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Unrated

Nippon India Liquid Fund - Retail Plan


1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.21 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.39 0.01 0.05 0.27 0.64 1.31 2.55 4.10 4.89 5.52 6.41
CCIL T Bill Liquidity Weight 1.87 -0.01 0.04 0.16 0.43 1.05 2.00 3.20 3.53 3.98 4.47
Debt: Liquid 2.96 0.01 0.06 0.31 0.79 1.60 3.17 4.61 5.48 6.18 7.09

As on 06-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Liquid Fund - Retail Plan
Unrated
Mar-98 2.55 4.10 4.89 -- 27,208
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.19 4.78 5.65 0.32% 35,561
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.19 4.81 5.68 0.32% 27,208
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.23 4.82 5.69 0.32% 27,111
Axis Liquid Fund
4 star
Oct-09 3.25 4.81 5.70 0.26% 26,451

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.65 24-Mar-1999 - 31-Mar-1999 -0.79 23-Mar-1998 - 30-Mar-1998
Month 1.21 01-Mar-1999 - 31-Mar-1999 -0.20 23-Mar-1998 - 22-Apr-1998
Quarter 2.74 30-Dec-1998 - 31-Mar-1999 0.54 23-Oct-2020 - 22-Jan-2021
Year 9.25 25-May-2000 - 27-May-2001 2.47 29-Oct-2020 - 29-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.05 0.48 0.55 3.04 1.04 0.90
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.54 0.47 1.58 9.47 0.97 1.34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 70 82 56 32
Modified Duration (yrs) 0.10 0.14 0.07 --
Average Maturity (yrs) 0.10 0.15 0.07 --
Yield to Maturity (%) 3.65 3.65 2.94 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reliance Industries Corporate Bond Repo -- 0.00 - 7.30 6.80
new Reserve Bank of India 91-D 09/12/2021 Treasury Bills SOV 0.00 - 3.67 3.67
new SAIL 31-D 23/12/2021 Commercial Paper A1+ 0.00 - 3.67 3.67
equal Chennai Petroleum Corporation 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 4.75 3.67
equal National Bank Agr. Rur. Devp 90-D 12/01/2022 Commercial Paper A1+ 0.00 - 4.74 3.66
new Reliance Retail Ventures 91-D 15/02/2022 Commercial Paper A1+ 0.00 - 3.65 3.65
new Indian Oil Corporation 31-D 13/12/2021 Commercial Paper A1+ 0.00 - 3.30 3.30
new HDFC 80-D 31/01/2022 Commercial Paper A1+ 0.00 - 2.74 2.74
equal HDFC 85-D 14/01/2022 Commercial Paper A1+ 0.00 - 2.84 2.20
equal Reserve Bank of India 91-D 06/01/2022 Treasury Bills SOV 0.00 - 2.84 2.20
up Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 2.45 1.98
equal Reserve Bank of India 364-D 06/01/2022 Treasury Bills SOV 0.00 - 2.49 1.92
equal NLC India 90-D 14/12/2021 Commercial Paper A1+ 0.00 - 2.38 1.84
equal Reserve Bank of India 182-D 16/12/2021 Treasury Bills SOV 0.00 - 2.38 1.84
equal Tata Steel 58-D 17/12/2021 Commercial Paper A1+ 0.00 - 2.37 1.83
equal Tata Capital Financial Services 91-D 24/01/2022 Commercial Paper A1+ 0.00 - 2.36 1.83
new Bajaj Housing Finance 91-D 17/02/2022 Commercial Paper A1+ 0.00 - 1.82 1.82
equal Reliance Retail Ventures 91-D 22/12/2021 Commercial Paper A1+ 0.00 - 2.14 1.65
equal ONGC Petro Additions 90-D 05/01/2022 Commercial Paper A1+ 0.00 - 1.90 1.46
up Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 1.55 1.29
new Reliance Jio Infocomm 91-D 11/02/2022 Commercial Paper A1+ 0.00 - 1.28 1.28
new Adani Ports and Special Economic Zone 91-D 09/02/2022 Commercial Paper A1+ 0.00 - 1.28 1.28
new Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 1.10 1.10
new Kotak Securities 91-D 21/02/2022 Commercial Paper A1+ 0.00 - 1.09 1.09
new Kotak Securities 91-D 14/02/2022 Commercial Paper A1+ 0.00 - 0.91 0.91

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2021

*As on 31-Oct-2021

Fund Manager

— Anju Chhajer since 01-Oct-2013

Education: Ms. Chhajer is a B.Com (H) and a Chartered Accountant.

