VR Logo

2 star

Tata Treasury Advantage Fund - Direct Plan


Debt: Low Duration

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.59 0.03 0.09 0.37 0.79 1.99 3.91 4.79 5.72 6.62 --
CCIL T Bill Liquidity Weight 1.85 0.00 0.04 0.19 0.43 1.06 2.01 3.22 3.53 3.99 --
Debt: Low Duration 4.29 0.02 0.07 0.34 1.32 2.56 4.72 5.02 5.78 6.61 --
Rank within category 16 3 4 5 8 12 16 19 18 15 --
Number of funds in category 24 24 24 24 24 24 24 24 23 21 0

As on 02-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata Treasury Advantage Fund - Direct Plan  | Invest Online
2 star
Jan-13 3.91 4.79 5.72 0.34% 2,668
ICICI Prudential Savings Fund - Direct Plan  | Invest Now
4 star
Jan-13 4.50 7.37 7.21 0.40% 31,730
HDFC Low Duration Fund - Direct Plan  | Invest Online
4 star
Jan-13 4.66 7.41 7.15 0.44% 21,669
Aditya Birla Sun Life Low Duration Fund - Direct Plan  | Invest Online
5 star
Jan-13 4.39 7.53 7.46 0.40% 17,415
Kotak Low Duration Fund - Standard Plan - Direct Plan  | Invest Online
4 star
Jan-13 4.37 7.57 7.63 0.41% 11,005

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 1.50 24-Mar-2020 - 31-Mar-2020 -4.00 03-Jun-2019 - 10-Jun-2019
Month 2.14 24-Mar-2020 - 23-Apr-2020 -4.87 03-Jun-2019 - 03-Jul-2019
Quarter 4.18 24-Mar-2020 - 24-Jun-2020 -3.89 02-Apr-2019 - 02-Jul-2019
Year 10.38 24-Jul-2013 - 24-Jul-2014 0.51 25-Mar-2019 - 24-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.74 3.28 0.29 0.18 0.46 1.24
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Low Duration 5.11 4.37 1.60 3.37 -0.78 0.85
Rank within category 19 17 18 19 10 17
Number of funds in category 24 24 24 24 24 24

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 75 80 62 60
Modified Duration (yrs) 0.58 0.91 0.58 --
Average Maturity (yrs) 0.62 0.98 0.58 --
Yield to Maturity (%) 4.25 4.26 3.78 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 8.20% GOI 15/02/2022 Central Government Loan SOV 0.00 - 8.24 5.69
new 6.84% GOI 19/12/2022 GOI Securities SOV 0.00 - 3.85 3.85
equal 5.09% GOI 13/04/2022 GOI Securities SOV 0.00 - 4.75 3.77
equal 8.30% Reliance Industries 2022 Debenture AAA 0.00 - 3.09 2.85
equal RBL Bank 28/02/2022 Certificate of Deposit A1+ 0.00 - 2.99 2.77
equal Reliance Industries 230-D 14/03/2022 Commercial Paper A1+ 0.00 - 2.99 2.77
equal 7.60% Nat. Highways Authority 18/03/2022 Bonds AAA 0.64 - 2.72 2.51
equal National Bank Agr. Rur. Devp 2024 Non Convertible Debenture AAA 0.00 - 2.65 2.44
equal 7.45% LIC Housing Fin. 2023 Non Convertible Debenture AAA 0.00 - 2.09 1.92
equal 7.87% HDFC 18/07/2022 Non Convertible Debenture AAA 0.00 - 2.08 1.91
equal 4.55% LIC Housing Fin. 28/03/2022 Bonds/NCDs AAA 0.00 - 2.03 1.88
equal Axis Bank 17/12/2021 Certificate of Deposit A1+ 0.00 - 2.71 1.87
equal 4.23% HDFC 18/02/2022 Debenture AAA 0.00 - 2.03 1.87
new 6.25% Embassy Office Parks REIT 18/10/2024 Debenture AAA 0.00 - 1.87 1.87
equal Tata Motors Finance 354-D 28/12/2021 Commercial Paper A1+ 0.00 - 2.61 1.86
equal Reserve Bank of India 182-D 30/12/2021 Treasury Bills SOV 0.00 - 2.01 1.86
equal Axis Bank 28/01/2022 Certificate of Deposit A1+ 0.00 - 2.00 1.86
equal Indusind Bank 15/02/2022 Certificate of Deposit A1+ 0.00 - 2.21 1.85
equal SIDBI 25/03/2022 Commercial Paper A1+ 0.00 - 2.20 1.85
equal IDFC First Bank 15/03/2022 Certificate of Deposit A1+ 0.00 - 2.20 1.85
equal Barclays Investments & Loans 150-D 28/01/2022 Commercial Paper A1+ 0.00 - 2.00 1.85
equal Standard Chartered Invest&Loan 265-D 28/04/2022 Commercial Paper A1+ 0.00 - 1.97 1.83
equal 6.32% REC 31/12/2021 Debenture AAA 1.45 - 2.29 1.51
equal 8.55% Power Finance Corporation 2021 Bonds AAA 0.00 - 1.87 1.51
equal 8.45% Sikka Ports and Terminals 2023 Debenture AAA 0.00 - 1.50 1.38

