1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
"Credit risk funds invest mainly in bonds which are rated AA or below by credit rating agencies. The lower rating indicates a higher possibility of these bonds defaulting on repayment of investors' money. Therefore, these funds are the riskiest among debt fund categories. But they compensate for this additional risk with a higher return potential as these bonds offer better rates of interest than the highest rated bonds.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."
Taxability of earnings:
Capital gains
Dividends
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YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
---|---|---|---|---|---|---|---|---|---|---|---|
HDFC Credit Risk Debt Reg-G | -0.03 | 0.05 | 0.17 | -0.70 | -0.74 | 0.44 | 3.79 | 7.79 | 7.04 | 7.83 | -- |
CCIL T Bill Liquidity Weight | 0.59 | 0.04 | 0.04 | -0.01 | 0.29 | 0.85 | 1.92 | 2.78 | 3.34 | 3.74 | -- |
Debt: Credit Risk | 9.62 | 0.02 | 0.12 | -0.67 | 8.13 | 9.99 | 15.83 | 3.69 | 4.19 | 5.59 | -- |
Rank within category | 10 | 4 | 4 | 13 | 12 | 10 | 11 | 2 | 2 | 2 | -- |
Number of funds in category | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 14 | 4 |
As on 20-May-2022
Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
---|---|---|---|---|---|---|---|
HDFC Credit Risk Debt Fund - Regular Plan | Invest Online | Mar-14 | 3.79 | 7.79 | 7.04 | 1.57% | 8,925 | |
ICICI Prudential Credit Risk Fund | Invest Now | Dec-10 | 4.94 | 7.80 | 7.44 | 1.56% | 8,317 | |
SBI Credit Risk Fund | Invest Online | Jul-04 | 3.88 | 6.64 | 6.35 | 1.55% | 3,131 | |
Axis Credit Risk Fund - Regular Plan | Jul-14 | 3.57 | 5.29 | 5.71 | 1.66% | 719 | |
Kotak Credit Risk Fund Regular Plan | Invest Online | May-10 | 1.31 | 5.34 | 5.75 | 1.72% | 1,690 |
Best Performance | Worst Performance | |||
---|---|---|---|---|
Return (%) | Period | Return (%) | Period | |
Week | 2.37 | 24-Mar-2020 - 31-Mar-2020 | -1.75 | 12-Mar-2020 - 19-Mar-2020 |
Month | 3.48 | 10-Jun-2020 - 10-Jul-2020 | -2.24 | 25-Feb-2020 - 26-Mar-2020 |
Quarter | 5.44 | 04-May-2020 - 03-Aug-2020 | -0.89 | 10-Feb-2020 - 11-May-2020 |
Year | 12.90 | 04-May-2020 - 04-May-2021 | 3.05 | 31-Oct-2017 - 31-Oct-2018 |
Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
---|---|---|---|---|---|---|
HDFC Credit Risk Debt Reg-G | 8.08 | 2.55 | 1.79 | 2.12 | -0.67 | 4.11 |
CCIL T Bill Liquidity Weight | 2.86 | 0.36 | -1.85 | -5.13 | -- | -- |
Debt: Credit Risk | 5.65 | 10.05 | 0.68 | 0.87 | -6.80 | -2.44 |
Rank within category | 2 | 4 | 2 | 3 | 11 | 2 |
Number of funds in category | 15 | 15 | 15 | 15 | 15 | 15 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 30-Apr-2022
Fund | 1Y High | 1Y Low | Category | |
---|---|---|---|---|
Number of Securities | 97 | 106 | 94 | 31 |
Modified Duration (yrs) | 2.24 | 2.55 | 2.24 | 1.84 |
Average Maturity (yrs) | 2.92 | 3.43 | 2.89 | 2.48 |
Yield to Maturity (%) | 7.20 | 7.20 | 6.54 | 6.56 |
Avg Credit Rating | AA | -- | -- | -- |
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Company | Instrument | Credit Rating | 1Y Range | % Assets | |
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Bharti Hexacom 19/01/2024 | Non Convertible Debenture | AA+ | 0.00 - 4.21 | 4.02 |
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IndInfravit Trust 2038 | Non Convertible Debenture | AAA | 3.90 - 4.71 | 3.91 |
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8.95% Pipeline Infrastructure 22/03/2024 | Non Convertible Debenture | AAA | 3.76 - 4.53 | 3.76 |
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9.10% Power Finance Corporation 23/03/2029 | Non Convertible Debenture | AAA | 3.40 - 4.08 | 3.40 |
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SAIL 35-D 30/05/2022 | Commercial Paper | A1+ | 0.00 - 3.35 | 3.35 |
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6.70% DLF Cyber City Developers 30/09/2024 | Debenture | AA | 0.00 - 3.07 | 3.03 |
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9.90% Coastal Gujarat Power 27/08/2028 | Debenture | AA | 0.14 - 2.85 | 2.52 |
