ICICI Lombard Key Ratios
NSE: ICICIGI | BSE: 540716
₹1,458.10
As on 18-Sep-2026 15:31IST
Market cap
₹73,942 Cr
Revenue (TTM)
₹23,078 Cr
P/E Ratio
30.5
P/B Ratio
4.3
Div. Yield
0.9 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.75 | 15.85 | 12.95 | 14.83 | 16.31 |
| EBIT | -77.07 | -121.02 | -80.86 | 8.31 | 2.80 |
| Net Profit | -26.23 | -46.03 | -9.23 | 11.10 | 13.85 |
| EPS | -26.35 | -46.32 | -9.70 | 10.58 | 11.79 |
| Book Value | -- | -- | 16.72 | 16.61 | 15.45 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| EBIT-Margin
| -- | -- | -6.51 | -- | -- |
| Net Margin
| -- | -- | 8.74 | -- | -- |
| Return on equity
| 18.07 | 17.46 | 14.61 | 17.90 | 19.14 |
| Return on Capital
| 23.91 | 22.51 | -- | 23.62 | 25.31 |
| Return on Assets
| 17.34 | 16.58 | 3.21 | 17.85 | 17.94 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.00 | 0.00 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
--
|
23.62
|
25.31
|
22.79
|
21.35
|
|
Peer Median
|
--
|
13.56
|
17.76
|
14.83
|
--
|
ROE
14.61
Higher than Peers by 1.84
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
14.61
|
17.90
|
19.14
|
17.17
|
17.73
|
|
Peer Median
|
12.76
|
12.63
|
14.36
|
12.42
|
--
|
ROA
3.21
Lower than Peers by 0.19
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
3.21
|
17.85
|
17.94
|
16.24
|
16.98
|
|
Peer Median
|
3.40
|
10.69
|
8.73
|
10.83
|
--
|
EBIT Margin
-6.51
Higher than Peers by 5.84
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
-6.51
|
--
|
--
|
--
|
--
|
|
Peer Median
|
-12.35
|
-9.41
|
-11.58
|
-7.00
|
--
|
Net Margin
8.74
Higher than Peers by 3.54
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
8.74
|
28,459.34
|
4,223.42
|
37,110.06
|
3,935.32
|
|
Peer Median
|
5.20
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
--
|
12.45
|
12.67
|
11.38
|
11.66
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
12.95
Higher than Peers by 4.02
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
12.95
|
12.44
|
17.39
|
13.79
|
13.74
|
|
Peer Median
|
8.92
|
7.09
|
13.38
|
13.79
|
--
|
EBIT Growth
-80.86
Lower than Peers by 85.75
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
-80.86
|
83.60
|
-1,048.74
|
88.23
|
-1,389.23
|
|
Peer Median
|
4.88
|
-21.51
|
10.52
|
39.68
|
--
|
Net Profit Growth
-9.23
Lower than Peers by 19.57
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
-9.23
|
10.51
|
30.74
|
10.96
|
36.04
|
|
Peer Median
|
10.33
|
5.28
|
7.16
|
10.96
|
--
|
EPS Growth
-9.70
Lower than Peers by 19.90
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
-9.70
|
9.90
|
29.93
|
10.61
|
35.97
|
|
Peer Median
|
10.19
|
3.66
|
11.16
|
16.67
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
--
|
17.37
|
19.15
|
15.08
|
14.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
--
|
--
|
--
|
0.00
|
0.00
|
|
Peer Median
|
0.62
|
--
|
0.00
|
--
|
--
|
Current Ratio
0.28
Lower than Peers by 0.10
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
0.28
|
0.28
|
0.27
|
0.27
|
0.25
|
|
Peer Median
|
0.38
|
0.28
|
0.27
|
0.25
|
--
|
Quick Ratio
0.28
Lower than Peers by 0.10
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
0.28
|
0.28
|
0.27
|
0.27
|
0.25
|
|
Peer Median
|
0.38
|
0.43
|
0.27
|
0.40
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.31
Lower than Peers by 0.03
Sales / Average Total Assets
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
0.31
|
1.43
|
1.42
|
1.43
|
1.46
|
|
Peer Median
|
0.33
|
0.35
|
0.33
|
0.33
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
30.45
Lower than Peers by 8.59
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
30.45
|
30.76
|
35.42
|
43.27
|
30.38
|
|
Peer Median
|
39.05
|
39.05
|
39.70
|
35.61
|
--
|
Price / Book Value
4.35
Higher than Peers by 3.02
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
4.35
|
5.10
|
6.23
|
6.94
|
5.05
|
|
Peer Median
|
1.33
|
3.25
|
3.93
|
4.75
|
--
|
Dividend Yield
0.91
Higher than Peers by 0.15
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
0.91
|
0.79
|
0.70
|
0.65
|
0.94
|
|
Peer Median
|
0.76
|
0.76
|
0.62
|
0.69
|
--
|
EV/EBITDA
22.86
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
22.86
|
33.39
|
39.15
|
43.40
|
21.98
|
|
Peer Median
|
--
|
-7,500.53
|
-6,809.23
|
-1,784.80
|
--
|
Market Cap
73,942
Higher than Peers by 40,979
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
ICICI Lombard
|
73,942
|
--
|
--
|
--
|
--
|
|
Peer Median
|
32,963
|
32,963
|
32,449
|
39,395
|
--
|