Widely used:
Analyst’s Choice
Recently Viewed
Clear AllValue Research Rating
Analyst’s Choice
Riskometer
Moderate
₹21.6745 -0.02%
As on 24-Apr-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
UTI Banking & PSU Fund - Regular Plan
|
|
|
Moderate
|
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0.53 |
|
 |
|
Moderate
|
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0.63 |
||
|
|
Moderate
|
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0.63 |
||
 |
|
Moderate
|
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0.74 |
||
|
|
Moderate
|
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0.73 |
₹785 Cr
--
500
500
500
6
Investment Strategy
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Suitability
"Banking and PSU funds invest mainly in bonds issued by banks, public sector undertakings (PSUs) and public financial institutions. They are suitable for a short investment horizon of two to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.
The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit.
Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
1 min read•By News Desk
UTI Banking & PSU Fund - Regular Plan is mandated to invest at least 80 per cent of its assets in bonds issued by banks, public sector undertakings (PSUs) and public financial institutions.
Mutual funds can be bought directly from the website of the fund house. For instance, UTI Banking & PSU Fund - Regular Plan fund can be purchased from the website of UTI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of UTI Banking & PSU Fund - Regular Plan is ₹21.6745 as of 25-Apr-2025.
The AUM of UTI Banking & PSU Fund - Regular Plan Fund is ₹785 Cr as of 31-Mar-2025
The riskometer level of UTI Banking & PSU Fund - Regular Plan is Moderate. See More
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.38 20/06/2027 |
11.68
|
|
Axis Bank Ltd SR 5 NCD 7.65 30/01/2027 |
7.03
|
|
Export-Import Bank Of India SR Z01 Debenture 7.45 12/04/2028 |
6.44
|
|
Small Industries Devp. Bank of India Ltd SR VI Debenture 7.79 14/05/2027 |
6.43
|
|
Power Finance Corporation Ltd SR-172 NCD 7.74 29/01/2028 |
5.16
|
As of 31-Mar-2025, UTI Banking & PSU Fund - Regular Plan had invested 96.83% in Debt and 3.17% in Cash & Cash Eq. See More
UTI Banking & PSU Fund - Regular Plan is 11 years 2 months old. It has delivered 7.13% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
8.84%
|
9.14%
|
7.39%
|
6.17%
|
6.89%
|
7.13%
|
No, There is no lock in period in UTI Banking & PSU Fund - Regular Plan.
The expense ratio of UTI Banking & PSU Fund - Regular Plan is 0.53.
