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Unrated

Nippon India Liquid Fund - Retail Plan


1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.86 0.01 0.05 0.19 0.65 1.98 4.21 5.61 5.93 6.54 7.09
CCIL T Bill Liquidity Weight 2.46 0.00 0.06 0.14 0.54 1.58 3.41 3.99 4.19 4.65 4.76
Debt: Liquid 3.08 0.01 0.06 0.25 0.80 2.04 4.55 6.08 6.49 7.19 7.71

As on 21-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Liquid Fund - Retail Plan
Unrated
Mar-98 4.21 5.61 5.93 -- 26,900
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 4.91 6.38 6.76 0.32 54,052
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 4.93 6.44 6.80 0.31 39,810
Axis Liquid Fund  | Invest Online
4 star
Oct-09 4.92 6.43 6.79 0.22 28,818
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 4.81 6.38 6.75 0.24 27,459

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.65 (24-Mar-1999 - 31-Mar-1999) -0.79 (23-Mar-1998 - 30-Mar-1998)
Month 1.21 (01-Mar-1999 - 31-Mar-1999) -0.20 (23-Mar-1998 - 22-Apr-1998)
Quarter 2.74 (30-Dec-1998 - 31-Mar-1999) 0.65 (19-Jun-2020 - 18-Sep-2020)
Year 9.25 (25-May-2000 - 27-May-2001) 4.22 (19-Sep-2019 - 18-Sep-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.54 0.33 1.20 1.47 0.68 1.19
CCIL T Bill Liquidity Weight 3.97 0.31 -3.79 -6.90 -- --
Debt: Liquid 5.99 0.53 2.53 3.29 0.72 1.69

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 69 119 69 42
Modified Duration (yrs) 0.11 0.15 0.09 0.08
Average Maturity (yrs) 0.12 0.16 0.10 0.08
Yield to Maturity (%) 3.31 5.78 3.31 3.31

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 91-D 17/09/2020 Treasury Bills SOV 0.00 - 12.07 12.07
equal Reserve Bank of India 91-D 29/10/2020 Treasury Bills SOV 0.00 - 7.91 7.91
new Reserve Bank of India 182-D 26/11/2020 Treasury Bills SOV 0.00 - 4.52 4.52
down Reserve Bank of India 91-D 08/10/2020 Treasury Bills SOV 0.00 - 4.33 4.33
up Reserve Bank of India 91-D 22/10/2020 Treasury Bills SOV 0.00 - 3.87 3.87
new HDFC 91-D 09/11/2020 Commercial Paper A1+ 0.00 - 3.69 3.69
new Hindustan Zinc 91-D 09/11/2020 Commercial Paper A1+ 0.00 - 3.69 3.69
new Reserve Bank of India 91-D 26/11/2020 Treasury Bills SOV 0.00 - 3.14 3.14
down Reserve Bank of India 91-D 15/10/2020 Treasury Bills SOV 0.00 - 4.91 2.96
equal Reliance Industries 91-D 14/09/2020 Commercial Paper A1+ 0.00 - 2.60 2.60
down Reserve Bank of India 91-D 03/09/2020 Treasury Bills SOV 0.00 - 5.47 2.58
equal Chennai Petroleum Corp. 80-D 18/09/2020 Commercial Paper A1+ 0.00 - 2.32 2.32
new L&T Housing Finance 91-D 17/11/2020 Commercial Paper A1+ 0.00 - 2.21 2.21
down Reserve Bank of India 91-D 10/09/2020 Treasury Bills SOV 0.00 - 2.24 2.15
equal National Housing Bank 88-D 11/09/2020 Commercial Paper A1+ 0.00 - 1.86 1.86
new Reliance Industries 91-D 05/11/2020 Commercial Paper A1+ 0.00 - 1.85 1.85
equal Grasim Industries 91-D 21/10/2020 Commercial Paper A1+ 0.00 - 1.85 1.85
new Ultratech Cement 90-D 02/11/2020 Commercial Paper A1+ 0.00 - 1.85 1.85
new Reliance Industries 91-D 09/11/2020 Commercial Paper A1+ 0.00 - 1.85 1.85
new Aditya Birla Finance 91-D 19/11/2020 Commercial Paper A1+ 0.00 - 1.84 1.84
equal Reliance Jio Infocomm 90-D 10/09/2020 Commercial Paper A1+ 0.00 - 1.49 1.49
equal Reliance Jio Infocomm 91-D 04/09/2020 Commercial Paper A1+ 0.00 - 1.49 1.49
equal Reliance Jio Infocomm 90-D 22/09/2020 Commercial Paper A1+ 0.00 - 1.48 1.48
new Chennai Petroleum Corp. 62-D 19/10/2020 Commercial Paper A1+ 0.00 - 1.48 1.48
equal MRPL 90-D 08/09/2020 Commercial Paper A1+ 0.00 - 1.30 1.30

