Suryoday Small Peer Comparison

NSE: SURYODAY | BSE: 543279

₹147.93

₹-1.12 (-0.75%)

As on 09-Oct-2026IST

Market cap

₹1,571 Cr

Revenue (TTM)

₹2,287 Cr

P/E Ratio

8.2

P/B Ratio

0.7

Div. Yield

1 %

Edit

	Suryoday Small	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Market cap (₹ Cr)	1,571	11,948	7,552	5,180	2,418
Interest Income (₹ Cr)	2,287	7,338	7,106	5,648	3,381
Net Interest Income (₹ Cr)	1,167.30	4,202.39	3,635.01	2,811.29	1,497.01
NIM (%)	7.20	8.50	7.24	7.50	6.10
RoA (%)	1.08	1.72	0.90	0.88	-3.32
Price to Earnings	8.19	13.19	14.80	13.64	--
Price-To-Book	0.73	1.70	1.21	1.13	0.90

Income Statement (₹ Cr)

	Suryoday Small	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Interest Earned	2,287.48	7,337.51	7,105.77	5,648.03	3,381.44
Other Income	398.88	1,114.54	1,036.96	984.72	412.03
Total Income	2,686.36	8,452.05	8,142.74	6,632.75	3,793.47
Interest Expended	1,120.18	3,135.12	3,470.76	2,836.74	1,884.43
Operating Expenses	1,152.49	3,419.23	3,317.04	2,562.63	1,880.76
Operating Profit before Prov. & Cont.	384.06	1,710.13	1,264.97	1,165.66	56.35
Provisions and Contingencies	159.05	701.47	685.25	853.64	1,261.43
Profit Before Tax	199.57	911.03	128.13	326.43	-1,506.62
Taxes	62.77	290.28	159.23	0.00	-287.74
Profit after Tax	191.87	905.95	510.45	379.74	-945.42
Minority Interest	0.00	0.00	0.00	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	191.87	905.95	510.45	379.74	-945.42

	Suryoday Small	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Shareholder's Funds	2,078.32	6,815.68	6,124.83	4,470.21	2,775.60
Minority Interest	0.00	0.00	0.00	0.00	0.00
Deposits	13,994.04	45,668.33	46,533.09	35,784.49	21,653.98
Borrowings	3,122.36	3,736.01	5,772.55	5,496.76	2,829.44
Other Liabilities & Provisions	689.24	1,321.19	2,179.89	1,696.27	1,610.05
Total Liabilities	19,883.96	57,541.21	60,610.36	47,447.73	28,869.07

	Suryoday Small	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Cash and Balance with Reserve Bank of India	1,713.72	3,109.67	5,563.29	2,492.17	1,692.15
Balances with Banks and Money at Call	385.05	334.00	103.00	66.01	629.08
Investments	3,692.56	12,724.25	10,148.83	9,812.00	6,914.05
Advances	12,878.76	39,760.55	42,751.29	33,827.69	18,069.59
Net Block	293.17	457.27	526.56	190.68	332.70
Other Assets	915.83	1,119.67	1,328.67	1,051.18	1,106.38
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	19,883.96	57,541.21	60,610.36	47,447.73	28,869.07

	Suryoday Small	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Cash From Operating Activities	652.33	1,843.20	-3,315.83	593.64	780.69
Cash Flow from Investing Activities	-791.57	-2,480.67	-185.42	-4,132.66	-3,308.58
Cash from Financing Activities	412.13	911.35	3,641.25	1,640.54	1,412.49
Net Cash Inflow / Outflow	272.90	273.88	140.00	-1,898.47	-1,115.39

	Suryoday Small	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Yield on Advances	16.77	17.43	15.89	15.82	18.70
Yield on Investments	6.16	7.23	8.45	5.60	6.41
Interest Spread	10.57	11.24	9.39	9.14	10.93
NIM (%)	7.20	8.50	7.24	7.50	6.10
ROE (%)	9.43	13.79	8.52	8.65	-36.58
ROA (%)	1.08	1.72	0.90	0.88	-3.32
Cost to Income Ratio	73.67	65.65	71.67	67.76	97.05

	Suryoday Small	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Revenue Growth (%)	16.66	14.72	10.00	18.46	-8.11
EBIT Growth (%)	-1.32	1.24	-5.19	-1.87	-94.40
Net Profit Growth (%)	139.27	71.50	598.15	-12.26	-167.69
EPS Growth (%)	139.21	70.85	597.90	-12.60	-103.30
Book Value Growth (%)	7.83	12.04	0.82	8.16	-42.22

	Suryoday Small	Ujjivan SF Bank	Equitas SF Bank	Jana SF Bank	Utkarsh SF Bank
Price / Earnings	8.19	13.19	14.80	13.64	-2.56
Price / Book Value	0.73	1.70	1.21	1.13	0.90
Dividend Yield (%)	1.01	0.00	0.00	0.00	0.00
EV/EBITDA	175.20	15.63	24.09	32.65	-7.63
Market Cap (₹ Cr)	1,262.26	9,816.32	5,896.04	3,788.22	1,818.80

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.