Suryoday Small Key Ratios
NSE: SURYODAY | BSE: 543279
₹148.05
As on 11-Sep-2026IST
Market cap
₹1,565 Cr
Revenue (TTM)
₹2,287 Cr
P/E Ratio
8.2
P/B Ratio
0.7
Div. Yield
1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 3.45 | 25.69 | 16.66 | 21.98 | 24.25 |
| Interest Expended | 7.57 | 23.63 | 24.36 | 33.95 | 24.62 |
| Net Interest Income | -0.26 | 27.75 | 10.12 | 13.70 | 23.90 |
| EPS | 51.21 | 113.08 | 139.21 | 17.69 | 39.90 |
| Book Value | -- | -- | 7.99 | 9.44 | 5.41 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 3.22 | 3.43 | 1.27 | 4.21 | 4.58 |
| Net Interest Margin
| 7.15 | 7.38 | 7.20 | 5.88 | 7.46 |
| Net Margin
| 7.76 | 4.07 | 7.14 | 6.03 | 5.30 |
| Return on equity
| 8.88 | 5.13 | 9.43 | 7.63 | 6.20 |
| Return on Assets
| 1.21 | 0.65 | 1.08 | 0.86 | 0.82 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
--
|
--
|
287.94
|
179.90
|
377.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
--
|
16.77
|
19.59
|
19.67
|
19.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
--
|
6.16
|
6.59
|
7.15
|
4.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
--
|
10.57
|
13.21
|
13.54
|
14.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
7.20
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
7.20
|
5.88
|
7.46
|
8.12
|
7.93
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
9.43
Higher than Peers by 0.60
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
9.43
|
7.63
|
6.20
|
12.81
|
5.06
|
|
Peer Median
|
8.83
|
7.63
|
20.17
|
--
|
--
|
ROA
1.08
No difference
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
1.08
|
0.86
|
0.82
|
1.94
|
0.86
|
|
Peer Median
|
1.08
|
0.76
|
1.99
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
--
|
73.67
|
70.59
|
61.61
|
60.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
16.66
No difference
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
16.66
|
10.57
|
22.98
|
34.22
|
25.68
|
|
Peer Median
|
16.66
|
14.72
|
17.34
|
--
|
--
|
EBIT Growth
-84.90
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
-84.90
|
-1.32
|
-14.21
|
34.44
|
27.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
10.12
Higher than Peers by 33.03
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
10.12
|
32.19
|
-46.77
|
177.97
|
183.51
|
|
Peer Median
|
-22.91
|
71.50
|
-46.76
|
--
|
--
|
EPS Growth
139.21
Higher than Peers by 178.37
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
139.21
|
32.19
|
-46.81
|
177.86
|
183.51
|
|
Peer Median
|
-39.16
|
70.85
|
-46.80
|
--
|
--
|
Book Value Growth
7.83
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
7.83
|
7.99
|
6.70
|
13.89
|
5.35
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
8.15
Lower than Peers by 8.28
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
8.15
|
8.31
|
9.28
|
7.92
|
12.99
|
|
Peer Median
|
16.43
|
16.43
|
25.43
|
--
|
--
|
Price / Book Value
0.73
Lower than Peers by 0.46
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
0.73
|
0.61
|
0.56
|
0.95
|
0.64
|
|
Peer Median
|
1.19
|
1.19
|
1.26
|
--
|
--
|
Dividend Yield
1.02
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
1.02
|
1.26
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
7.19
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
7.19
|
11.42
|
9.70
|
9.15
|
11.19
|
|
Peer Median
|
--
|
-7.64
|
44.78
|
--
|
--
|
Market Cap
1,565
Lower than Peers by 3,904
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Suryoday Small
|
1,565
|
1,262
|
1,067
|
1,710
|
1,009
|
|
Peer Median
|
5,468
|
5,468
|
5,191
|
--
|
--
|