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager


0.01%

Change from previous, NAV as on 21-Sep-2020

Growth: ₹ 4,481.2397

Dividend Weekly: ₹ 1,034.3638

More

Dividend Quarterly: ₹ 1,213.6173

Dividend Monthly: ₹ 1,328.7556

Dividend Daily: ₹ 1,524.2800


Investment Strategy

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 25,000
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 18-Mar-1998
Return Since Launch: 6.88%
Benchmark: CRISIL Liquid
Riskometer: Low
Type: Open-ended
Assets: ₹ 26,900 Cr (As on 31-Aug-2020)
Expense: -- (As on )
Risk Grade: --
Return Grade: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily21-Sep-20200.0784

 20-Sep-20200.2659
 18-Sep-20200.0951
 17-Sep-20200.1216
 16-Sep-20200.1114
 15-Sep-20200.0950
 14-Sep-20200.1152
 13-Sep-20200.2139
 11-Sep-20200.0299
 10-Sep-20200.1016
 09-Sep-20200.0502
 08-Sep-20200.0472
 07-Sep-20200.0905
 06-Sep-20200.1938
 04-Sep-20200.1002
 03-Sep-20200.0988
 02-Sep-20200.1067
 01-Sep-20200.1371
 31-Aug-20200.1189
 30-Aug-20200.2054
 28-Aug-20200.0689
 27-Aug-20200.1108
 26-Aug-20200.1248
 25-Aug-20200.0190
 24-Aug-20200.0624
Dividend Quarterly21-Sep-20208.2423

 19-Jun-202016.4750
 19-Mar-20209.8679
 19-Dec-201910.5034
 19-Sep-201912.7661
 19-Jun-201914.9708
 19-Mar-201913.5582
 19-Dec-201814.7000
 19-Sep-201814.0732
 19-Jun-201813.9449
 19-Mar-201812.4060
 19-Dec-201712.0009
 19-Sep-201712.5128
 19-Jun-201712.5135
 20-Mar-201712.4043
 19-Dec-201613.0824
 19-Sep-201613.9378
 20-Jun-201616.4205
 21-Mar-201614.6694
 21-Dec-201514.5509
 21-Sep-201515.6690
 19-Jun-201517.1698
 19-Mar-201516.3594
 19-Dec-201416.9744
 19-Sep-201418.3510
Dividend Weekly18-Sep-20200.5092

 11-Sep-20200.3466
 04-Sep-20200.5192
 28-Aug-20200.3922
 21-Aug-20200.5831
 14-Aug-20200.5612
 07-Aug-20200.5261
 31-Jul-20200.4506
 24-Jul-20200.4845
 17-Jul-20200.4916
 10-Jul-20200.5039
 03-Jul-20200.6126
 26-Jun-20200.6647
 19-Jun-20200.8186
 12-Jun-20200.7431
 05-Jun-20200.4163
 29-May-20200.4634
 22-May-20200.9586
 15-May-20201.1818
 08-May-20200.7301
 04-May-20200.6764
 24-Apr-20201.4137
 17-Apr-20200.7896
 13-Apr-20201.0768
 03-Apr-20201.6375
Dividend Monthly25-Aug-20202.8693

 27-Jul-20203.1039
 25-Jun-20203.3383
 26-May-20205.0074
 27-Apr-202012.1481
 26-Mar-20200.3145
 25-Feb-20203.4577
 27-Jan-20203.6159
 26-Dec-20193.5948
 25-Nov-20193.7600
 25-Oct-20194.3701
 25-Sep-20193.6271
 26-Aug-20194.6925
 25-Jul-20194.9541
 25-Jun-20194.9394
 27-May-20195.5521
 25-Apr-20195.7402
 25-Mar-20194.6328
 25-Feb-20194.9561
 25-Jan-20195.0819
 26-Dec-20185.2277
 26-Nov-20185.7656
 25-Oct-20185.3569
 25-Sep-20184.6631
 27-Aug-20185.3951

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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