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Unrated

Nippon India Liquid Fund - Retail Plan


1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.11 0.01 0.05 0.25 0.70 1.35 2.63 3.96 4.83 5.45 6.34
CCIL T Bill Liquidity Weight 0.09 0.02 0.03 0.21 0.49 1.07 2.12 3.13 3.51 3.93 4.43
Debt: Liquid 0.13 0.01 0.07 0.29 0.84 1.64 3.23 4.46 5.41 6.09 7.02

As on 14-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Liquid Fund - Retail Plan
Unrated
Mar-98 2.63 3.96 4.83 -- 23,456
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.27 4.64 5.58 0.32% 32,834
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.31 4.69 5.63 0.33% 28,408
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.27 4.66 5.62 0.32% 23,456
Axis Liquid Fund
4 star
Oct-09 3.33 4.67 5.63 0.26% 23,318

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.65 24-Mar-1999 - 31-Mar-1999 -0.79 23-Mar-1998 - 30-Mar-1998
Month 1.21 01-Mar-1999 - 31-Mar-1999 -0.20 23-Mar-1998 - 22-Apr-1998
Quarter 2.74 30-Dec-1998 - 31-Mar-1999 0.54 23-Oct-2020 - 22-Jan-2021
Year 9.25 25-May-2000 - 27-May-2001 2.47 29-Oct-2020 - 29-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.94 0.47 0.46 2.48 1.02 0.83
CCIL T Bill Liquidity Weight 3.13 0.39 -1.53 -4.65 -- --
Debt: Liquid 4.42 0.45 1.51 9.12 0.93 1.25

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 69 82 56 32
Modified Duration (yrs) 0.11 0.14 0.07 0.08
Average Maturity (yrs) 0.12 0.15 0.07 0.08
Yield to Maturity (%) 3.70 3.70 3.25 3.48
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal National Bank Agr. Rur. Devp 90-D 12/01/2022 Commercial Paper A1+ 0.00 - 4.74 4.26
new Reserve Bank of India 91-D 10/03/2022 Treasury Bills SOV 0.00 - 4.24 4.24
equal Reliance Retail Ventures 91-D 15/02/2022 Commercial Paper A1+ 0.00 - 4.24 4.24
new Reserve Bank of India 91-D 24/03/2022 Treasury Bills SOV 0.00 - 4.23 4.23
equal HDFC 80-D 31/01/2022 Commercial Paper A1+ 0.00 - 3.19 3.19
new Chennai Petroleum Corporation 91-D 18/03/2022 Commercial Paper A1+ 0.00 - 3.17 3.17
equal HDFC 85-D 14/01/2022 Commercial Paper A1+ 0.00 - 2.84 2.55
equal Tata Capital Financial Services 91-D 24/01/2022 Commercial Paper A1+ 0.00 - 2.36 2.13
new Grasim Industries 90-D 15/03/2022 Commercial Paper A1+ 0.00 - 2.12 2.12
equal Bajaj Housing Finance 91-D 17/02/2022 Commercial Paper A1+ 0.00 - 2.12 2.12
new National Housing Bank 90-D 23/03/2022 Commercial Paper A1+ 0.00 - 2.11 2.11
new Reserve Bank of India 91-D 03/03/2022 Treasury Bills SOV 0.00 - 1.70 1.70
equal ONGC Petro Additions 90-D 05/01/2022 Commercial Paper A1+ 0.00 - 1.90 1.70
equal Reliance Jio Infocomm 91-D 11/02/2022 Commercial Paper A1+ 0.00 - 1.49 1.49
equal Adani Ports and Special Economic Zone 91-D 09/02/2022 Commercial Paper A1+ 0.00 - 1.49 1.49
new SAIL 60-D 25/02/2022 Commercial Paper A1+ 0.00 - 1.48 1.48
equal Kotak Securities 91-D 21/02/2022 Commercial Paper A1+ 0.00 - 1.27 1.27
equal National Bank Agr. Rur. Devp 89-D 25/01/2022 Commercial Paper A1+ 0.00 - 1.18 1.06
equal Skoda Auto Volkswagen India 90-D 23/02/2022 Commercial Paper A1+ 0.00 - 1.06 1.06
new Manappuram Finance 72-D 11/03/2022 Commercial Paper A1+ 0.00 - 1.06 1.06
equal HDFC Securities 91-D 27/01/2022 Commercial Paper A1+ 0.00 - 1.18 1.06
equal Reliance Jio Infocomm 91-D 17/01/2022 Commercial Paper A1+ 0.00 - 1.18 1.06
equal Kotak Securities 91-D 14/02/2022 Commercial Paper A1+ 0.00 - 1.06 1.06
equal Reliance Retail Ventures 91-D 02/02/2022 Commercial Paper A1+ 0.00 - 1.06 1.06
new ICICI Securities 139-D 17/03/2022 Commercial Paper A1+ 0.00 - 0.85 0.85

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Anju Chhajer since 01-Oct-2013

Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.