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Akhil Mittal since 26-Jun-2014

Education: Mr. Mittal is B.Com (H) and MBA from University Business School.

Experience: Prior to joining Tata AMC, he has worked with Canara Robeco AMC, Principal Asset Management Company, Edelweiss Securities Ltd. and Rallis India Ltd.

Funds Managed:

— Abhishek Sonthalia since 06-Feb-2020

Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.

Funds Managed:


0.03%

Change from previous, NAV as on 02-Dec-2021

Growth: ₹ 3,206.9479

IDCW Weekly: ₹ 1,008.4452

More

IDCW Daily: ₹ 1,003.5316

IDCW: ₹ 2,034.3852


Investment Strategy

The scheme aims to generate income & capital appreciation through a portfolio constituted of debt & money market instruments with relatively lower interest rate risk.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 7.22%
Benchmark: CRISIL Low Duration Debt
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 2,668 Cr (As on 31-Oct-2021)
Expense: 0.34% (As on 31-Oct-2021)
Risk Grade: Average
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily01-Dec-20210.0939

 30-Nov-20210.1222
 29-Nov-20210.2756
 26-Nov-20210.1659
 25-Nov-20210.0965
 24-Nov-20210.0519
 23-Nov-20210.0739
 22-Nov-20210.4026
 18-Nov-20210.1618
 17-Nov-20210.0438
 16-Nov-20210.0908
 15-Nov-20210.3546
 12-Nov-20210.0613
 11-Nov-20210.0457
 10-Nov-20210.0885
 09-Nov-20210.2679
 08-Nov-20210.8702
 03-Nov-20210.1927
 02-Nov-20210.0974
 01-Nov-20210.0680
 25-Oct-20210.2255
 22-Oct-20210.0718
 21-Oct-20210.1207
 18-Oct-20210.2276
 14-Oct-20210.0982
IDCW Weekly30-Nov-20210.7163

 23-Nov-20210.6839
 16-Nov-20210.6429
 09-Nov-20211.3374
 02-Nov-20210.2720
 26-Oct-20210.3218
 20-Oct-20210.5536
 12-Oct-20210.8229
 05-Oct-20210.3444
 28-Sep-20210.1076
 21-Sep-20210.5881
 14-Sep-20210.5747
 07-Sep-20210.8846
 31-Aug-20210.8269
 24-Aug-20210.8470
 17-Aug-20211.2419
 10-Aug-20210.7181
 03-Aug-20210.7000
 27-Jul-20211.0163
 20-Jul-20211.2693
 13-Jul-20211.4465
 06-Jul-20210.9430
 29-Jun-20210.3726
 22-Jun-20210.0044
 15-Jun-20210.8659
IDCW21-Jun-20210.0029

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

Stocks or Equity Funds for the long term?

DateFriday, 10-Dec-2021
Time12:30 PM - 01:00 PM

attending You have reserved a spot