First Midwest Bancorp Inc (FMBI) Peer Comparison

$21.51

$0.58 (2.77%)

As on 15-Feb-2022 16:00EDT

Market cap

$2,455 Mln

Revenue (TTM)

$751 Mln

P/E Ratio

13.4

P/B Ratio

0.9

Div. Yield

2.6 %

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	First Midwest Bancorp Inc (FMBI)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	Wintrust Financial (WTFC)
Market cap ($ Mln)	2,455	17,735	11,669	10,981	10,317
Revenue ($ Mln)	751	4,716	4,633	4,560	4,346
Net Profit ($ Mln)	199.56	1,446.16	1,057.00	942.68	900.36
Net Margin (%)	26.57	30.67	22.81	20.67	20.72
RoE (%)	7.35	15.94	11.56	11.99	12.18
Price to Earnings	13.44	12.43	11.84	12.02	12.29
Price-To-Book	0.90	1.92	1.38	1.42	1.45

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	First Midwest Bancorp Inc (FMBI)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	Wintrust Financial (WTFC)
Operating Revenue	751.11	1,888.48	3,154.00	1,241.99	1,861.60
Cost of Revenue	--	52.16	-146.00	66.00	91.26
Gross Profit	--	1,836.31	3,300.00	1,175.99	1,770.34
Operating Expenses	--	779.94	2,016.00	746.93	1,132.54
Operating Profit (EBIT)	--	1,056.38	1,284.00	429.06	637.80
Other Income	--	--	--	--	--
Profit before Tax	271.15	1,056.38	1,284.00	429.06	637.80
Provision for Tax	71.59	183.40	274.00	76.04	171.65
Profit after Tax (Net Income)	199.56	872.98	999.00	353.02	466.15
Minority Interest	--	--	295.00	--	--
Consolidated Profit	181.50	872.98	962.00	353.02	438.19

Liabilities ($ Mln)

	First Midwest Bancorp Inc (FMBI)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	Wintrust Financial (WTFC)
Shareholder's Funds	2,742.73	5,837.22	8,199.00	42,421.94	4,498.69
Minority Interest	--	--	295.00	--	--
Non-Current Liabilities	1,527.40	401.33	3,153.00	271.54	2,341.51
Current Liabilities	17,508.11	54,632.16	77,445.00	19,592.76	43,301.94
Total Liabilities	21,778.24	60,870.70	89,092.00	42,693.48	50,142.14

Assets ($ Mln)

	First Midwest Bancorp Inc (FMBI)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	Wintrust Financial (WTFC)
Non-Current Assets	4,315.89	46,255.92	64,331.00	14,273.83	42,265.54
Current Assets	17,462.36	14,614.78	24,761.00	21,363.34	7,876.61
Total Assets	21,778.24	60,870.70	89,092.00	42,693.48	50,142.14
Total Debt*	1,527.40	806.86	3,714.00	3,518.46	2,425.71
Net Current Assets	--	--	--	--	--

Cashflow ($ Mln)

	First Midwest Bancorp Inc (FMBI)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	Wintrust Financial (WTFC)
Cash From Operating Activities	--	1,168.42	741.00	534.08	1,130.87
Cash Flow from Investing Activities	--	-9,117.20	-4,617.00	-4,235.49	-5,928.86
Cash from Financing Activities	--	7,835.05	4,016.00	9,418.41	4,886.72
Net Cash Inflow / Outflow	--	-113.74	140.00	5,717.00	88.73

Ratios

Profitability Ratios

	First Midwest Bancorp Inc (FMBI)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	Wintrust Financial (WTFC)
ROCE (%)	4.64	13.29	8.18	0.87	6.92
ROE (%)	7.35	15.72	12.11	0.94	10.82
ROA (%)	0.94	1.54	1.15	0.93	0.98
EBIT Margin (%)	--	--	--	--	--
Net Margin (%)	26.57	46.23	31.67	28.42	25.04
Cash Profit Margin (%)	--	--	--	--	--

Growth Ratios

	First Midwest Bancorp Inc (FMBI)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	Wintrust Financial (WTFC)
Revenue Growth (%)	0.04	0.04	0.13	-0.04	-0.02
EBIT Growth (%)	--	--	--	--	--
Net Profit Growth (%)	84.95	53.75	18.22	23.22	59.10
EPS Growth (%)	0.83	0.53	0.21	0.22	0.59
Book Value Growth (%)	--	--	--	--	--

Valuation Ratios

	First Midwest Bancorp Inc (FMBI)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	Wintrust Financial (WTFC)
Price / Earnings	11.70	12.92	8.86	14.68	11.30
Price / Book Value	0.85	1.93	1.08	0.12	1.17
Dividend Yield (%)	--	--	--	--	--
EV/EBITDA	-4.54	-2.09	-9.18	-25.85	-0.21
Market Cap ($ Cr)	--	--	--	--	--

Solvency Ratios

	First Midwest Bancorp Inc (FMBI)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	Wintrust Financial (WTFC)
Debt to Equity	0.56	0.14	0.45	0.08	0.54
Short term debt to equity ratio	--	0.07	0.26	0.08	0.02
Current Ratio	1.00	0.27	0.32	1.09	0.18
Quick Ratio	1.00	0.27	0.32	1.64	0.34
Interest Coverage	--	12.12	7.83	9.33	4.23

Operating Efficiency Ratios

	First Midwest Bancorp Inc (FMBI)	East West Bancorp (EWBC)	First Horizon National Corporation (FHN)	UMB Financial (UMBF)	Wintrust Financial (WTFC)
Debtors to sales (%)	62.18	2,179.12	--	10.56	1.40
Asset Turnover	0.04	0.03	0.04	0.03	0.04
Receivable days	243.08	7,632.26	6,632.06	39.85	4.27
Inventory Days	--	105.08	-37.53	-44,650.27	-24,142.05
Payable days	--	189,572.22	-181,219.04	99,389.67	2,647.54
Cash Conversion Cycle	--	-181,834.88	187,813.57	-144,000.09	-26,785.32

Annual
Quarterly