Experience: Prior to joining Nippon India Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.

Funds Managed:


--

Change from previous, NAV as on 16-Jan-2022

Growth: ₹ 4,634.1277

IDCW Weekly: ₹ 1,034.3143

More

IDCW Quarterly: ₹ 1,216.0794

IDCW Monthly: ₹ 1,328.6290

IDCW Daily: ₹ 1,524.2800


Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 2,000
Min. No of Cheques 6
Min. Withdrawal (₹) 100
Min. Balance (₹) 25,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 18-Mar-1998
Return Since Launch: 6.64%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 23,456 Cr (As on 31-Dec-2021)
Expense: -- (As on )
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily14-Jan-20220.1097

 13-Jan-20220.1197
 12-Jan-20220.1502
 11-Jan-20220.1284
 10-Jan-20220.1070
 09-Jan-20220.2205
 07-Jan-20220.1094
 06-Jan-20220.0929
 05-Jan-20220.1594
 04-Jan-20220.1388
 03-Jan-20220.1570
 02-Jan-20220.2295
 31-Dec-20210.1543
 30-Dec-20210.1503
 29-Dec-20210.1430
 28-Dec-20210.1086
 27-Dec-20210.1541
 26-Dec-20210.2339
 24-Dec-20210.1804
 23-Dec-20210.1521
 22-Dec-20210.1073
 21-Dec-20210.0144
 20-Dec-20210.1460
 19-Dec-20210.2480
 17-Dec-20210.1174
IDCW Weekly14-Jan-20220.5648

 07-Jan-20220.5991
 31-Dec-20210.6383
 24-Dec-20210.5735
 17-Dec-20210.4716
 10-Dec-20210.5345
 03-Dec-20210.5519
 26-Nov-20210.3582
 22-Nov-20210.7474
 12-Nov-20210.4129
 08-Nov-20210.9655
 29-Oct-20210.3169
 22-Oct-20210.2229
 18-Oct-20210.6726
 08-Oct-20210.5302
 01-Oct-20210.4451
 24-Sep-20210.4286
 17-Sep-20210.2599
 13-Sep-20210.6515
 03-Sep-20210.4853
 27-Aug-20210.5146
 20-Aug-20210.5388
 13-Aug-20210.6341
 06-Aug-20210.4872
 30-Jul-20210.5142
IDCW Monthly27-Dec-20213.1843

 25-Nov-20213.3042
 25-Oct-20212.3628
 27-Sep-20212.7949
 25-Aug-20212.9765
 26-Jul-20213.0202
 25-Jun-20212.9295
 25-May-20212.4340
 26-Apr-20213.0373
 25-Mar-20212.5067
 25-Feb-20213.1374
 25-Jan-20212.0615
 28-Dec-20202.4372
 25-Nov-20202.6353
 26-Oct-20203.2230
 25-Sep-20202.6273
 25-Aug-20202.8693
 27-Jul-20203.1039
 25-Jun-20203.3383
 26-May-20205.0074
 27-Apr-202012.1481
 26-Mar-20200.3145
 25-Feb-20203.4577
 27-Jan-20203.6159
 26-Dec-20193.5948
IDCW Quarterly20-Dec-20217.9172

 20-Sep-20218.0999
 21-Jun-20218.0298
 19-Mar-20216.9035
 21-Dec-20207.4241
 21-Sep-20208.2423
 19-Jun-202016.4750
 19-Mar-20209.8679
 19-Dec-201910.5034
 19-Sep-201912.7661
 19-Jun-201914.9708
 19-Mar-201913.5582
 19-Dec-201814.7000
 19-Sep-201814.0732
 19-Jun-201813.9449
 19-Mar-201812.4060
 19-Dec-201712.0009
 19-Sep-201712.5128
 19-Jun-201712.5135
 20-Mar-201712.4043
 19-Dec-201613.0824
 19-Sep-201613.9378
 20-Jun-201616.4205
 21-Mar-201614.6694
 21-Dec-201514.5509

Contact Information

AMC: Nippon Life India Asset Management Ltd.

Address: 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai - 400013

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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