1 LakhInvestment declined to
₹ 10000Monthly SIP Grown to
"Credit risk funds invest mainly in bonds which are rated AA or below by credit rating agencies. The lower rating indicates a higher possibility of these bonds defaulting on repayment of investors' money. Therefore, these funds are the riskiest among debt fund categories. But they compensate for this additional risk with a higher return potential as these bonds offer better rates of interest than the highest rated bonds.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."
Taxability of earnings:
|CCIL T Bill Liquidity Weight||1.88||0.03||0.04||0.17||0.43||1.08||2.05||--||--||--||--|
|Debt: Credit Risk||8.54||0.01||0.09||0.41||3.33||5.35||9.12||--||--||--||--|
As on 03-Dec-2021
|Fund name||Rating||Launch Date||1-Year Return||3-Year Return||5-Year Return||Expense Ratio||Assets (Cr)|
|UTI Credit Risk Fund Segregated Portfolio 2 - Regular Plan||Feb-20||-15.89||--||--||--||47|
|HDFC Credit Risk Debt Fund - Regular Plan | Invest Online||Mar-14||7.46||9.04||7.47||1.61%||8,757|
|ICICI Prudential Credit Risk Fund | Invest Now||Dec-10||6.66||8.69||7.72||1.55%||8,304|
|SBI Credit Risk Fund | Invest Online||Jul-04||5.32||7.26||6.72||1.55%||3,341|
|Aditya Birla Sun Life Credit Risk Fund - Regular Plan | Invest Online||Apr-15||6.90||6.08||6.26||1.92%||1,441|
|Best Performance||Worst Performance|
|Return (%)||Period||Return (%)||Period|
|Week||0.28||31-Mar-2021 - 09-Apr-2021||-45.22||03-Jul-2020 - 10-Jul-2020|
|Month||1.02||05-Feb-2021 - 09-Mar-2021||-51.07||10-Jun-2020 - 10-Jul-2020|
|Quarter||2.91||26-Mar-2021 - 28-Jun-2021||-50.39||09-Apr-2020 - 10-Jul-2020|
|Year||-15.86||27-Nov-2020 - 29-Nov-2021||-59.91||17-Feb-2020 - 16-Feb-2021|
|CCIL T Bill Liquidity Weight*||3.18||0.40||-1.54||-4.30||--||--|
|Debt: Credit Risk*||3.00||7.15||0.57||0.71||-5.08||-3.88|
The Risk Measures have been calculated using calendar month returns for the last three years.
* As on 30-Nov-2021
|Fund||1Y High||1Y Low||Category|
|Number of Securities||2||2||2||29|
|Modified Duration (yrs)||0.00||0.00||0.00||--|
|Average Maturity (yrs)||0.25||1.08||0.25||--|
|Yield to Maturity (%)||2.81||2.81||2.81||--|
|Avg Credit Rating||B||--||--||--|
|Company||Instrument||Credit Rating||1Y Range||% Assets|
|8.04% Vodafone Idea 27/01/2022||Debenture||B-||0.00 - 50.73||49.84|
|8.03% Vodafone Idea 31/01/2022||Debenture||B-||0.00 - 42.72||41.97|
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Oct-2021
Education: Mr. Nambiar is an MMS (Finance), CFA and FRM holder.
Experience: Prior to joining UTI AMC in March 2008, he was a Fixed Income Analyst with CRISIL Research (January 2007 - March 2008) and a Fixed Income Trader with Eurex, LIFFE and CBOE Desk )(May 2005 - October 2006).
The scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
|Minimum Investment (₹)||5,000|
|Minimum Addl Investment (₹)||1,000|
|Minimum SIP Investment (₹)||--|
|Minimum No of Cheques||--|
|Minimum Withdrawal (₹)||1,000|
|Minimum Balance (₹)||--|
|Lock-in Period||Not Applicable|
|Fund House:||UTI Mutual Fund|
|Return Since Launch:||-78.93%|
|Benchmark:||CRISIL Short Term Credit Risk|
|Assets:||₹ 47 Cr (As on 31-Oct-2021)|
|Expense:||-- (As on )|
AMC: UTI Asset Management Company Ltd
Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051
Phone: 022- 66786666 / 66786354 / 1800-22-1230
Email: [email protected]
Registrar & Transfer Agent: KFin Technologies Pvt Ltd.
Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016
Email: [email protected]