Bank of India Multi Asset Allocation Fund - Regular Plan
Value Research Rating
Our Opinion
Riskometer
High
₹12.4056 0.24%
As on 21-May-2026
Returns
Risk
This fund has High risk.
As per SEBI's Riskometer.
Portfolio of Bank of India Multi Asset Allocation Fund - Regular Plan
Asset Allocation
Split between different types of investments
Market Cap Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Bank of India Multi Asset Allocation Fund - Regular Plan
|
|
High
|
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2.05 |
||
 |
|
Very High
|
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1.69 |
||
 |
|
Very High
|
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1.84 |
||
|
|
Very High
|
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1.55 |
||
|
|
High
|
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2.57 |
Other details of Bank of India Multi Asset Allocation Fund - Regular Plan
Assets
₹357 Cr
Exit Load (Days)
1.00 (360)
Min. Investment (₹)
5,000
Min. Withdrawal (₹)
1,000
Min. SIP Investment (₹)
1,000
Min. No of Cheques
6
About Bank of India Multi Asset Allocation Fund - Regular Plan
Bank of India Multi Asset Allocation Fund - Regular Plan is a hybrid mutual fund scheme of Bank of India Mutual Fund. Launched on February 28, 2024, it is currently managed by Mithraem Bharucha and Nilesh Jethani. The fund has an expense ratio of 2.05% with an overall AUM (Assets Under Management) of ₹357 Cr.
Bank of India Multi Asset Allocation Fund - Regular Plan is a multi asset allocation fund. Such funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times. XX The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.
Investment Strategy
The scheme seeks to seek long term capital growth by predominantly investing in equity and equity related securities, debt & money market instruments and Gold ETF.
Suitability
Multi Asset Allocation funds are suitable for investors:
- Looking to invest in a portfolio of equity, debt and commodity for moderate returns
- Who prefer to let fund manager decide how much to invest in equity, debt and commodity
- Aiming for long term wealth creation
- With a 5-8 year investment horizon
- Who are new/unfamiliar with market's ups and downs
Note:
- Invest only through SIP
Capital Gains Taxation
The following tax treatment is based upon last 12-months asset allocation and may vary from other funds in the category.
- If the mutual fund units are sold after 2 years from the date of investment, gains are taxed at the rate of 12.5%.
- If the mutual fund units are sold within 2 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Bank of India Multi Asset Allocation Fund - Regular Plan
FAQ for Bank of India Multi Asset Allocation Fund - Regular Plan
How to Invest in Bank of India Multi Asset Allocation Fund - Regular Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bank of India Multi Asset Allocation Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bank of India Multi Asset Allocation Fund - Regular Plan can be bought from the Bank of India Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Bank of India Multi Asset Allocation Fund - Regular Plan Today?
The latest declared NAV of Bank of India Multi Asset Allocation Fund - Regular Plan, is ₹12.4056 as of 22-May-2026.
What are the top holdings of Bank of India Multi Asset Allocation Fund - Regular Plan?
| Company | Percentage of Portfolio |
|---|---|
|
LIC Housing Finance Ltd Debenture 7.835 11/05/2027 |
7.01
|
|
Indian Railway Finance Corporation Ltd SR 177 Bonds 7.44 28/02/2034 |
6.90
|
|
ICICI GOLDI ETF |
6.11
|
|
Muthoot Finance Ltd Debenture 8.05 25/11/2027 |
5.57
|
|
Bajaj Finance Ltd NCD 8.1167 10/05/2027 |
5.06
|
What is the return of Bank of India Multi Asset Allocation Fund - Regular Plan in the last 5 years?
Over the past five years, Bank of India Multi Asset Allocation Fund - Regular Plan has delivered an annualised return of --% as of 22-May-2026.
What is the minimum investment required in Bank of India Multi Asset Allocation Fund - Regular Plan?
The minimum investment required to start investing in Bank of India Multi Asset Allocation Fund - Regular Plan is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.
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