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Unrated

Nippon India Liquid Fund - Retail Plan


1 Lakh

Investment Grown to
₹ 1.02 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.05 0.00 0.03 0.18 0.61 1.25 2.47 4.25 4.96 5.60 6.47
CCIL T Bill Liquidity Weight 1.65 0.01 0.03 0.12 0.50 1.04 2.03 3.30 3.60 4.05 4.51
Debt: Liquid 2.57 0.01 0.05 0.25 0.77 1.56 3.11 4.76 5.55 6.26 7.15

As on 27-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Liquid Fund - Retail Plan
Unrated
Mar-98 2.47 4.25 4.96 -- 21,655
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.14 4.94 5.73 0.32% 34,592
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.15 4.98 5.76 0.32% 28,554
Axis Liquid Fund
4 star
Oct-09 3.18 4.97 5.77 0.26% 24,318
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.11 4.97 5.76 0.32% 21,655

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.65 24-Mar-1999 - 31-Mar-1999 -0.79 23-Mar-1998 - 30-Mar-1998
Month 1.21 01-Mar-1999 - 31-Mar-1999 -0.20 23-Mar-1998 - 22-Apr-1998
Quarter 2.74 30-Dec-1998 - 31-Mar-1999 0.54 23-Oct-2020 - 22-Jan-2021
Year 9.25 25-May-2000 - 27-May-2001 2.48 22-Oct-2020 - 22-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.28 0.50 0.65 2.34 1.08 0.99
CCIL T Bill Liquidity Weight 3.34 0.40 -1.54 -3.94 -- --
Debt: Liquid 4.76 0.49 1.63 6.49 1.02 1.44

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 62 82 56 34
Modified Duration (yrs) 0.09 0.14 0.07 0.09
Average Maturity (yrs) 0.09 0.15 0.07 0.09
Yield to Maturity (%) 3.46 3.49 2.94 3.47
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reliance Industries Corporate Bond Repo -- 0.00 - 4.93 4.93
equal Reserve Bank of India 91-D 28/10/2021 Treasury Bills SOV 0.00 - 4.61 4.61
new ICICI Bank Bills Rediscounting Unrated 0.00 - 4.61 4.61
new Chennai Petroleum Corporation 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 4.58 4.58
equal Reserve Bank of India 182-D 18/11/2021 Treasury Bills SOV 0.00 - 4.54 4.54
up 8.79% GOI 2021 Central Government Loan SOV 0.00 - 4.22 4.22
equal National Bank Agr. Rur. Devp 60-D 25/10/2021 Commercial Paper A1+ 0.00 - 3.69 3.69
equal Reserve Bank of India 364-D 25/11/2021 Treasury Bills SOV 0.00 - 3.38 3.38
new Indian Oil Corporation 35-D 11/10/2021 Commercial Paper A1+ 0.00 - 2.77 2.77
equal Reliance Retail Ventures 91-D 16/11/2021 Commercial Paper A1+ 0.00 - 2.53 2.53
new Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 2.36 2.36
equal Reserve Bank of India 91-D 11/11/2021 Treasury Bills SOV 0.00 - 2.30 2.30
new NLC India 90-D 14/12/2021 Commercial Paper A1+ 0.00 - 2.29 2.29
new Reliance Retail Ventures 91-D 22/12/2021 Commercial Paper A1+ 0.00 - 2.06 2.06
up Reserve Bank of India 182-D 14/10/2021 Treasury Bills SOV 0.00 - 1.96 1.96
equal Indian Railway Finance Corporation 79-D 22/10/2021 Commercial Paper A1+ 0.00 - 1.84 1.84
equal Ultratech Cement 179-D 12/11/2021 Commercial Paper A1+ 0.00 - 1.61 1.61
new Indian Oil Corporation 42-D 25/10/2021 Commercial Paper A1+ 0.00 - 1.61 1.61
new Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 1.50 1.50
new 9.05% Madhya Pradesh State 19/10/2021 State Development Loan SOV 0.00 - 1.39 1.39
new Hindustan Petroleum Corporation 21-D 11/10/2021 Commercial Paper A1+ 0.00 - 1.38 1.38
down Reserve Bank of India 91-D 14/10/2021 Treasury Bills SOV 0.00 - 6.01 1.34
equal National Bank Agr. Rur. Devp 90-D 22/11/2021 Commercial Paper A1+ 0.00 - 1.15 1.15
equal HDFC Securities 91-D 25/10/2021 Commercial Paper A1+ 0.00 - 1.15 1.15
equal Reliance Jio Infocomm 91-D 10/11/2021 Commercial Paper A1+ 0.00 - 1.15 1.15

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Anju Chhajer since 01-Oct-2013

Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.

