Recently Viewed
Clear AllValue Research Rating
Quality Score 
0/0
Growth Score
0/0
Valuation Score
0/0
Momentum Score
0/0
Today’s Range
52 Week Range
Liquidity
Market cap
₹63,567 Cr
Revenue (TTM)
₹19,639 Cr
Net Profit (TTM)
₹2,092 Cr
ROE
14.8 %
ROCE
11.8 %
P/E Ratio
30.4
P/B Ratio
4.1
Industry P/E
21.04
EV/EBITDA
16.8
Div. Yield
0.4 %
Debt to Equity
3.3
Book Value
₹161.3
EPS
₹22
Face value
10
Shares outstanding
951,600,251
CFO
₹-30,823.33 Cr
EBITDA
₹32,288.21 Cr
Net Profit
₹12,551.11 Cr
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
SBI Cards
| -22.3 | -7.5 | -24.4 | -17.6 | -3.7 | -7.3 | -- |
|
BSE Finance
| -7.1 | -2.7 | -8.4 | 9.8 | 12.2 | 10.7 | 13.4 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
|---|---|---|---|---|---|
|
SBI Cards
| 27.1 | -13.4 | -4.5 | -14.3 | 8.8 |
|
BSE Mid Cap
| 1.1 | 25.8 | 45.5 | 1.4 | 39.2 |
|
BSE Finance
| 15.7 | 8.7 | 17.1 | 11.1 | 14.1 |
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Company |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
SBI Cards
|
669.5 | 63,566.9 | 19,639.1 | 2,091.6 | 26.7 | 14.6 | 30.4 | 4.1 |
| 245.1 | 1,56,160.2 | 2,988.0 | 1,274.1 | 67.3 | 1.2 | 97.3 | 1.2 | |
| 276.5 | 68,916.8 | 17,196.5 | 2,809.6 | 60.0 | 10.9 | 24.5 | 2.5 | |
| 296.9 | 40,740.1 | 20,352.3 | 2,307.4 | 59.5 | 10.7 | 17.2 | 1.6 | |
| 3,487.7 | 1,39,197.2 | 27,542.3 | 8,653.3 | 77.8 | 26.4 | 16 | 3.9 | |
| 415.6 | 34,500.1 | 5,841.0 | 349.4 | 48.6 | 3.9 | 98.8 | 3.4 | |
| 416.9 | 1,38,653.8 | 1,15,789.1 | 33,385.9 | 95.7 | 20.6 | 5.5 | 1.0 | |
| 1,031.6 | 1,92,597.0 | 47,073.8 | 9,128.3 | 71.2 | 15.6 | 21.1 | 3.1 | |
| 4,907.0 | 54,581.4 | 9,507.6 | 1,978.4 | 76.9 | 14.9 | 26.5 | 3.5 | |
| 616.0 | 31,192.0 | 373.8 | 288.7 | 88.1 | 1.3 | 76.5 | 1.0 |
Analyst's Diary: Out of season
4 min read•By Hemkesh Khattar
SBI Cards IPO: Information Analysis
6 min read•By Yash Rohra
SBI Cards and Payment Services Limited, a non-banking financial company, issues credit cards to individual and corporate customers in India. The company also acts as corporate insurance agent for selling insurance policies to credit card customers.... In addition, it offers corporate cards, central travel cards, utility cards, and purchase and virtual cards. The company was incorporated in 1998 and is based in Gurugram, India. SBI Cards and Payment Services Limited is a subsidiary of State Bank of India. Read more
Incorporated
1998
Chairman
Challa Sreenivasulu Setty
Managing Director
Salila Pande
Group
PSU - SBI
Headquarters
New Delhi, Delhi
Website
Looking for more details about SBI Cards And Payment Services Ltd.’s IPO? Explore our IPO Details page.
Our rating system has guided millions of investors in the past 20 years.
Annual Reports
Announcements
View Announcements
The share price of SBI Cards And Payment Services Ltd is ₹669.45 (NSE) and ₹669.10 (BSE) as of 08-Apr-2026 13:24 IST. SBI Cards And Payment Services Ltd has given a return of -3.74% in the last 3 years.
The P/E ratio of SBI Cards And Payment Services Ltd is 30.39 times as on 08-Apr-2026, a 44 premium to its peers’ median range of 21.04 times.
The P/B ratio of SBI Cards And Payment Services Ltd is 4.14 times as on 08-Apr-2026, a 152 premium to its peers’ median range of 1.64 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
43.79
|
6.10
|
|
2024
|
26.95
|
5.38
|
|
2023
|
30.98
|
7.15
|
|
2022
|
49.71
|
10.43
|
|
2021
|
88.78
|
13.97
|
The 52-week high and low of SBI Cards And Payment Services Ltd are Rs 1,027.25 and Rs 615.50 as of 08-Apr-2026.
SBI Cards And Payment Services Ltd has a market capitalisation of ₹ 63,567 Cr as on 08-Apr-2026. As per SEBI classification, it is a Mid Cap company.
Before investing in SBI Cards And Payment Services Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.
₹29.80
(
New Process Alert 
Seems like you've uploaded a wrong QR code. Please upload the QR code downloaded from MF Central platform.