General Insurance Peer Comparison
NSE: GICRE | BSE: 540755
₹349.40
As on 11-Sep-2026IST
Market cap
₹61,325 Cr
Revenue (TTM)
₹39,567 Cr
P/E Ratio
6.9
P/B Ratio
1
Div. Yield
3.8 %
| General Insurance | ICICI Lombard | Star Health | New India Assurance | Go Digit General Insurance | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
61,325 | 72,892 | 33,092 | 32,655 | 23,670 |
Revenue (₹ Cr) |
39,567 | 23,078 | 17,576 | 38,995 | 8,556 |
Net Profit (₹ Cr) |
8,448.67 | 2,428.03 | 844.19 | 717.23 | 492.41 |
Net Margin (%) |
15.57 | 8.74 | 4.40 | 1.42 | 4.62 |
RoE (%) |
15.18 | 14.61 | -- | 3.23 | 10.92 |
Price to Earnings |
6.91 | 30.02 | 39.20 | 42.45 | 48.07 |
Price-To-Book |
1.01 | 4.29 | 3.26 | 1.34 | 5.06 |
Income Statement (₹ Cr)
| General Insurance | ICICI Lombard | Star Health | New India Assurance | Go Digit General Insurance | |
|---|---|---|---|---|---|
|
Profit from Policy Holders Technical A/c
|
6,689.44 | 2,523.73 | 362.61 | -865.07 | 917.39 |
|
Income From Investments
|
4,568.49 | 1,183.50 | 461.00 | 3,068.71 | 278.20 |
|
Other Income
|
14,699.93 | 4,703.94 | 1,593.47 | 11,478.49 | 2,112.33 |
|
Operating Expenses
|
451.63 | -- | -- | -- | -- |
|
Expenses Related to Investments
|
-- | -- | -- | -- | -- |
|
Provisions for Doubtfull Debt
|
117.82 | -22.53 | 0.21 | -947.87 | 10.24 |
|
Other Expenses
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Provisions for Diminution in Value of Investments
|
36.94 | -11.26 | -- | -0.02 | -- |
|
Other Provisions
|
-661.89 | -- | 0.11 | -58.69 | -- |
|
Profit before Taxation
|
10,974.82 | 3,200.92 | 1,144.01 | 663.01 | 586.48 |
|
Provisions for Taxation
|
2,526.15 | 772.89 | 299.82 | -54.22 | 94.07 |
|
Profit after Taxation
|
8,448.67 | 2,428.03 | 844.19 | 717.23 | 492.41 |
Liabilities (₹ Cr)
| General Insurance | ICICI Lombard | Star Health | New India Assurance | Go Digit General Insurance | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
61,004.44 | 17,004.75 | 10,144.23 | 24,626.05 | 4,640.85 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | -6.71 | 0.00 |
|
Non-Current Liabilities
|
37,751.17 | 33.21 | 13,635.81 | 13,915.39 | 395.03 |
|
Current Liabilities
|
1,19,370.42 | 62,061.63 | 0.00 | 71,755.52 | 19,916.38 |
|
Total Liabilities
|
92,044.50 | 16,072.25 | 8,021.22 | 38,593.22 | 5,035.88 |
Assets (₹ Cr)
| General Insurance | ICICI Lombard | Star Health | New India Assurance | Go Digit General Insurance | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
1,56,342.98 | 61,547.79 | 21,893.15 | 79,371.94 | 22,861.30 |
|
Current Assets
|
61,783.05 | 17,551.80 | 0.00 | 30,976.80 | 2,090.96 |
|
Total Assets
|
92,044.50 | 16,072.25 | 8,021.22 | 38,593.22 | 5,035.88 |
|
Total Debt*
|
0.00 | 0.00 | 470.00 | 0.00 | 350.00 |
|
Net Current Assets
|
-57,587.37 | -44,509.83 | 0.00 | -40,778.72 | -17,825.42 |
|
Contingent Liabilities
|
27,679.17 | 4,865.68 | 290.03 | 5,156.97 | 566.38 |
Cashflow (₹ Cr)
| General Insurance | ICICI Lombard | Star Health | New India Assurance | Go Digit General Insurance | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
466.43 | 2,621.97 | 1,873.46 | -4,532.06 | 2,025.69 |
|
Cash Flow from Investing Activities
|
-2,074.78 | -1,732.72 | -1,066.85 | 1,834.92 | -2,019.18 |
|
Cash from Financing Activities
|
-1,754.40 | -335.54 | -31.48 | -296.69 | -28.10 |
|
Net Cash Inflow / Outflow
|
-3,362.75 | 553.71 | 775.13 | -2,993.83 | -21.59 |
Ratios
Profitability Ratios
| General Insurance | ICICI Lombard | Star Health | New India Assurance | Go Digit General Insurance | |
|---|---|---|---|---|---|
|
ROCE (%)
|
22.43 | 23.62 | 9.70 | 5.44 | 13.56 |
|
ROE (%)
|
15.18 | 14.61 | 7.62 | 3.23 | 10.92 |
|
ROA (%)
|
4.01 | 3.21 | 7.10 | 0.65 | 2.11 |
|
EBIT Margin (%)
|
-9.41 | -6.51 | -2.26 | -27.74 | -17.83 |
|
Net Margin (%)
|
15.57 | 8.74 | 4.40 | 1.42 | 4.62 |
|
Cash Profit Margin (%)
|
24.31 | 12.45 | 3.36 | 3.65 | 6.47 |
Growth Ratios
| General Insurance | ICICI Lombard | Star Health | New India Assurance | Go Digit General Insurance | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
4.43 | 12.95 | 12.39 | 7.09 | 5.80 |
|
EBIT Growth (%)
|
-4.83 | -80.86 | 20.73 | -42.22 | -21.51 |
|
Net Profit Growth (%)
|
5.28 | -9.23 | 10.33 | -36.63 | 6.60 |
|
EPS Growth (%)
|
3.66 | -9.70 | 10.19 | -35.77 | 6.40 |
|
Book Value Growth (%)
|
21.86 | 17.37 | 8.07 | 8.22 | 13.72 |
Valuation Ratios
| General Insurance | ICICI Lombard | Star Health | New India Assurance | Go Digit General Insurance | |
|---|---|---|---|---|---|
|
Price / Earnings
|
6.91 | 29.93 | 39.19 | 42.45 | 48.02 |
|
Price / Book Value
|
1.01 | 4.29 | 3.26 | 1.34 | 5.06 |
|
Dividend Yield (%)
|
3.79 | 0.93 | 0.00 | 0.76 | 0.00 |
|
EV/EBITDA
|
-8.81 | -47.84 | -80.74 | -1.24 | -15.60 |
|
Market Cap (₹ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| General Insurance | ICICI Lombard | Star Health | New India Assurance | Go Digit General Insurance | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.62 | 0.00 | 0.00 | 0.57 | 0.08 |
|
Short term debt to equity ratio
|
-- | -- | -- | -- | -- |
|
Current Ratio
|
0.52 | 0.28 | 0.22 | 0.43 | 0.10 |
|
Quick Ratio
|
0.52 | 0.28 | 0.22 | 0.43 | 0.10 |
|
Interest Coverage
|
-- | -- | 23.15 | -- | -- |
Operating Efficiency Ratios
| General Insurance | ICICI Lombard | Star Health | New India Assurance | Go Digit General Insurance | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Asset Turnover
|
0.19 | 0.31 | 1.48 | 0.35 | 0.37 |
|
Receivable days
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Inventory Days
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Payable days
|
-- | -- | -- | -- | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |