Old Point Financial Corporation (OPOF) is 24.62 times as on 02-Sep-2025, a 92 premium to its peers’ median range of 12.79 times.
The P/B ratio of Old Point Financial Corporation (OPOF) is 1.82 times as on 02-Sep-2025, a 38 premium to its peers’ median range of 1.32 times.

PE & PB ratio at the end of financial year.

Year	P/E Ratio	P/B Ratio
2024	13.92	1.16
2023	11.69	0.85
2022	14.82	1.37
2021	14.53	1.01
2020	18.38	0.85

What is the 52 Week High and Low of Old Point Financial Corporation (OPOF)?

The 52-week high and low of Old Point Financial Corporation (OPOF) are Rs -- and Rs -- as of 03-Sep-2026.

What is the market cap of Old Point Financial Corporation (OPOF)?

Old Point Financial Corporation (OPOF) has a market capitalisation of $ 215 Mln as on 02-Sep-2025. As per SEBI classification, it is a Small Cap company.

Should I invest in Old Point Financial Corporation (OPOF)?

Before investing in Old Point Financial Corporation (OPOF), assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

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