Bajaj Finserv Banking and PSU Fund - Regular Plan
Value Research Rating
Our Opinion
Riskometer
Moderate
₹11.7952 -0.07%
As on 11-May-2026
Returns
Risk
This fund has Moderate risk.
As per SEBI's Riskometer.
Portfolio of Bajaj Finserv Banking and PSU Fund - Regular Plan
Asset Allocation
Split between different types of investments
Credit Rating Weightage
Split between categories of Equity investments
Peer Comparison
|
Fund name
|
Rating |
Our Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Bajaj Finserv Banking and PSU Fund - Regular Plan
|
|
|
Moderate
|
|
0.88 |
|
 |
|
Moderate
|
|
0.65 |
||
|
|
Moderate
|
|
0.65 |
||
 |
|
Moderate
|
|
0.73 |
||
|
|
Low to Moderate
|
|
0.46 |
Other details of Bajaj Finserv Banking and PSU Fund - Regular Plan
Assets
₹323 Cr
Exit Load (Days)
--
Min. Investment (₹)
1,000
Min. Withdrawal (₹)
1
Min. SIP Investment (₹)
1,000
Min. No of Cheques
6
About Bajaj Finserv Banking and PSU Fund - Regular Plan
Bajaj Finserv Banking and PSU Fund - Regular Plan is a debt mutual fund scheme of Bajaj Finserv Mutual Fund. Launched on November 13, 2023, it is currently managed by Nimesh Chandan and Siddharth Chaudhary. The fund has an expense ratio of 0.88% with an overall AUM (Assets Under Management) of ₹323 Cr.
Bajaj Finserv Banking and PSU Fund - Regular Plan is mandated to invest at least 80 per cent of its assets in bonds issued by banks, public sector undertakings (PSUs) and public financial institutions. The fund allows minimum lumpsum investment of ₹1,000 and minimum SIP of ₹1,000.
Investment Strategy
The scheme seeks to generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.
Suitability
Banking and PSU funds are suitable for:
- Debt allocation in your long-term portfolio
- Earning marginally higher returns than fixed deposits, with low-to-moderate volatility and flexibility to redeem anytime
- Investment horizon of 2-3 years
Note:
- Unlike FD, there is no guarantee of returns
- Not suitable for long-term wealth creation
Capital Gains Taxation
- If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
- If investment is made before 1 April 2023:
- Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
- Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
- No tax is to be paid as long as you continue to hold the units.
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
- Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 10,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.
Latest news on Bajaj Finserv Banking and PSU Fund - Regular Plan
FAQ for Bajaj Finserv Banking and PSU Fund - Regular Plan
How to Invest in Bajaj Finserv Banking and PSU Fund - Regular Plan?
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Bajaj Finserv Banking and PSU Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Bajaj Finserv Banking and PSU Fund - Regular Plan can be bought from the Bajaj Finserv Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
What is the current NAV of Bajaj Finserv Banking and PSU Fund - Regular Plan Today?
The latest declared NAV of Bajaj Finserv Banking and PSU Fund - Regular Plan, is ₹11.7952 as of 12-May-2026.
What are the top holdings of Bajaj Finserv Banking and PSU Fund - Regular Plan?
| Company | Percentage of Portfolio |
|---|---|
|
REC Ltd SERIES GOI-V Debenture 8.54 15/11/2028 |
7.94
|
|
National Highways Authority of India Ltd SR V NCD 7.70 13/09/2029 |
7.80
|
|
Gujarat State SDL 7.61 03/08/2032 |
7.79
|
|
Food Corporation of India SR VII A NCD 7.60 09/01/2030 |
7.71
|
|
National Bank For Agriculture & Rural Development SR 25G Bonds 7.48 15/09/2028 |
7.71
|
What is the return of Bajaj Finserv Banking and PSU Fund - Regular Plan in the last 5 years?
Over the past five years, Bajaj Finserv Banking and PSU Fund - Regular Plan has delivered an annualised return of --% as of 12-May-2026.
What is the minimum investment required in Bajaj Finserv Banking and PSU Fund - Regular Plan?
The minimum investment required to start investing in Bajaj Finserv Banking and PSU Fund - Regular Plan is ₹1,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.
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