First Midwest Bancorp Inc (FMBI) Key Ratios

Stock Card

$21.51

$0.58 (2.77%)

As on 15-Feb-2022 16:00EDT

Market cap

$2,455 Mln

Revenue (TTM)

$751 Mln

P/E Ratio

13.4

P/B Ratio

0.9

Div. Yield

2.6 %

Key Ratios and Highlights

Growth Score (%)	Quarterly		Annual (TTM)
Particulars	QoQ	YoY	1-Year	3-Years	5-Years
Revenue	-3.74	4.23	4.28	4.34	8.56
EBIT	--	--	23.83	6.06	11.16
Net Profit	-11.50	16.70	84.95	8.12	0.96
EPS	-11.50	15.68	82.43	4.28	8.58
Book Value	--	--	1.07	6.44	8.89

Key Ratios (%)	Average		Annual (TTM)
Particulars	3-Years	5-Years	Dec-21	Dec-20	Dec-19
EBIT-Margin	39.38	38.63	--	28.69	50.07
Net Margin	--	--	--	--	--
Return on equity	6.88	7.00	7.35	4.26	9.03
Return on Capital	4.18	3.78	4.64	2.51	5.38
Return on Assets	0.90	0.91	0.94	0.56	1.20
Debt to Equity (x)	--	--	0.56	0.61	0.80

Profitability

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ROCE

4.64

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	4.64	2.51	5.38	4.10	2.27
Peer Median	--	--	--	--	--

ROE

7.35

Profit after tax / Average Net worth * 100

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	7.35	4.26	9.03	8.05	6.30
Peer Median	--	--	--	--	--

ROA

0.94

Profit after tax / Average Total assets * 100

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	0.94	0.56	1.20	1.07	0.77
Peer Median	--	--	--	--	--

EBIT Margin

Operating profit (EBIT) / Net Sales * 100

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	--	28.69	50.07	39.76	36.00
Peer Median	--	--	--	--	--

Net Margin

26.57

Net profit / Total Income (Net sales plus other income) * 100

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	26.57	14.98	26.58	23.88	15.70
Peer Median	--	--	--	--	--

Growth

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Revenue Growth

0.04

Year on year growth in net sales

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	0.04	-0.04	0.14	0.05	0.26
Peer Median	--	--	--	--	--

EBIT Growth

Year on year growth in operating profit (EBIT)

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	--	-45.07	43.08	16.51	62.91
Peer Median	--	--	--	--	--

Net Profit Growth

84.95

Year on year growth in profit after tax

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	84.95	-45.98	26.52	60.46	6.54
Peer Median	--	--	--	--	--

EPS Growth

0.83

Year on year growth in earnings per share

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	0.83	-0.48	0.20	0.57	-0.16
Peer Median	--	--	--	--	--

Solvency

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Debt to Equity

0.56

Total debt / Net worth

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	0.56	0.61	0.80	0.54	1.43
Peer Median	--	--	--	--	--

Short term debt to equity ratio

(Short term borrowings / Net worth)

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	--	0.17	0.70	0.44	0.38
Peer Median	--	--	--	--	--

Current Ratio

1.00

Current Assets / Current Liabilities and Provisions

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	1.00	35.34	0.91	0.93	0.20
Peer Median	--	--	--	--	--

Quick Ratio

1.00

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	1.00	35.30	0.91	0.93	0.20
Peer Median	--	--	--	--	--

Operating Efficiency

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Debtors to sales

62.18

Debtors outstanding / Net Sales * 100

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	62.18	73.96	58.24	37.16	35.33
Peer Median	--	--	--	--	--

Asset Turnover

0.04

Sales / Average Total Assets

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	0.04	0.04	0.05	0.04	0.05
Peer Median	--	--	--	--	--

Receivable days

243.08

Average Debtors / Sales * 365

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	243.08	246.02	166.09	129.03	145.61
Peer Median	--	--	--	--	--

Inventory Days

Average Inventory / Sales * 365

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	--	--	--	--	124.22
Peer Median	--	--	--	--	--

Payable days

Average Creditors / Cost of goods sold * 365

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	--	--	--	--	1,355.25
Peer Median	--	--	--	--	--

Cash Conversion Cycle

Receivable Days + Inventory Days - Payable Days

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	--	--	--	--	-1,085.43
Peer Median	--	--	--	--	--

Valuation

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Price / Earnings

11.70

Current share price divided by earning per share in the last twelve months

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	11.70	16.67	12.58	12.92	24.65
Peer Median	--	--	--	--	--

Price / Book Value

0.85

Current share price divided by book value per share in the latest financial year

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	0.85	0.67	1.06	0.99	1.30
Peer Median	--	--	--	--	--

EV/EBITDA

-4.54

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17
First Midwest Bancorp Inc (FMBI)	-4.54	-3.31	3.06	2.06	11.57
Peer Median	--	--	--	--	--

Annual
Quarterly