Experience: Prior to joining Nippon India Mutual Fund Ltd. as a fund manager, she has worked with National Insurance Company as a Money Maker Instruments and D.C Dharewa & Co.

Funds Managed:


0.01%

Change from previous, NAV as on 06-Dec-2021

Growth: ₹ 4,619.2682

IDCW Weekly: ₹ 1,034.3853

More

IDCW Quarterly: ₹ 1,220.0884

IDCW Monthly: ₹ 1,327.5477

IDCW Daily: ₹ 1,524.2800


Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 25,000
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 18-Mar-1998
Return Since Launch: 6.66%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 27,208 Cr (As on 30-Nov-2021)
Expense: -- (As on )
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily06-Dec-20210.1030

 05-Dec-20210.2173
 03-Dec-20210.1153
 02-Dec-20210.1122
 01-Dec-20210.1199
 30-Nov-20210.1295
 29-Nov-20210.1144
 28-Nov-20210.2239
 26-Nov-20210.1166
 25-Nov-20210.1180
 24-Nov-20210.1754
 23-Nov-20210.1221
 22-Nov-20210.0419
 21-Nov-20210.3447
 18-Nov-20210.1317
 17-Nov-20210.1224
 16-Nov-20210.1291
 15-Nov-20210.1171
 14-Nov-20210.2174
 12-Nov-20210.1497
 11-Nov-20210.1206
 10-Nov-20210.1444
 09-Nov-20210.1996
 08-Nov-20210.2475
 07-Nov-20210.5318
IDCW Weekly03-Dec-20210.5519

 26-Nov-20210.3582
 22-Nov-20210.7474
 12-Nov-20210.4129
 08-Nov-20210.9655
 29-Oct-20210.3169
 22-Oct-20210.2229
 18-Oct-20210.6726
 08-Oct-20210.5302
 01-Oct-20210.4451
 24-Sep-20210.4286
 17-Sep-20210.2599
 13-Sep-20210.6515
 03-Sep-20210.4853
 27-Aug-20210.5146
 20-Aug-20210.5388
 13-Aug-20210.6341
 06-Aug-20210.4872
 30-Jul-20210.5142
 23-Jul-20210.5408
 16-Jul-20210.5583
 09-Jul-20210.4772
 02-Jul-20210.5408
 25-Jun-20210.5972
 18-Jun-20210.4197
IDCW Monthly25-Nov-20213.3042

 25-Oct-20212.3628
 27-Sep-20212.7949
 25-Aug-20212.9765
 26-Jul-20213.0202
 25-Jun-20212.9295
 25-May-20212.4340
 26-Apr-20213.0373
 25-Mar-20212.5067
 25-Feb-20213.1374
 25-Jan-20212.0615
 28-Dec-20202.4372
 25-Nov-20202.6353
 26-Oct-20203.2230
 25-Sep-20202.6273
 25-Aug-20202.8693
 27-Jul-20203.1039
 25-Jun-20203.3383
 26-May-20205.0074
 27-Apr-202012.1481
 26-Mar-20200.3145
 25-Feb-20203.4577
 27-Jan-20203.6159
 26-Dec-20193.5948
 25-Nov-20193.7600
IDCW Quarterly20-Sep-20218.0999

 21-Jun-20218.0298
 19-Mar-20216.9035
 21-Dec-20207.4241
 21-Sep-20208.2423
 19-Jun-202016.4750
 19-Mar-20209.8679
 19-Dec-201910.5034
 19-Sep-201912.7661
 19-Jun-201914.9708
 19-Mar-201913.5582
 19-Dec-201814.7000
 19-Sep-201814.0732
 19-Jun-201813.9449
 19-Mar-201812.4060
 19-Dec-201712.0009
 19-Sep-201712.5128
 19-Jun-201712.5135
 20-Mar-201712.4043
 19-Dec-201613.0824
 19-Sep-201613.9378
 20-Jun-201616.4205
 21-Mar-201614.6694
 21-Dec-201514.5509
 21-Sep-201515.6690

Contact Information

AMC: Nippon Life India Asset Management Ltd.

Address: 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai - 400013

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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