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5 star

SBI Multi Asset Allocation Fund


1 Lakh

Investment Grown to
₹ 1.49 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.65 Lakh

Suitability:

Multi Asset Allocation funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times.

We don’t think highly of gold or other commodities as an investment. Read this article to know why. Therefore, we believe that investors can avoid these funds altogether. Instead, they might consider other varieties of hybrid funds — aggressive hybrid, balanced hybrid and conservative hybrid — which invest your money in equity shares and bonds in different proportions. You can choose from these depending upon your investment horizon, return expectations and ability to withstand volatility in the value of your investments.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 15.66 0.07 1.25 2.68 5.99 14.30 24.67 14.19 10.15 10.45 10.79
VR Balanced TRI* 28.82 0.66 2.62 4.46 14.34 23.76 49.29 20.02 15.93 13.39 13.97
Hybrid: Multi Asset Allocation* 22.94 -0.43 1.16 3.11 7.81 17.56 35.87 15.87 10.54 10.04 9.73

As on 18-Oct-2021

* As on 19-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI Multi Asset Allocation Fund  | Invest Online
5 star
Dec-05 24.67 14.19 10.15 1.88% 460
Axis Triple Advantage Fund
5 star
Aug-10 43.40 22.03 13.63 2.05% 1,435
ICICI Prudential Multi Asset Fund  | Invest Now
3 star
Oct-02 65.36 18.96 15.10 1.83% 12,405
HDFC Asset Allocator FoF - Regular Plan  | Invest Online
Unrated
May-21 -- -- -- 1.45% 1,851
HDFC Multi Asset Fund  | Invest Online
3 star
Aug-05 32.07 17.25 11.27 2.35% 1,186

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 6.40 24-Mar-2020 - 31-Mar-2020 -9.48 11-Mar-2020 - 18-Mar-2020
Month 14.48 23-Mar-2020 - 22-Apr-2020 -17.63 20-Feb-2020 - 23-Mar-2020
Quarter 20.79 23-Mar-2020 - 22-Jun-2020 -15.36 23-Dec-2019 - 23-Mar-2020
Year 36.13 23-Mar-2020 - 23-Mar-2021 -8.43 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 12.92 8.95 1.00 1.25 0.43 3.19
VR Balanced TRI 17.41 18.03 0.75 0.87 -- --
Hybrid: Multi Asset Allocation 14.44 13.76 0.76 0.88 0.66 1.65

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 48
Top 10 Holdings (%) 60.25
Top 5 Holdings (%) 47.49
Top 3 Sectors (%) 16.98
Portfolio P/B Ratio 2.52
Portfolio P/E Ratio 16.80
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.79% GOI 26/12/2029 GOI Securities SOV 14.92 - 26.07 14.92
new 6.10% GOI 2031 GOI Securities SOV 0.00 - 9.37 9.37
equal 7.26% GOI 14/01/2029 GOI Securities SOV 2.33 - 4.52 4.22
equal Powergrid Infrastructure Investment Trust Infrastructure Investment Trust -- 0.00 - 4.18 3.67
equal 5.77% GOI 2030 GOI Securities SOV 1.90 - 3.33 1.90

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal BHARAT 22 ETF-G Financial -- 6.84
equal CPSE Exchange Traded Fund Financial -- 4.64
equal SPDR Gold Trust Financial -- 1.86
down Info Edge (India) Services 60.39 1.60 0.00 1.11
down Avenue Supermarts Services 224.20 2.45 0.00 1.03
down Vedanta Metals 9.33 1.43 0.00 0.99
down Apollo Hospitals Healthcare 72.96 1.38 0.00 0.92
down Godrej Consumer Products FMCG 59.68 1.78 0.00 0.86
down Pidilite Industries Chemicals 94.72 1.61 0.00 0.81
down ICICI Lombard General Insurance Company Insurance 61.19 1.79 0.00 0.78
down Dabur India FMCG 60.13 1.91 0.00 0.77
down Havells India Engineering 73.56 1.31 0.00 0.76
down Jubilant FoodWorks Services 152.51 0.90 0.00 0.69
down Ambuja Cements Construction 24.34 1.05 0.00 0.65
down Marico FMCG 65.08 1.37 0.00 0.63
down GAIL Energy 9.09 0.88 0.00 0.63
down Piramal Enterprises Healthcare 47.64 1.28 0.00 0.63
down ICICI Prudential Life Insurance Co. Ltd. Insurance 151.48 1.20 0.47 0.59
equal Page Industries Textiles 107.55 0.95 0.00 0.57
down DLF Construction 68.42 1.06 0.00 0.57
down United Spirits FMCG 91.58 1.39 0.00 0.56
down Indus Towers Communication 17.72 0.95 0.00 0.55
down L&T Infotech Technology 56.81 0.74 0.00 0.53
down Hindustan Petroleum Corporation Energy 4.40 1.55 0.00 0.52
down Lupin Healthcare 25.80 1.44 0.00 0.51