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9.65% Green Infra Wind Energy 2023 | Debenture | AA | 2.37 - 3.02 | 2.37 |
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8.50% Tata Motors 29/01/2027 | Non Convertible Debenture | AA- | 2.34 - 2.73 | 2.34 |
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8.50% Tata Motors 30/12/2026 | Non Convertible Debenture | AA- | 2.22 - 2.62 | 2.22 |
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7.45% Hinduja Leyland Finance | Non Convertible Debenture | AA- | 0.00 - 2.23 | 2.22 |
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8.85% TVS Credit Services 2027 | Non Convertible Debenture | AA- | 0.00 - 2.22 | 2.20 |
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Tata Teleservices 364-D 10/03/2023 | Commercial Paper | A1+ | 0.00 - 2.14 | 2.14 |
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8.25% DLF 25/03/2024 | Debenture | AA- | 0.00 - 1.96 | 1.96 |
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6.40% Jamnagar Utilities and Power 29/09/2026 | Non Convertible Debenture | AAA | 0.00 - 1.99 | 1.90 |
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Hero Housing Finance 2025 | Non Convertible Debenture | AA+ | 0.00 - 1.68 | 1.68 |
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Promont Hillside 31/03/2025 | Zero Coupon Bonds | AA | 0.00 - 1.68 | 1.68 |
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Powergrid Infrastructure Investment Trust | Infrastructure Investment Trust | -- | 1.42 - 1.66 | 1.66 |
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Shriram City Union Finance 21/09/2024 | Floating Rate Notes | AA | 0.00 - 1.57 | 1.57 |
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Inox Wind | Non Convertible Debenture | AA | 1.49 - 1.78 | 1.51 |
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9.40% TVS Credit Services 26/08/2026 | Non Convertible Debenture | AA- | 1.46 - 1.72 | 1.47 |
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7.17% GOI 2028 | GOI Securities | SOV | 1.42 - 1.72 | 1.42 |
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GIC Housing Fin. 20/10/2023 | Non Convertible Debenture | AA | 0.00 - 1.40 | 1.40 |
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6.40% Embassy Office Parks REIT 15/02/2024 | Debenture | AAA | 1.39 - 1.98 | 1.40 |
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6.75% Sikka Ports and Terminals 22/04/2026 | Debenture | AAA | 0.00 - 1.62 | 1.39 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 30-Apr-2022
— Shobhit Mehrotra since 06-Mar-2014
Education: He is an MBA from Clemson University, USA.
Experience: Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Funds Managed:
The scheme seeks to generate income/capital appreciation by investing predominantly in AA and below rated corporate debt.
Min. Investment (₹) | 5,000 |
Min. Addl Investment (₹) | 1,000 |
Min. SIP Investment (₹) | 500 |
Min. No of Cheques | 12 |
Min. Withdrawal (₹) | 500 |
Min. Balance (₹) | 1 |
Lock-in Period | Not Applicable |
Exit Load | For units in excess of 15% of the investment,1% will be charged for redemption within 365 days For units in excess of 15% of the investment,0.5% will be charged for redemption between 366 - 540 days |
Fund House: | HDFC Mutual Fund |
Launch Date: | 25-Mar-2014 |
Return Since Launch: | 8.35% |
Benchmark: | NIFTY Credit Risk Bond Index C-III |
Riskometer: | Moderately High |
Type: | Open-ended |
Assets: | ₹ 8,925 Cr (As on 30-Apr-2022) |
Expense: | 1.57% (As on 30-Apr-2022) |
Risk Grade: | Below Average |
Return Grade: | High |
Plan | Record Date | Dividend (₹ / Unit) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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IDCW Quarterly | 25-Mar-2022 | 0.1600 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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AMC: HDFC Asset Management Company Ltd
Address: Ground Floor, Mafatlal House, H.T Parekh Marg Backbay Reclamation Churchgate Mumbai - 400020
Phone: 1800-3010-6767 / 1800-419-7676
Fax: 022-22821144
Website: http://www.hdfcfund.com
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Fax: 044-30407101
Email: [email protected]
Website: www.camsonline.com