Bandhan Bank Peer Comparison
NSE: BANDHANBNK | BSE: 541153
₹162.90
As on 01-Sep-2026IST
Market cap
₹26,173 Cr
Revenue (TTM)
₹21,844 Cr
P/E Ratio
19.3
P/B Ratio
1
Div. Yield
0.9 %
| Bandhan Bank | Punjab & Sind | Tamilnad Mercantile | The Karnataka Bank | UCO Bank | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
26,173 | 16,064 | 14,416 | 12,498 | 30,872 |
Interest Income (₹ Cr) |
21,844 | 12,284 | 6,096 | 9,039 | 26,841 |
Net Interest Income (₹ Cr) |
10,993.04 | 3,949.70 | 2,712.80 | 3,301.48 | 10,601.50 |
NIM (%) |
6.20 | 2.53 | 4.29 | -- | 3.24 |
RoA (%) |
0.67 | 0.81 | 1.96 | 1.15 | 0.74 |
Price to Earnings |
19.34 | 11.60 | 9.98 | 8.70 | 10.96 |
Price-To-Book |
1.02 | 1.18 | 1.36 | 0.96 | 1.00 |
Income Statement (₹ Cr)
| Bandhan Bank | Punjab & Sind | Tamilnad Mercantile | The Karnataka Bank | UCO Bank | |
|---|---|---|---|---|---|
|
Interest Earned
|
21,689.11 | 11,981.50 | 5,819.41 | 9,013.60 | 26,281.36 |
|
Other Income
|
2,734.02 | 1,777.80 | 877.08 | 1,269.57 | 3,459.63 |
|
Total Income
|
24,423.14 | 13,759.30 | 6,696.49 | 10,283.18 | 29,740.99 |
|
Interest Expended
|
10,859.42 | 8,170.09 | 3,292.15 | 5,703.20 | 16,084.98 |
|
Operating Expenses
|
7,698.79 | 3,407.47 | 1,549.11 | 2,752.40 | 7,227.07 |
|
Operating Profit before Prov. & Cont.
|
5,864.92 | 2,181.74 | 1,855.23 | 1,827.58 | 6,428.93 |
|
Provisions and Contingencies
|
4,131.11 | 429.41 | 48.64 | 186.50 | 2,055.45 |
|
Profit Before Tax
|
1,733.81 | 1,752.33 | 1,806.60 | 1,641.08 | 4,373.49 |
|
Taxes
|
510.25 | 430.40 | 469.05 | 368.23 | 1,605.63 |
|
Profit after Tax
|
1,223.56 | 1,321.93 | 1,337.55 | 1,272.85 | 2,767.86 |
|
Minority Interest
|
-- | -- | -- | -- | -- |
|
Share of Associate
|
-- | -- | -- | -- | 23.02 |
|
Consolidated Profit
|
1,223.56 | 1,321.93 | 1,337.55 | 1,272.85 | 2,767.86 |
Liabilities (₹ Cr)
| Bandhan Bank | Punjab & Sind | Tamilnad Mercantile | The Karnataka Bank | UCO Bank | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
25,574.90 | 14,132.41 | 10,110.16 | 12,084.84 | 33,249.22 |
|
Minority Interest
|
-- | -- | -- | -- | -- |
|
Deposits
|
1,66,344.45 | 1,45,829.01 | 61,712.35 | 1,04,806.20 | 3,27,562.53 |
|
Borrowings
|
14,302.81 | 16,352.33 | 700.00 | 1,940.55 | 23,309.82 |
|
Other Liabilities & Provisions
|
4,901.57 | 2,956.56 | 2,777.08 | 2,128.87 | 11,736.87 |
|
Total Liabilities
|
2,11,123.73 | 1,79,270.31 | 75,299.60 | 1,20,960.46 | 3,95,858.44 |
Assets (₹ Cr)
| Bandhan Bank | Punjab & Sind | Tamilnad Mercantile | The Karnataka Bank | UCO Bank | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