Experience: Prior to joining Nippon India Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.

Funds Managed:


0.00%

Change from previous, NAV as on 27-Oct-2021

Growth: ₹ 4,604.1649

IDCW Weekly: ₹ 1,034.3619

More

IDCW Quarterly: ₹ 1,216.0991

IDCW Monthly: ₹ 1,326.5037

IDCW Daily: ₹ 1,524.2800


Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 25,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 18-Mar-1998
Return Since Launch: 6.68%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 21,655 Cr (As on 30-Sep-2021)
Expense: -- (As on )
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily27-Oct-20210.0253

 26-Oct-20210.0270
 25-Oct-20210.0184
 24-Oct-20210.2135
 22-Oct-20210.0818
 21-Oct-20210.0798
 20-Oct-20210.0664
 19-Oct-20210.1039
 18-Oct-20210.0231
 17-Oct-20210.3046
 14-Oct-20210.0794
 13-Oct-20210.1196
 12-Oct-20210.1100
 11-Oct-20210.1579
 10-Oct-20210.2000
 08-Oct-20210.1440
 07-Oct-20210.1169
 06-Oct-20210.1088
 05-Oct-20210.0932
 04-Oct-20210.1137
 03-Oct-20210.2071
 01-Oct-20210.1443
 30-Sep-20210.1298
 29-Sep-20210.0397
 28-Sep-20210.0583
IDCW Monthly25-Oct-20212.3628

 27-Sep-20212.7949
 25-Aug-20212.9765
 26-Jul-20213.0202
 25-Jun-20212.9295
 25-May-20212.4340
 26-Apr-20213.0373
 25-Mar-20212.5067
 25-Feb-20213.1374
 25-Jan-20212.0615
 28-Dec-20202.4372
 25-Nov-20202.6353
 26-Oct-20203.2230
 25-Sep-20202.6273
 25-Aug-20202.8693
 27-Jul-20203.1039
 25-Jun-20203.3383
 26-May-20205.0074
 27-Apr-202012.1481
 26-Mar-20200.3145
 25-Feb-20203.4577
 27-Jan-20203.6159
 26-Dec-20193.5948
 25-Nov-20193.7600
 25-Oct-20194.3701
IDCW Weekly22-Oct-20210.2229

 18-Oct-20210.6726
 08-Oct-20210.5302
 01-Oct-20210.4451
 24-Sep-20210.4286
 17-Sep-20210.2599
 13-Sep-20210.6515
 03-Sep-20210.4853
 27-Aug-20210.5146
 20-Aug-20210.5388
 13-Aug-20210.6341
 06-Aug-20210.4872
 30-Jul-20210.5142
 23-Jul-20210.5408
 16-Jul-20210.5583
 09-Jul-20210.4772
 02-Jul-20210.5408
 25-Jun-20210.5972
 18-Jun-20210.4197
 11-Jun-20210.5052
 04-Jun-20210.5111
 28-May-20210.5136
 21-May-20210.4899
 14-May-20210.4677
 07-May-20210.4259
IDCW Quarterly20-Sep-20218.0999

 21-Jun-20218.0298
 19-Mar-20216.9035
 21-Dec-20207.4241
 21-Sep-20208.2423
 19-Jun-202016.4750
 19-Mar-20209.8679
 19-Dec-201910.5034
 19-Sep-201912.7661
 19-Jun-201914.9708
 19-Mar-201913.5582
 19-Dec-201814.7000
 19-Sep-201814.0732
 19-Jun-201813.9449
 19-Mar-201812.4060
 19-Dec-201712.0009
 19-Sep-201712.5128
 19-Jun-201712.5135
 20-Mar-201712.4043
 19-Dec-201613.0824
 19-Sep-201613.9378
 20-Jun-201616.4205
 21-Mar-201614.6694
 21-Dec-201514.5509
 21-Sep-201515.6690

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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