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Gaurav Mehta since 02-Feb-2019

Education: Mr. Mehta has done PGBM, IIM Lucknow, B Tech., IIT Bombay, CFA Charter holder, CFA Institute, USA.

Experience: Prior to joining SBI Mutual Fund he has worked with Ambit Investment Advisor, Institutional equities at Ambit Capital & Edelweiss Capital.

Funds Managed:

— Raj Gandhi since 27-Feb-2020

Education: Mr. Gandhi is a BMS (Finance), MBA (Finance), CFA.

Experience: Prior to joining SBI Mutual Fund, he has worked with Sundaram Asset Management Company Limited, Principal Mutual Fund, Deutsche Equities India, UTI Securities and Angel Broking.


0.07%

Change from previous, NAV as on 18-Oct-2021

Growth: ₹ 38.0386

IDCW Yearly: ₹ 21.5067

More

IDCW Quarterly: ₹ 16.9924

IDCW Monthly: ₹ 17.0088


Investment Strategy

The scheme seeks to provide the investors an opportunity to invest in an actively managed portfolio of multiple asset classes.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 21-Dec-2005
Return Since Launch: 8.80%
Benchmark: CRISIL 10-Year Gilt (45), NIFTY 50 TRI (40), Domestic Price of Gold (15)
Riskometer: High
Type: Open-ended
Assets: ₹ 460 Cr (As on 30-Sep-2021)
Expense: 1.88% (As on 30-Sep-2021)
Risk Grade: Below Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly28-Feb-20200.0360

 31-Jan-20200.0360
 27-Dec-20190.0360
 29-Nov-20190.0360
 25-Oct-20190.0360
 27-Sep-20190.0360
 30-Aug-20190.0360
 26-Jul-20190.0360
 28-Jun-20190.0360
 31-May-20190.0360
 30-Apr-20190.0360
 29-Mar-20190.0360
 28-Feb-20190.0360
 31-Jan-20190.0360
 28-Dec-20180.0360
 30-Nov-20180.0360
 31-Oct-20180.0360
 28-Sep-20180.0360
 31-Aug-20180.0360
 31-Jul-20180.0432
 27-Apr-20180.0288
 28-Feb-20180.0289
 31-Jan-20180.0433
 29-Dec-20170.0433
 30-Nov-20170.0433
IDCW Quarterly27-Dec-20190.1405

 27-Sep-20190.1441
 28-Jun-20190.1441
 29-Mar-20190.1441
 28-Dec-20180.1441
 07-Sep-20180.1441
 29-Dec-20170.1806
 29-Sep-20170.1806
 30-Jun-20170.1661
 24-Mar-20170.1445
 30-Dec-20160.1445
 30-Sep-20160.1445
 30-Jun-20160.1445
 23-Mar-20160.1445
 23-Dec-20150.1445
 24-Sep-20150.1445
 26-Jun-20150.1625
 20-Mar-20150.2178
 29-Dec-20140.2178
 29-Sep-20140.2439
 27-Jun-20140.2650
 28-Mar-20140.1403
 27-Dec-20130.2000
 25-Mar-20130.3524
 26-Dec-20120.1872
IDCW Yearly29-Mar-20190.5763

 23-Mar-20180.5778
 24-Mar-20170.5778
 23-Mar-20160.5417
 20-Mar-20150.8710
 28-Mar-20140.8572
 25-Mar-20130.7047
 30-Mar-20120.1498
 22-Mar-20110.1098
 26-Mar-20100.3942
 26-Mar-20080.3504
 28-Mar-20070.3507

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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