Our Opinion
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Clear AllValue Research Rating
Our Opinion
Riskometer
Low to Moderate
₹10.3743 0.00%
As on 02-Apr-2026
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Union Low Duration Fund - Direct Plan
|
|
Low to Moderate
|
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0.25 |
||
 |
|
Low to Moderate
|
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0.42 |
||
 |
|
Low to Moderate
|
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0.42 |
||
|
|
Low to Moderate
|
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0.30 |
||
|
|
Low to Moderate
|
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0.25 |
₹1,067 Cr
--
1,000
1,000
500
6
About Union Low Duration Fund - Direct Plan
Union Low Duration Fund - Direct Plan is a debt mutual fund scheme of Union Mutual Fund. Launched on July 16, 2025, it is currently managed by Devesh Thacker and Anindya Sarkar. The fund has an expense ratio of 0.25% with an overall AUM (Assets Under Management) of ₹1,067 Cr.
Union Low Duration Fund - Direct Plan is mandated to invest in bonds such that the duration of the portfolio is between six to twelve months, and therefore it is suitable to invest in for a similar time frame. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹500.
Investment Strategy
The scheme seeks to provide reasonable returns and liquidity by investing in a range of debt and money market instruments while maintaining the balance of safety, liquidity and returns such that the Macaulay Duration of the portfolio is between 6 months to 12 months.
Suitability
Low Duration funds are avoidable for most investors in our opinion, because:
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By News Desk
1 min read•By News Desk
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Union Low Duration Fund - Direct Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Union Low Duration Fund - Direct Plan can be bought from the Union Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Union Low Duration Fund - Direct Plan, is ₹10.3743 as of 05-Apr-2026.
| Company | Percentage of Portfolio |
|---|---|
|
PNB Housing Finance Ltd SR LVIII OP A Bonds 8.60 28/06/2026 |
4.70
|
|
HDB Financial Services Ltd SR 190 NCD 8.0736 17/04/2026 |
4.69
|
|
Indian Railway Finance Corporation Ltd SR 171 Debenture 7.23 15/10/2026 |
4.69
|
|
National Bank For Agriculture & Rural Development SR 24B Debenture 7.49 15/10/2026 |
4.69
|
|
Power Finance Corporation Ltd Debenture 7.55 15/07/2026 |
4.69
|
Over the past five years, Union Low Duration Fund - Direct Plan has delivered an annualised return of --% as of 05-Apr-2026.
The minimum investment required to start investing in Union Low Duration Fund - Direct Plan is ₹1,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
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