Bandhan Bank Financials
NSE: BANDHANBNK | BSE: 541153
₹173.14
As on 09-Sep-2026 11:49IST
Market cap
₹27,800 Cr
Revenue (TTM)
₹21,844 Cr
P/E Ratio
20.5
P/B Ratio
1.1
Div. Yield
0.9 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
21,844.05
|
21,689.11
|
21,948.23
|
18,869.62
|
15,904.70
|
13,871.57
|
|||||
|
Other Income
|
2,611.97
|
2,734.02
|
2,966.60
|
2,171.42
|
2,468.55
|
2,822.50
|
|||||
|
Total Income
|
24,456.02
|
24,423.14
|
24,914.83
|
21,041.04
|
18,373.25
|
16,694.07
|
|||||
|
Interest Expended
|
10,851.02
|
10,859.42
|
10,457.65
|
8,550.78
|
6,645.08
|
5,157.10
|
|||||
|
Operating Expenses
|
8,050.38
|
7,698.79
|
7,068.50
|
5,850.78
|
4,636.82
|
3,523.56
|
|||||
|
Operating Profit before Prov. & Cont.
|
5,554.62
|
5,864.92
|
7,388.69
|
6,639.48
|
7,091.35
|
8,013.40
|
|||||
|
Provisions and Contingencies
|
3,666.79
|
4,131.11
|
3,765.41
|
3,696.57
|
4,198.37
|
7,884.78
|
|||||
|
Profit Before Tax
|
1,887.83
|
1,733.81
|
3,623.28
|
2,942.91
|
2,892.98
|
128.62
|
|||||
|
Taxes
|
534.57
|
510.25
|
877.98
|
713.35
|
698.34
|
2.83
|
|||||
|
Profit after Tax
|
1,353.27
|
1,223.56
|
2,745.30
|
2,229.56
|
2,194.64
|
125.79
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
1,353.27
|
1,223.56
|
2,745.30
|
2,229.56
|
2,194.64
|
125.79
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
25,574.90
|
25,574.90
|
24,605.01
|
21,609.64
|
19,584.15
|
17,381.15
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Deposits
|
1,66,344.45
|
1,66,344.45
|
1,51,212.50
|
1,35,201.99
|
1,08,064.69
|
96,330.61
|
|||||
|
Borrowings
|
14,302.81
|
14,302.81
|
11,138.49
|
16,371.52
|
24,710.82
|
19,921.23
|
|||||
|
Other Liabilities & Provisions
|
4,901.57
|
4,901.57
|
4,520.29
|
4,658.51
|
3,677.43
|
5,362.18
|
|||||
|
Total Liabilities
|
2,11,123.73
|
2,11,123.73
|
1,91,476.29
|
1,77,841.66
|
1,56,037.09
|
1,38,995.17
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
13,126.69
|
13,126.69
|
7,477.45
|
15,392.68
|
7,326.58
|
4,942.56
|
|||||
|
Balances with Banks and Money at Call
|
824.43
|
824.43
|
2,091.94
|
777.84
|
923.14
|
4,378.79
|
|||||
|
Investments
|
38,668.28
|
38,668.28
|
40,712.28
|
29,287.58
|
32,365.89
|
29,078.71
|
|||||
|
Advances
|
1,50,103.78
|
1,50,103.78
|
1,31,987.32
|
1,21,136.78
|
1,04,756.77
|
93,974.93
|
|||||
|
Net Block
|
1,401.30
|
931.02
|
855.17
|
959.07
|
508.92
|
414.58
|
|||||
|
Other Assets
|
6,999.25
|
6,999.24
|
8,026.92
|
10,073.34
|
9,810.12
|
6,032.30
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
2,11,123.73
|
2,11,123.73
|
1,91,476.29
|
1,77,841.66
|
1,56,037.09
|
1,38,995.17
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
1,142.59
|
2,752.33
|
14,808.42
|
-4,244.62
|
902.19
|
|||||
|
Cash Flow from Investing Activities
|
--
|
316.56
|
-3,878.72
|
1,690.98
|
-1,617.94
|
-611.83
|
|||||
|
Cash from Financing Activities
|
--
|
2,922.69
|
-5,474.65
|
-8,578.53
|
4,791.25
|
2,802.80
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
4,381.83
|
-6,601.04
|
7,920.87
|
-1,071.30
|
3,093.16
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
8.40
|
7.60
|
17.04
|
13.84
|
13.62
|
0.78
|
|||||
|
Cash EPS (₹)
|
8.40
|
9.48
|
18.77
|
15.31
|
14.51
|
1.46
|
|||||
|
Adjusted Book Value (₹)
|
159.88
|
156.78
|
151.21
|
133.87
|
121.50
|
107.87
|
|||||
|
Dividend per Share (₹)
|
0.87
|
1.50
|
1.50
|
1.50
|
1.50
|
--
|
|||||
|
Cash Flow per Share (₹)
|
--
|
7.09
|
17.08
|
91.92
|
-26.35
|
5.60
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
-9.95
|
-0.23
|
78.36
|
-51.36
|
-32.98
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
14.45
|
16.63
|
15.58
|
15.18
|
14.76
|
|||||
|
Yield on Investments
|
--
|
7.59
|
5.69
|
7.34
|
6.06
|
5.88
|
|||||
|
Interest Spread
|
--
|
8.44
|
10.19
|
9.94
|
10.18
|
10.32
|
|||||
|
NIM (%)
|
6.20
|
5.34
|
6.30
|
6.19
|
6.37
|
6.58
|
|||||
|
ROE (%)
|
5.37
|
4.93
|
11.96
|
10.84
|
11.88
|
0.72
|
|||||
|
ROA (%)
|
0.67
|
0.61
|
1.49
|
1.34
|
1.49
|
0.10
|
|||||
|
Cost to Income Ratio
|
--
|
56.76
|
48.89
|
46.84
|
39.54
|
30.54
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
-0.20
|
-1.18
|
16.32
|
18.64
|
14.66
|
10.76
|
|||||
|
EBIT Growth (%)
|
-25.87
|
-20.62
|
11.28
|
-6.37
|
-11.51
|
18.39
|
|||||
|
Net Profit Growth (%)
|
-2.38
|
-55.43
|
23.13
|
1.59
|
1,644.63
|
-94.30
|
|||||
|
EPS Growth (%)
|
-34.11
|
-55.43
|
23.13
|
1.58
|
1,644.46
|
-94.30
|
|||||
|
Book Value Growth (%)
|
--
|
3.68
|
12.95
|
10.18
|
12.64
|
-0.19
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
20.54
|
18.60
|
8.58
|
13.01
|
14.36
|
393.60
|
|||||
|
Price / Book Value
|
1.08
|
0.90
|
0.97
|
1.35
|
1.61
|
2.85
|
|||||
|
Dividend Yield (%)
|
0.87
|
1.06
|
1.03
|
0.83
|
0.77
|
--
|
|||||
|
EV/EBITDA
|
5.22
|
6.32
|
4.69
|
6.84
|
7.93
|
8.67
|
|||||
|
Close Price (₹)
|
204.18
|
141.35
|
146.28
|
180.00
|
195.75
|
307.40
|
|||||
|
High Price (₹)
|
218.35
|
192.48
|
222.31
|
272.00
|
349.55
|
364.85
|
|||||
|
Low Price (₹)
|
134.25
|
134.25
|
128.15
|
173.15
|
182.15
|
229.55
|
|||||
|
Market Cap (₹ Cr)
|
27,799.73
|
22,754.05
|
23,543.86
|
29,013.92
|
31,524.71
|
49,514.56
|