Bandhan Equity Savings Fund - Regular Plan
Value Research Rating
Our Opinion
Riskometer
Low to Moderate
₹31.8700 -0.09%
As on 18-May-2026
Returns
Risk
This fund has Low to Moderate risk.
As per SEBI's Riskometer.
Portfolio of Bandhan Equity Savings Fund - Regular Plan
Asset Allocation
Split between different types of investments
Market Cap Weightage
Split between categories of Equity investments
We have shifted from our proprietary CapRank classification system to SEBI’s market cap classification system with effect from 14 Jan, 2026.
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Bandhan Equity Savings Fund - Regular Plan
|
|
|
Low to Moderate
|
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1.08 |
|
 |
|
Low to Moderate
|
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1.57 |
||
 |
|
Moderately High
|
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1.80 |
||
|
|
Moderate
|
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1.94 |
||
|
|
Moderate
|
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2.10 |
Other details of Bandhan Equity Savings Fund - Regular Plan
Assets
₹389 Cr
Exit Load (Days)
0.25 (7)
Min. Investment (₹)
1,000
Min. Withdrawal (₹)
500
Min. SIP Investment (₹)
100
Min. No of Cheques
6
About Bandhan Equity Savings Fund - Regular Plan
Bandhan Equity Savings Fund - Regular Plan is a hybrid mutual fund scheme of Bandhan Mutual Fund. Launched on June 09, 2008, it is currently managed by Harshal Joshi, Viraj Kulkarni and Kapil Kankonkar. The fund has an expense ratio of 1.08% with an overall AUM (Assets Under Management) of ₹389 Cr.
Bandhan Equity Savings Fund - Regular Plan invests about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹100.
Investment Strategy
The scheme seeks to generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Schemes assets in equity and equity related instruments.
Suitability
Equity Savings funds are suitable for investors:
- Looking to invest about one third each in equity, debt and arbitrage
- Aiming for moderately higher returns than fixed deposits, with limited volatility
- Looking to generate regular income
- With 3-5 year investment horizon
Note:
- Invest preferably through SIP
Capital Gains Taxation
- If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1.25 lakh in a financial year are exempt from tax. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
- If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Bandhan Equity Savings Fund - Regular Plan
FAQ for Bandhan Equity Savings Fund - Regular Plan
How to Invest in Bandhan Equity Savings Fund - Regular Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bandhan Equity Savings Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bandhan Equity Savings Fund - Regular Plan can be bought from the Bandhan Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Bandhan Equity Savings Fund - Regular Plan Today?
The latest declared NAV of Bandhan Equity Savings Fund - Regular Plan, is ₹31.8700 as of 19-May-2026.
What are the top holdings of Bandhan Equity Savings Fund - Regular Plan?
| Company | Percentage of Portfolio |
|---|---|
|
Bandhan Money Market Direct-G |
7.15
|
|
Indian Railway Finance Corporation Ltd SR 181 NCD 7.37 31/07/2029 |
3.84
|
|
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028 |
2.56
|
|
GOI GOI Sec 6.54 17/01/2032 |
2.52
|
|
GOI Sec 6.68 07/07/2040 |
2.42
|
What is the return of Bandhan Equity Savings Fund - Regular Plan in the last 5 years?
Over the past five years, Bandhan Equity Savings Fund - Regular Plan has delivered an annualised return of 6.45% as of 19-May-2026.
What is the minimum investment required in Bandhan Equity Savings Fund - Regular Plan?
The minimum investment required to start investing in Bandhan Equity Savings Fund - Regular Plan is ₹1,000 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.
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