13,126.69 | 6,229.54 | 2,520.61 | 7,525.73 | 10,405.06 |
|
Balances with Banks and Money at Call
|
824.43 | 69.71 | 1,694.33 | 458.58 | 13,479.46 |
|
Investments
|
38,668.28 | 49,388.47 | 15,692.68 | 24,534.76 | 98,777.40 |
|
Advances
|
1,50,103.78 | 1,15,911.74 | 53,122.66 | 76,541.48 | 2,57,762.91 |
|
Net Block
|
931.02 | 1,862.01 | 310.56 | 976.31 | 4,125.96 |
|
Other Assets
|
6,999.24 | 5,808.83 | 1,958.76 | 10,909.22 | 11,233.18 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
2,11,123.73 | 1,79,270.31 | 75,299.60 | 1,20,960.46 | 3,95,858.44 |
Cashflow (₹ Cr)
| Bandhan Bank | Punjab & Sind | Tamilnad Mercantile | The Karnataka Bank | UCO Bank | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
1,142.59 | -1,893.11 | -100.87 | 209.55 | -10,584.18 |
|
Cash Flow from Investing Activities
|
316.56 | -240.91 | -118.25 | -690.59 | -419.25 |
|
Cash from Financing Activities
|
2,922.69 | -386.79 | 25.81 | 412.06 | -977.36 |
|
Net Cash Inflow / Outflow
|
4,381.83 | -2,520.81 | -193.31 | -68.97 | -11,980.79 |
Ratios
Profitability Ratios
| Bandhan Bank | Punjab & Sind | Tamilnad Mercantile | The Karnataka Bank | UCO Bank | |
|---|---|---|---|---|---|
|
Yield on Advances
|
14.45 | 10.34 | 10.95 | 11.78 | 10.20 |
|
Yield on Investments
|
7.59 | 7.52 | 7.05 | 6.31 | 7.01 |
|
Interest Spread
|
8.44 | 5.30 | 5.68 | 6.43 | 5.61 |
|
NIM (%)
|
5.34 | 2.22 | 3.46 | 3.04 | 2.68 |
|
ROE (%)
|
4.93 | 10.42 | 13.99 | 11.61 | 9.53 |
|
ROA (%)
|
0.61 | 0.78 | 1.89 | 1.07 | 0.73 |
|
Cost to Income Ratio
|
56.76 | 60.97 | 45.50 | 60.10 | 52.92 |
Growth Ratios
| Bandhan Bank | Punjab & Sind | Tamilnad Mercantile | The Karnataka Bank | UCO Bank | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
-1.18 | 4.36 | 9.98 | 8.62 | 4.84 |
|
EBIT Growth (%)
|
-20.62 | 5.15 | 6.27 | -15.53 | 6.49 |
|
Net Profit Growth (%)
|
-55.43 | 30.13 | 13.10 | -2.58 | 13.21 |
|
EPS Growth (%)
|
-55.43 | 30.13 | 13.10 | -2.76 | 13.21 |
|
Book Value Growth (%)
|
3.68 | 6.35 | 12.23 | 12.01 | 7.66 |
Valuation Ratios
| Bandhan Bank | Punjab & Sind | Tamilnad Mercantile | The Karnataka Bank | UCO Bank | |
|---|---|---|---|---|---|
|
Price / Earnings
|
18.60 | 11.06 | 6.87 | 5.21 | 10.17 |
|
Price / Book Value
|
0.90 | 1.12 | 0.91 | 0.57 | 0.94 |
|
Dividend Yield (%)
|
1.06 | 1.89 | 2.15 | 2.85 | 1.96 |
|
EV/EBITDA
|
6.32 | 14.20 | 5.33 | 4.69 | 8.00 |
|
Market Cap (₹ Cr)
|
22,754.05 | 14,623.42 | 9,188.86 | 6,636.72 | 28,152.59 |