Bandhan Bank Key Ratios
NSE: BANDHANBNK | BSE: 541153
₹165.00
As on 06-Nov-2026IST
Market cap
₹26,576 Cr
Revenue (TTM)
₹22,244 Cr
P/E Ratio
14.3
P/B Ratio
1
Div. Yield
0.9 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 2.18 | 7.47 | 2.31 | 9.18 | 11.51 |
| Interest Expended | 3.07 | 1.01 | 0.49 | 12.68 | 16.72 |
| Net Interest Income | 1.37 | 14.37 | 4.11 | 6.21 | 7.60 |
| EPS | 23.93 | 455.75 | 51.69 | -9.83 | 24.41 |
| Book Value | -- | -- | 3.68 | 8.87 | 7.72 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 1.12 | 1.24 | 0.92 | 0.97 | 1.28 |
| Net Interest Margin
| 5.95 | 6.16 | 0.00 | 5.34 | 6.30 |
| Net Margin
| 8.87 | 7.86 | 7.45 | 5.01 | 11.02 |
| Return on equity
| 9.24 | 8.07 | 7.16 | 4.93 | 11.96 |
| Return on Assets
| 1.14 | 1.00 | 0.91 | 0.61 | 1.49 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
--
|
5,416.92
|
4,263.52
|
5,303.25
|
8,735.87
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
--
|
14.45
|
16.63
|
15.58
|
15.18
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
--
|
7.59
|
5.69
|
7.34
|
6.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
--
|
8.44
|
10.19
|
9.94
|
10.18
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
--
|
5.34
|
6.30
|
6.19
|
6.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
7.16
Lower than Peers by 3.00
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
7.16
|
4.93
|
11.96
|
10.84
|
11.88
|
|
Peer Median
|
10.16
|
10.42
|
10.84
|
--
|
--
|
ROA
0.91
Lower than Peers by 0.07
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
0.91
|
0.61
|
1.49
|
1.34
|
1.49
|
|
Peer Median
|
0.98
|
0.78
|
1.21
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
--
|
56.76
|
48.89
|
46.84
|
39.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
2.31
Lower than Peers by 9.25
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
2.31
|
-1.18
|
16.32
|
18.64
|
14.66
|
|
Peer Median
|
11.56
|
5.67
|
14.70
|
--
|
--
|
EBIT Growth
-13.11
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
-13.11
|
-20.62
|
11.28
|
-6.37
|
-11.51
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
4.11
Lower than Peers by 3.58
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
4.11
|
-55.43
|
23.13
|
1.59
|
1,644.63
|
|
Peer Median
|
7.69
|
29.91
|
23.13
|
--
|
--
|
EPS Growth
51.69
Higher than Peers by 41.89
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
51.69
|
-55.43
|
23.13
|
1.58
|
1,644.46
|
|
Peer Median
|
9.79
|
29.91
|
23.13
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
--
|
3.68
|
12.95
|
10.18
|
12.64
|
|
Peer Median
|
--
|
20.90
|
--
|
--
|
--
|
Valuation
Price / Earnings
14.26
Higher than Peers by 4.71
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
14.26
|
18.60
|
8.58
|
13.01
|
14.36
|
|
Peer Median
|
9.55
|
9.55
|
9.72
|
--
|
--
|
Price / Book Value
1.02
Higher than Peers by 0.07
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
1.02
|
0.90
|
0.97
|
1.35
|
1.61
|
|
Peer Median
|
0.95
|
1.02
|
1.10
|
--
|
--
|
Dividend Yield
0.91
Lower than Peers by 0.66
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
0.91
|
1.06
|
1.03
|
0.83
|
0.77
|
|
Peer Median
|
1.57
|
1.57
|
1.26
|
--
|
--
|
EV/EBITDA
4.78
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
4.78
|
6.32
|
4.69
|
6.84
|
7.93
|
|
Peer Median
|
--
|
11.46
|
7.24
|
--
|
--
|
Market Cap
26,576
Higher than Peers by 12,229
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bandhan Bank
|
26,576
|
22,754
|
23,544
|
29,014
|
31,525
|
|
Peer Median
|
14,347
|
14,347
|
21,642
|
--
|
--
|